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Cheq AU Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None
Cashback Rate
Users will get 12 reward points of spend of every INR 100 on Amazon, Flipkart, Zomato, BigBasket, Apple Products, Zomato, Amazon Now, Flipkart Minutes, Cheq Travel portal and utility bill payment via the Cheq app.
Value of 1 Cheq point is INR 0.25 when used for credit card bill payment. Preffered Merchant Cashback Rate: 3%.
User will get 5 reward point on spends on Meesho, Ajio, Myntra, Libas, Tata Cliq, and 10,000 other apps.
Apps Cashback Rate: 1.25%.
User will get 2.5 cheq points on UPI payments through the Cheq app.
UPI Cashback Rate: 0.75%.
User will get 1 reward point on all other spends. General Cashback Rate: INR 0.25.
MyRupaya Tip: Cheq points are worth INR 0.50 when redeemed against travel and hotel bookings on Cheq app.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
LED lit credit card.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None
Cashback Rate
Users will get 12 reward points of spend of every INR 100 on Amazon, Flipkart, Zomato, BigBasket, Apple Products, Zomato, Amazon Now, Flipkart Minutes, Cheq Travel portal and utility bill payment via the Cheq app.
Value of 1 Cheq point is INR 0.25 when used for credit card bill payment. Preffered Merchant Cashback Rate: 3%.
User will get 5 reward point on spends on Meesho, Ajio, Myntra, Libas, Tata Cliq, and 10,000 other apps.
Apps Cashback Rate: 1.25%.
User will get 2.5 cheq points on UPI payments through the Cheq app.
UPI Cashback Rate: 0.75%.
User will get 1 reward point on all other spends. General Cashback Rate: INR 0.25.
MyRupaya Tip: Cheq points are worth INR 0.50 when redeemed against travel and hotel bookings on Cheq app.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
LED lit credit card.
Lounge Access
None.
Fees & Charges of
Cheq AU Credit Card
Joining Fee
INR 999 + GST.
Annual Fee
INR 0
Cash Advance Fee
2.5% of amount withdrawn, subject to a minimum of INR 100.
Interest rate
3.49% per month (41.88% annually)
Late Payment Fee
15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
3.49%
Other Fees
Reward Point Redemption Fee: INR 99.
Joining Fee
INR 999 + GST.
Annual Fee
INR 0
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.49% per month (41.88% annually)
Late Payment Fee
15% of the due amount ranging from INR 0 to INR 1300 for outstanding amount.
Foreign Currency Transactions Fee
3.49%
Other Fees
Reward Point Redemption Fee: INR 99.
Fee and Charges of
Cheq AU Credit Card
Special Features
LED lit credit card.
Eligibility Criteria
Age: age over 21.
Income: monthly income of INR 25,000+ (salaried or self-employed),
Credit Score: have a credit score of 750 or above.
Residence: reside in an AU Bank serviceable area.
Speical Feature, Eligibility and Benefits of
Cheq AU Credit Card
How to apply for Credit Card?
Here are the steps on how to apply for an AU Bank Cheq Credit Card:
Go to the AU Bank website and click on the "Apply for Credit Card" tab.
Select the Cheq Credit Card from the list of credit cards.
Enter your personal information, such as your name, address, and contact details.
Enter your employment information, such as your employer's name and your income.
Upload a copy of your PAN card and a recent passport-sized photograph.
Read and agree to the terms and conditions of the credit card.
Click on the "Submit" button.
An AU Bank representative will contact you to verify your information and to complete the application process.
Contact Details
24/7 toll-free helpline number 1800 1200 1500, non-toll number 0141-7141100, or email at creditcard.support@aubank.in
Account Opening and Procedure of
Cheq AU Credit Card
Product Review of
Cheq AU Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
Cheq AU Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
