Welcome Benefit: Users will get e- gift voucher worth Rs 3,000 from any of the following brands – Yatra.com, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop as a 1 time joining gift.
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CUB SBI Prime Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get e- gift voucher worth Rs 3,000 from any of the following brands – Yatra.com, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop as a 1 time joining gift.
Milestone Benefits
By spending Rs Rs 3 Lakhs customers can get next year's annual fee back. The card also provides a Pizza Hut e-Voucher of Rs. 1,000 on spending of Rs. 50,000 in a calendar quarter, Yatra.com/Pantaloons e-gift voucher of Rs. 7,000 for Rs. 5 Lakh yearly spending
Cashback Rate
1 RP= 0.25 Paise.
Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.
10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.
5% cashback on dining, groceries, and department stores 1% cashback on all other spends.
Movie Benefits
10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.
Dining Benefits
Reward System: 1 RP= 0.25 Paise. Users will earn 2 RP for every Rs 100 spent. General cashback rate: 0.50%.10 RP/ Rs 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.
Other Benefits
Complimentary Priority Pass membership Club Vistara membership.
Fraud liability cover of 1 Lakh.
Air accidental liability cover of 50 Lakh.
Lounge Access
4 and 8 complimentary international and domestic airport lounge visits each year.; Complimentary Priority Pass membership Club Vistara membership.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get e- gift voucher worth Rs 3,000 from any of the following brands – Yatra.com, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop as a 1 time joining gift.
Milestone Benefits
By spending Rs Rs 3 Lakhs customers can get next year's annual fee back. The card also provides a Pizza Hut e-Voucher of Rs. 1,000 on spending of Rs. 50,000 in a calendar quarter, Yatra.com/Pantaloons e-gift voucher of Rs. 7,000 for Rs. 5 Lakh yearly spending
Cashback Rate
1 RP= 0.25 Paise.
Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.
10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.
5% cashback on dining, groceries, and department stores 1% cashback on all other spends.
Movie Benefits
10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.
Dining Benefits
Reward System: 1 RP= 0.25 Paise. Users will earn 2 RP for every Rs 100 spent. General cashback rate: 0.50%.10 RP/ Rs 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.
Other Benefits
Complimentary Priority Pass membership Club Vistara membership.
Fraud liability cover of 1 Lakh.
Air accidental liability cover of 50 Lakh.
Lounge Access
4 and 8 complimentary international and domestic airport lounge visits each year.; Complimentary Priority Pass membership Club Vistara membership.
Fees & Charges of
CUB SBI Prime Card
Joining Fee
Nil
Annual Fee
Rs. 499 + GST / Year
Cash Advance Fee
Cash advance fee -A transaction fee of 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs will be levied.
Interest rate
3.35% per month.
Late Payment Fee
Late Payment charges- charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1300 Over-limit fee of 2.5 % of the over-limit amount or Rs. 600, whichever is higher will be levied.
Foreign Currency Transactions Fee
Foreign Currency Markup Fees- 3.5%
Other Fees
Joining Fee
Nil
Annual Fee
Rs. 499 + GST / Year
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.35% per month.
Late Payment Fee
Late Payment charges- charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1300 Over-limit fee of 2.5 % of the over-limit amount or Rs. 600, whichever is higher will be levied.
Foreign Currency Transactions Fee
Foreign Currency Markup Fees- 3.5%
Other Fees
Fee and Charges of
CUB SBI Prime Card
Special Features
Eligibility Criteria
Between 18 - 70 years of age
The applicant can be a resident as well as a non-resident of India
Speical Feature, Eligibility and Benefits of
CUB SBI Prime Card
How to apply for Credit Card?
Contact Details
91 - 435 - 2402322, + 91 - 435 - 2401622
Account Opening and Procedure of
CUB SBI Prime Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The CUB - SBI Prime Card is a good option for frequent travelers, high spenders, and those who value luxury lifestyle benefits. The welcome gift vouchers, reward points, travel benefits, and fuel surcharge waiver make it a compelling choice. However, the high annual fee and limited reward redemption options should be considered before applying.
The CUB - SBI Prime Card is a good option for frequent travelers, high spenders, and those who value luxury lifestyle benefits. The welcome gift vouchers, reward points, travel benefits, and fuel surcharge waiver make it a compelling choice. However, the high annual fee and limited reward redemption options should be considered before applying.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai