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CUB - SBI Prime Card

MyRupaya Ratings
average rating is 3 out of 5

MyRupaya Ratings

Product Details
Credit Card Name : 

CUB - SBI Prime Card

Bank Name :

City Union Bank

Type :

Regular Credit Card

Interest Rate : 

3.35%

Eligibility :

Between 18 - 70 years of age

The applicant can be a resident as well as a non-resident of India

CUB - SBI Prime Card
Pros
  • Welcome Benefit: Users will get e- gift voucher worth Rs. 3,000 from any of the following brands – Yatra.com, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop as a 1 time joining gift.

  • Reward System: 1 RP= 0.25 Paise. Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.

  • By spending Rs. 3 lakhs customers can get next year's annual fee back. 

  • The card also provides a Pizza Hut e-Voucher of Rs. 1,000 on spending of Rs. 50,000 in a calendar quarter, Yatra.com/Pantaloons e-gift voucher of Rs. 7,000 for Rs. 5 Lakh yearly spending 

  • 4 and 8 complimentary international and domestic airport lounge visits each year. 

  • Complimentary Priority Pass membership Club Vistara membership. 

  • Fraud liability cover of 1 Lakh. 

  • Air accidental liability cover of 50 Lakh.

Cons
  • No fuel benefit. 

  • High finance charges.

Pros & Cons
Welcome Benefits

Users will get e- gift voucher worth Rs. 3,000 from any of the following brands – Yatra.com, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop as a 1 time joining gift.

Rewards System

1 RP= 0.25 Paise. Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.


International Forex Markup
Foreign Currency Transaction fee: 3.5%
Welcome Benefits and Reward System
Special Features
None
Eligibility Criteria

Between 18 - 70 years of age

The applicant can be a resident as well as a non-resident of India

Benefits
Benefits The CUB - SBI Prime Card offers a number of benefits, including: 5% cashback on dining, groceries, and department stores 1% cashback on all other spends Zero liability on lost cards Interest-free credit for up to 50 days Reward points on every spend of Rs. 150 and above Safe and secure transactions
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online application Go to the SBI Card website and click on the "Apply Now" button for the CUB - SBI Prime Card. Enter your personal and financial information. Upload the required documents. Submit your application.
Contact Details

91 - 435 - 2402322, + 91 - 435 - 2401622

Account Opening and Procedure

Recommended Credit Cards

Pros:-

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Cons:-

  • Welcome Benefit: Users will get e- gift voucher worth Rs. 3,000 from any of the following brands – Yatra.com, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop as a 1 time joining gift.

  • Reward System: 1 RP= 0.25 Paise. Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.

  • By spending Rs. 3 lakhs customers can get next year's annual fee back. 

  • The card also provides a Pizza Hut e-Voucher of Rs. 1,000 on spending of Rs. 50,000 in a calendar quarter, Yatra.com/Pantaloons e-gift voucher of Rs. 7,000 for Rs. 5 Lakh yearly spending 

  • 4 and 8 complimentary international and domestic airport lounge visits each year. 

  • Complimentary Priority Pass membership Club Vistara membership. 

  • Fraud liability cover of 1 Lakh. 

  • Air accidental liability cover of 50 Lakh.

  • No fuel benefit. 

  • High finance charges.

The CUB - SBI Prime Card is a good option for frequent travelers, high spenders, and those who value luxury lifestyle benefits. The welcome gift vouchers, reward points, travel benefits, and fuel surcharge waiver make it a compelling choice. However, the high annual fee and limited reward redemption options should be considered before applying.

CUB - SBI Prime Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fee:Nil 

  • Annual fee - Rs. 499 + GST / Year 

  • Cash advance fee -A transaction fee of 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs will be levied. 

  • Late Payment charges- charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1300 Over-limit fee of 2.5 % of the over-limit amount or Rs. 600, whichever is higher will be levied.

  • Foreign Currency Markup Fees- 3.5% 

Fuel Surcharge
Get Rs. 500/- off each fuel purchases between Rs. 500/- and Rs. 4,000/-. Surcharges are waived up to Rs. 250 per month.
Billing Cycle

30 Days

Fees & Charges
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