Welcome benefit: Cardholders will get 10,000 Vantage Points worth Rs. 10,000 on making their first transaction within 30 days from the date the cardmember has been onboarded and on payment of joining fee. Cardholders can choose one complimentary luxury Hotel membership from Hotels Taj Epicure/ITC Culinaire/Club Marriott. The welcome benefit can be unlocked by making a purchase transaction for Rs. 2.
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DBS Vantage Card
Rewards & Benefits
Welcome Benefits
Welcome benefit: Cardholders will get 10,000 Vantage Points worth Rs. 10,000 on making their first transaction within 30 days from the date the cardmember has been onboarded and on payment of joining fee. Cardholders can choose one complimentary luxury Hotel membership from Hotels Taj Epicure/ITC Culinaire/Club Marriott. The welcome benefit can be unlocked by making a purchase transaction for Rs. 2.
Milestone Benefits
Milestone benefits: Cardholders will get 5000 Vantage Points on spends above Rs. 3,00,000 in a calendar quarter or 10,000 Vantage Points on spends above Rs. 5,00,000 in a calendar quarter or 40,000 Vantage Points on spends above Rs. 20,00,000 in a calendar year.
Cashback Rate
Reward System: The value of 1 VP is INR 1.
Cardholders shall earn 4 Vantage Points for every INR 200 spent on domestic purchases (cashback rate: 2%) and 8 vantage points on every Rs. 200 spent on international purchases excluding Singapore transactions (cashback rate: 4%).
For all Singapore transactions, you will earn 4 Vantage points for every Rs.200 spent (cashback rate: 2%).
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Cardholders will get 4 complimentary Golf sessions in a calendar year (one per calendar quarter).
Cardholders will get 0% forex markup for spends in Singapore & 1.75% markup for international spends elsewhere.
24/7 DBS Concierge services.
Lounge Access
Users will get access to unlimited domestic & international airport lounge access round the year.
Rewards & Benefits
Welcome Benefits
Welcome benefit: Cardholders will get 10,000 Vantage Points worth Rs. 10,000 on making their first transaction within 30 days from the date the cardmember has been onboarded and on payment of joining fee. Cardholders can choose one complimentary luxury Hotel membership from Hotels Taj Epicure/ITC Culinaire/Club Marriott. The welcome benefit can be unlocked by making a purchase transaction for Rs. 2.
Milestone Benefits
Milestone benefits: Cardholders will get 5000 Vantage Points on spends above Rs. 3,00,000 in a calendar quarter or 10,000 Vantage Points on spends above Rs. 5,00,000 in a calendar quarter or 40,000 Vantage Points on spends above Rs. 20,00,000 in a calendar year.
Cashback Rate
Reward System: The value of 1 VP is INR 1.
Cardholders shall earn 4 Vantage Points for every INR 200 spent on domestic purchases (cashback rate: 2%) and 8 vantage points on every Rs. 200 spent on international purchases excluding Singapore transactions (cashback rate: 4%).
For all Singapore transactions, you will earn 4 Vantage points for every Rs.200 spent (cashback rate: 2%).
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Cardholders will get 4 complimentary Golf sessions in a calendar year (one per calendar quarter).
Cardholders will get 0% forex markup for spends in Singapore & 1.75% markup for international spends elsewhere.
24/7 DBS Concierge services.
Lounge Access
Users will get access to unlimited domestic & international airport lounge access round the year.
Fees & Charges of
DBS Vantage Card
Joining Fee
INR 50,000 for DBS non-Treasure customers, INR 10,000 for DBS Elite customers, INR 20,000 for DBS Treasures customers. On spending ₹10,00,000 or more in a year, the renewal fee can be waived.
Annual Fee
Nil
Cash Advance Fee
2.5% or ₹500 whichever is higher.
Interest rate
3.50% monthly, 42% annually.
Late Payment Fee
INR400 to INR1299.
Foreign Currency Transactions Fee
0% forex markup for spends in Singapore & 1.75% markup for international spends elsewhere.
Other Fees
Joining Fee
INR 50,000 for DBS non-Treasure customers, INR 10,000 for DBS Elite customers, INR 20,000 for DBS Treasures customers. On spending ₹10,00,000 or more in a year, the renewal fee can be waived.
Annual Fee
Nil
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.50% monthly, 42% annually.
Late Payment Fee
INR400 to INR1299.
Foreign Currency Transactions Fee
0% forex markup for spends in Singapore & 1.75% markup for international spends elsewhere.
Other Fees
Fee and Charges of
DBS Vantage Card
Special Features
Low forex markup.
Complimentary Golf sessions.
Eligibility Criteria
Invite-only Credit Card
Speical Feature, Eligibility and Benefits of
DBS Vantage Card
How to apply for Credit Card?
It is an invite-only card.
Contact Details
Cards helpline (India) - 1800 209 4555
Cards helpline (Singapore) - 800 852 6186
Cards helpline (overseas) - +91 44 6685 4555
Email - vantagecareindia@dbs.com
Account Opening and Procedure of
DBS Vantage Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The card comes loaded with a number of value add features. However, the card offers low cashback rate. Overall the card is a decent travel credit card.
The card comes loaded with a number of value add features. However, the card offers low cashback rate. Overall the card is a decent travel credit card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai