Welcome benefit: Cardholders will earn 5000 cash points on making their first purchase transaction within 30 days of card set up, and payment of the joining fee.
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DBS Spark 10 Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefit: Cardholders will earn 5000 cash points on making their first purchase transaction within 30 days of card set up, and payment of the joining fee.
Milestone Benefits
Milestone benefit: Cardholders crossing the monthly spend threshold of Rs. 15,000 will earn 10X on other online spends (maximum 5000 cash points) & 5X on all offline spends (maximum 5000 cash points). Further, cardholders will get a bonus of 3500 cash points on spending INR 75,000 in a calendar quarter.
Cashback Rate
Cardholders will earn 2 cashpoints for every INR 200 spent on eligible purchases.
The value of 1 cash point is INR 0.20 so the cashback rate is 0.20%.
Cardholders crossing the monthly spend threshold of Rs. 15,000 will earn 10X on other online spends (maximum 5000 cash points) & 5X on all offline spends (maximum 5000 cash points).
Milestone Online Cashback Rate: 2%
Milestone Offline Cashback Rate: 1%
Movie Benefits
Customer can avail a discount of upto Rs. 200 on the second ticket booked on BookMyShow.
Dining Benefits
None.
Other Benefits
Annual fee waiver on spending a minimum of 2,00,000 in a year.
Lounge Access
Users will get 1 complimentary access to domestic airport lounges per quarter.
Rewards & Benefits
Welcome Benefits
Welcome benefit: Cardholders will earn 5000 cash points on making their first purchase transaction within 30 days of card set up, and payment of the joining fee.
Milestone Benefits
Milestone benefit: Cardholders crossing the monthly spend threshold of Rs. 15,000 will earn 10X on other online spends (maximum 5000 cash points) & 5X on all offline spends (maximum 5000 cash points). Further, cardholders will get a bonus of 3500 cash points on spending INR 75,000 in a calendar quarter.
Cashback Rate
Cardholders will earn 2 cashpoints for every INR 200 spent on eligible purchases.
The value of 1 cash point is INR 0.20 so the cashback rate is 0.20%.
Cardholders crossing the monthly spend threshold of Rs. 15,000 will earn 10X on other online spends (maximum 5000 cash points) & 5X on all offline spends (maximum 5000 cash points).
Milestone Online Cashback Rate: 2%
Milestone Offline Cashback Rate: 1%
Movie Benefits
Customer can avail a discount of upto Rs. 200 on the second ticket booked on BookMyShow.
Dining Benefits
None.
Other Benefits
Annual fee waiver on spending a minimum of 2,00,000 in a year.
Lounge Access
Users will get 1 complimentary access to domestic airport lounges per quarter.
Fees & Charges of
DBS Spark 10 Credit Card
Joining Fee
Annual Fee
Cash Advance Fee
Interest rate
Late Payment Fee
Foreign Currency Transactions Fee
Other Fees
Joining Fee
Annual Fee
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Late Payment Fee
Foreign Currency Transactions Fee
Other Fees
Fee and Charges of
DBS Spark 10 Credit Card
Special Features
Not specified by the bank.
Eligibility Criteria
Monthly milestone
Quarterly milestone
Speical Feature, Eligibility and Benefits of
DBS Spark 10 Credit Card
How to apply for Credit Card?
Visit the official DBS Bank India website.
Navigate to the credit cards section, usually under "Personal Banking."
Find the DBS Spark Credit Card and click on "Apply Now" or a similar option.
You will be directed to an online application form. Fill in all the required details accurately.
You may need to upload scanned copies of the necessary documents.
Follow the on-screen instructions to complete and submit your application.
Contact Details
Cards helpline (India) - 1860 267 6789
Cards helpline (International) - +91 4469046789
Email - cardcareindia@dbs.com
Account Opening and Procedure of
DBS Spark 10 Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The card offers low cashback rate. The value add features offered by the card are standard.
The card offers low cashback rate. The value add features offered by the card are standard.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai