Eterna Bobcard
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000.
Milestone Benefits
Milestone benefit:The user will be awarded 10,000 bonus reward points on spending Rs 50,000 within the first 60 days and 20,000 bonus reward points on spending 5,00,000 in a year.
Cashback Rate
1 reward point is equal to .25 paise.
Users will receive 3 reward points for every INR 100 spent. General cashback rate: .75%.
5X reward points on dining, travel and international spending. Cashback rate: 3.75%.
5X rewards are capped at 5,000 reward points on the mentioned categories per statement cycle.
Movie Benefits
Movie benefits.
Dining Benefits
Reward system:1 reward point is equal to .25 paise. Users will receive 3 reward points for every Rs 100 spent. General cashback rate: .75%. 5X reward points on dining, travel and international spending. Cashback rate: 3.75%. 5X rewards are capped at 5,000 reward points on the mentioned categories per statement cycle.; Dining benefits.
Other Benefits
Up to 50 days interest-free credit period.; Golf course benefits.
Lounge Access
Unlimited complimentary access to domestic airport lounges.
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000.
Milestone Benefits
Milestone benefit:The user will be awarded 10,000 bonus reward points on spending Rs 50,000 within the first 60 days and 20,000 bonus reward points on spending 5,00,000 in a year.
Cashback Rate
1 reward point is equal to .25 paise.
Users will receive 3 reward points for every INR 100 spent. General cashback rate: .75%.
5X reward points on dining, travel and international spending. Cashback rate: 3.75%.
5X rewards are capped at 5,000 reward points on the mentioned categories per statement cycle.
Movie Benefits
Movie benefits.
Dining Benefits
Reward system:1 reward point is equal to .25 paise. Users will receive 3 reward points for every Rs 100 spent. General cashback rate: .75%. 5X reward points on dining, travel and international spending. Cashback rate: 3.75%. 5X rewards are capped at 5,000 reward points on the mentioned categories per statement cycle.; Dining benefits.
Other Benefits
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Lounge Access
Unlimited complimentary access to domestic airport lounges.
Fees & Charges
Joining Fee
Rs. 2499.
Annual Fee
Annual membership fee: Rs. 2499.
Cash Advance Fee
Cash advance fee: Transaction fee of 2.5% or ₹500 whichever is higher
Interest rate
Interest rate: 3.25% per month, 39% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 2%
Other Fees
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000.
Fees & Charges
Joining Fee
Rs. 2499.
Annual Fee
Annual membership fee: Rs. 2499.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: 3.25% per month, 39% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 2%
Other Fees
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000.
Special Features
5X reward points on your selected spend.
Fuel surcharge waiver.
Dining benefits.
Eligibility Criteria
The applicant must be an Indian resident.
The applicant must be a Salaried/Self-employed with an income of more than 12 Lakhs per annum.
The applicant must be aged between 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder).
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online Application:Visit the BOBCARD ETERNA Credit Card application portal.
Fill out the online application form with the required details.
E-sign using your Aadhaar.
Verify your identity via Video KYC.
Offline Application (Branch Visit):If you prefer an offline approach, visit your nearest Bank of Baroda branch.
Bring along all the necessary documents.
Fill out the physical application form provided by the bank.
Account Opening and Procedure
The card offers a number of value add features. The card also offers decent cashback rate. Overall the card offers value for money.
The card offers a number of value add features. The card also offers decent cashback rate. Overall the card offers value for money.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai