Welcome benefit:Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000. Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance.
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CMA One Bobcard
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000. Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance.
Milestone Benefits
Milestone benefit:Users will be awarded 4000 reward points every quarter on spending more than Rs 1 Lakhs or credit card's limit whichever is higher.
Cashback Rate
1 reward point =0.25 paise.
5X i.e. 5 reward points on dining, online and utility bills. (Effective cashback rate: 1.25%). (Maximum 1000 reward points per month).
1 reward points for every ₹100 spent on any other category. Reward points can be redeemed as cashback for ₹0.25 per reward point. (General cashback rate 0.25%).
Movie Benefits
None.
Dining Benefits
5X i.e. 5 reward points on dining, online and utility bills. (Effective cashback rate: 1.25%). (Maximum 1000 reward points per month).
Other Benefits
None.
Lounge Access
Users will get 12 complimentary access at domestic airport lounges per year, 3 every quarter.
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000. Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance.
Milestone Benefits
Milestone benefit:Users will be awarded 4000 reward points every quarter on spending more than Rs 1 Lakhs or credit card's limit whichever is higher.
Cashback Rate
1 reward point =0.25 paise.
5X i.e. 5 reward points on dining, online and utility bills. (Effective cashback rate: 1.25%). (Maximum 1000 reward points per month).
1 reward points for every ₹100 spent on any other category. Reward points can be redeemed as cashback for ₹0.25 per reward point. (General cashback rate 0.25%).
Movie Benefits
None.
Dining Benefits
5X i.e. 5 reward points on dining, online and utility bills. (Effective cashback rate: 1.25%). (Maximum 1000 reward points per month).
Other Benefits
None.
Lounge Access
Users will get 12 complimentary access at domestic airport lounges per year, 3 every quarter.
Fees & Charges of
CMA One Bobcard
Joining Fee
Rs. 1
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
Cash advance fee: Transaction fee of 2.5% or ₹500 whichever is higher.
Interest rate
Interest rate: 3.6% per month, 43.2% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 2%
Other Fees
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000. Maximum 250 per statement cycle.
Joining Fee
Rs. 1
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: 3.6% per month, 43.2% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 2%
Other Fees
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000. Maximum 250 per statement cycle.
Fee and Charges of
CMA One Bobcard
Special Features
This card is specially designed for all eligible and active members of ICMAI with just Rs. 1 as a joining fee and thereafter no annual fee.
Eligibility Criteria
All eligible & active members of ICMAI(The Institute of Cost Accountants of India).
If Salaried, Salary Income should be more than or equal to Rs.4.8 Lakh per annum (Gross).
If Self-employed, ITR should be more than or equal to ₹3 Lakh per annum.
Age: 21 to 75 years (Primary Cardholder). Above 18 years (Add-on Cardholder).
The applicant must be a resident of India.
Speical Feature, Eligibility and Benefits of
CMA One Bobcard
How to apply for Credit Card?
Online Application:
Applying online is quick and convenient. Follow these steps: Visit the BOBCARD website.
Click on the “Apply Now” button.
Enter your name as mentioned on your PAN card.
Provide the mobile number linked with your Aadhaar card to receive an OTP (One-Time Password).
Fill in your PAN card number, current address PIN, email address, date of birth, and nationality.
Click on the “Generate OTP” option to proceed.
Offline Application: If you prefer an offline approach, visit your nearest Bank of Baroda (BoB) branch.
Contact Details
Toll Free Nos. 1800 2665 100 & 1800 2667 100
Account Opening and Procedure of
CMA One Bobcard
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The card offers decent value add features, However, the card comes with a low cashback rate.
The card offers decent value add features, However, the card comes with a low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai