CUB - SBI Prime Card
Rewards & Benefits
Welcome Benefits
Users will get e- gift voucher worth Rs. 3,000 from any of the following brands – Yatra.com, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop as a 1 time joining gift.
Milestone Benefits
By spending Rs Rs 3 Lakhs customers can get next year's annual fee back.
Cashback Rate
1 RP= 0.25 Paise.
Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.
10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.
5% cashback on dining, groceries, and department stores 1% cashback on all other spends.
Movie Benefits
Dining Benefits
Other Benefits
The card also provides a Pizza Hut e-Voucher of Rs 1,000 on spending of Rs 50,000 in a calendar quarter, Yatra.com/Pantaloons e-gift voucher of Rs 7,000 for Rs Rs 5 Lakhs yearly spending; Fraud liability cover of Rs 1 Lakhs.; Air accidental liability cover of Rs 50 Lakhs.
Lounge Access
Fees & Charges
Joining Fee
Nil
Annual Fee
Rs. 499 + GST / Year
Cash Advance Fee
Cash advance fee -A transaction fee of 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs will be levied.
Interest rate
3.35%
Late Payment Fee
Late Payment charges- charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1300 Over-limit fee of 2.5 % of the over-limit amount or Rs. 600, whichever is higher will be levied.
Foreign Currency Transactions Fee
Foreign Currency Markup Fees- 3.5%
Other Fees
Cons
No fuel benefit.
High finance charges.
Welcome Benefit: Users will get e- gift voucher worth Rs. 3,000 from any of the following brands – Yatra.com, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop as a 1 time joining gift.
Reward System: 1 RP= 0.25 Paise. Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.
By spending Rs. 3 lakhs customers can get next year's annual fee back.
The card also provides a Pizza Hut e-Voucher of Rs. 1,000 on spending of Rs. 50,000 in a calendar quarter, Yatra.com/Pantaloons e-gift voucher of Rs. 7,000 for Rs. 5 Lakh yearly spending
4 and 8 complimentary international and domestic airport lounge visits each year.
Complimentary Priority Pass membership Club Vistara membership.
Fraud liability cover of 1 Lakh.
Air accidental liability cover of 50 Lakh.
Rewards & Benifits
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Rewards System
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
International Forex Markup
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Welcome Benefits and Reward System
Special Features
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Between 18 - 70 years of age
The applicant can be a resident as well as a non-resident of India
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Contact Details
91 - 435 - 2402322, + 91 - 435 - 2401622
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get e- gift voucher worth Rs. 3,000 from any of the following brands – Yatra.com, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop as a 1 time joining gift.
Reward System: 1 RP= 0.25 Paise. Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.
By spending Rs. 3 lakhs customers can get next year's annual fee back.
The card also provides a Pizza Hut e-Voucher of Rs. 1,000 on spending of Rs. 50,000 in a calendar quarter, Yatra.com/Pantaloons e-gift voucher of Rs. 7,000 for Rs. 5 Lakh yearly spending
4 and 8 complimentary international and domestic airport lounge visits each year.
Complimentary Priority Pass membership Club Vistara membership.
Fraud liability cover of 1 Lakh.
Air accidental liability cover of 50 Lakh.
No fuel benefit.
High finance charges.
The CUB - SBI Prime Card is a good option for frequent travelers, high spenders, and those who value luxury lifestyle benefits. The welcome gift vouchers, reward points, travel benefits, and fuel surcharge waiver make it a compelling choice. However, the high annual fee and limited reward redemption options should be considered before applying.
The CUB - SBI Prime Card is a good option for frequent travelers, high spenders, and those who value luxury lifestyle benefits. The welcome gift vouchers, reward points, travel benefits, and fuel surcharge waiver make it a compelling choice. However, the high annual fee and limited reward redemption options should be considered before applying.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Fuel Surcharge
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.