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Bobcard Cashback Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
5% cashback on all online spends upto INR 1500.
Online Shopping Cashback Rate: 5%.
1% cashback on all other spends.
General Cashback Rate: 1 %.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
None.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
5% cashback on all online spends upto INR 1500.
Online Shopping Cashback Rate: 5%.
1% cashback on all other spends.
General Cashback Rate: 1 %.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
None.
Lounge Access
None.
Fees & Charges of
Bobcard Cashback Credit Card
Joining Fee
499
Annual Fee
499
Cash Advance Fee
Fee of 2.5% or INR 500 whichever is higher
Interest rate
3.75% per month i.e. 45% per annum
Late Payment Fee
Late payment charges: INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 3.5%
Other Fees
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000.
Joining Fee
499
Annual Fee
499
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.75% per month i.e. 45% per annum
Late Payment Fee
Late payment charges: INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 3.5%
Other Fees
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000.
Fee and Charges of
Bobcard Cashback Credit Card
Special Features
The applicant should be an Indian resident.
Salaried Individuals: Minimum annual income should be INR 3 Lakh and above, and age should be between 21 to 60 years
Self-Employed Individuals: Minimum net annual income should be INR 3.6 Lakh and Age 24 to 65 years.
Eligibility Criteria
5% cashback on all shopping done online.
Speical Feature, Eligibility and Benefits of
Bobcard Cashback Credit Card
How to apply for Credit Card?
Online Application:Visit the BOBCARD Credit Card application portal.
Fill out the online application form with the required details.
E-sign using your Aadhaar.
Verify your identity via Video KYC.
Offline Application (Branch Visit):If you prefer an offline approach, visit your nearest Bank of Baroda branch.
Bring along all the necessary documents.
Fill out the physical application form provided by the bank.
Contact Details
N/A
Account Opening and Procedure of
Bobcard Cashback Credit Card
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Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai