Club Vistara SBI Card
MyRupaya Ratings
Product Details
Credit Card Name :
Club Vistara SBI Card
Bank Name :
State Bank Of India
Type :
Travel Credit Card
Interest Rate :
3.50% per month (42% per annum) from the transaction date.
Eligibility :
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Pros
Welcome Benefit: Users will get 1 economy ticket as a free gift voucher on payment of the annual /renewal fee. If the user spends INR 50,000 within 90 days of card issuance then 1000 bonus CV points will be awarded to him.
Reward System: Users will earn 1.5 CV points per INR 100 spent on all spending. Value of 1 point = INR 0.75. Cashback rate: 1.12%
Milestone Benefit: Users will get 1 economy ticket each on annual spending of INR 1.25 lakhs, INR 2.5 lakhs, INR 5 lakhs and a hotel voucher from Yatra worth INR 5,000 on reaching annual spending of INR 5 lakhs.
Cancellation Insurance: Up to 4 cancellations per year, each limited to INR 3,500.
Insurance: Lost card liability up to INR 1 lakh. Air accident cover up to INR 50 Lakh. Loss of check-in baggage up to INR 72,000. Delay of check-in baggage INR 7,500. Loss of travel documents up to INR 12,500. Baggage damage- cover up to INR 5000.
4 free visits per year to domestic airport lounges (subject to a max of 1 each quarter).
Complimentary membership to the Priority Pass program worth $99.
Cons
No free movie tickets.
Low cashback rate.
Pros & Cons
Welcome Benefits
Users will get 1 economy ticket as a free gift voucher on payment of the annual /renewal fee. If the user spends INR 50,000 within 90 days of card issuance then 1000 bonus CV points will be awarded to him.
Rewards System
Users will earn 1.5 CV points per INR 100 spent on all spending. Value of 1 point = INR 0.75. Cashback rate: 1.12%
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Users will get 1 economy ticket each on annual spends of INR 1.25 lakhs, INR 2.5 lakhs, INR 5 lakhs. 1 hotel voucher from Yatra worth INR 5,000 on reaching annual spends of INR 5 lakhs.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Benefits
Great milestone benefits.
Great travel benefits.
Access to a complimentary membership to the Priority Pass Program worth $99.
Great insurance coverage including cancellation cover.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Club Vistara SBI Card page: Find the "Personal" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Club Vistara SBI Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 1 economy ticket as a free gift voucher on payment of the annual /renewal fee. If the user spends INR 50,000 within 90 days of card issuance then 1000 bonus CV points will be awarded to him.
Reward System: Users will earn 1.5 CV points per INR 100 spent on all spending. Value of 1 point = INR 0.75. Cashback rate: 1.12%
Milestone Benefit: Users will get 1 economy ticket each on annual spending of INR 1.25 lakhs, INR 2.5 lakhs, INR 5 lakhs and a hotel voucher from Yatra worth INR 5,000 on reaching annual spending of INR 5 lakhs.
Cancellation Insurance: Up to 4 cancellations per year, each limited to INR 3,500.
Insurance: Lost card liability up to INR 1 lakh. Air accident cover up to INR 50 Lakh. Loss of check-in baggage up to INR 72,000. Delay of check-in baggage INR 7,500. Loss of travel documents up to INR 12,500. Baggage damage- cover up to INR 5000.
4 free visits per year to domestic airport lounges (subject to a max of 1 each quarter).
Complimentary membership to the Priority Pass program worth $99.
No free movie tickets.
Low cashback rate.
Card offers good welcome and milestone benefits. A middle class person can easily get 3 free air tickets every year. Card also comes with insurance benefits, free lounge visits, and free access to priority pass membership. Overall it is a good travel credit card.
Club Vistara SBI Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Annual Fee (one time): INR 1499 + Taxes.
Renewal Fee (per annum): INR 1499 + Taxes.
Cash Advance fees: 2.5% or Rs. 500.
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment charges: 0 to 1300.
Reward Redemption Fees: INR 99/- per redemption.
Fuel Surcharge
1% Fuel surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum surcharge waiver of INR 250 per statement cycle, per credit card account.
Billing Cycle
30 Days.