None.
- The value of 1 RP= INR 0.05.
- Users will get 2 reward point for every INR 100 spent on all eligible purchases.
- General cashback rate: 0.1%.
- Cardholders get 5% cashback on dining, supermarkets, and departmental stores.
- Special cashback rate: 5%.
None.
Free 24x7 concierge service.
Two domestic lounge assets per quarter. Two international lounge visits per year.
Dhanlakshmi Platinum Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
- The value of 1 RP= INR 0.05.
- Users will get 2 reward point for every INR 100 spent on all eligible purchases.
- General cashback rate: 0.1%.
- Cardholders get 5% cashback on dining, supermarkets, and departmental stores.
- Special cashback rate: 5%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Free 24x7 concierge service.
Lounge Access
Two domestic lounge assets per quarter. Two international lounge visits per year.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
- The value of 1 RP= INR 0.05.
- Users will get 2 reward point for every INR 100 spent on all eligible purchases.
- General cashback rate: 0.1%.
- Cardholders get 5% cashback on dining, supermarkets, and departmental stores.
- Special cashback rate: 5%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Free 24x7 concierge service.
Lounge Access
Two domestic lounge assets per quarter. Two international lounge visits per year.
Fees & Charges of
Dhanlakshmi Platinum Credit Card
Joining Fee
Primary Card Holder Nil | Joining Fee - Add On Card Holder Nil Annual Fee -Primary Card Holder INR 400
Annual Fee
Nil
Cash Advance Fee
Cash Advance Fee 400 per Transaction
Interest rate
Interest Rates: 3% P.M (Annualised 36%)
Late Payment Fee
Late Payment Fee 30% of Minimum Amount Due, Min: 400 Max: 600
Foreign Currency Transactions Fee
Foreign Currency Transaction Fee 3.5%
Other Fees
Reward Redemption Fee 75 [for gifts] Nil for cash redemption
Joining Fee
Primary Card Holder Nil | Joining Fee - Add On Card Holder Nil Annual Fee -Primary Card Holder INR 400
Annual Fee
Nil
Cash Advance Fee
2.5% or the transacted amount or Rs. 300 (whichever is higher).
Interest rate
Interest Rates: 3% P.M (Annualised 36%)
Late Payment Fee
Late Payment Fee 30% of Minimum Amount Due, Min: 400 Max: 600
Foreign Currency Transactions Fee
Foreign Currency Transaction Fee 3.5%
Other Fees
Reward Redemption Fee 75 [for gifts] Nil for cash redemption
Fee and Charges of
Dhanlakshmi Platinum Credit Card
Special Features
Budget, review and managment of expenses can be done via app.
Eligibility Criteria
For Salaried & Self-Employed: Minimum annual gross income of Rs 6 lacs.
Speical Feature, Eligibility and Benefits of
Dhanlakshmi Platinum Credit Card
How to apply for Credit Card?
- Visit the Dhanlaxmi Bank website and click on the "Apply for Credit Card" tab.
- Select the "Platinum Credit Card" from the list of credit cards.
- Fill out the online application form and submit it.
- You will need to provide the following information in the application form: Your name, address, and contact details Your employment details Your income details Your existing credit card details (if any) You will also need to upload a copy of your PAN card, passport, and recent salary slip.
- Once your application is submitted, Dhanlaxmi Bank will review it and let you know the status of your application within a few days.
Contact Details
1800 425 1747 / 044 42413000
Account Opening and Procedure of
Dhanlakshmi Platinum Credit Card
Product Review of
Dhanlakshmi Platinum Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
The card comes with low cashback rate. The card offers limited-value add features. Overall the card has limited appeal.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
Dhanlakshmi Platinum Credit Card
The card comes with low cashback rate. The card offers limited-value add features. Overall the card has limited appeal.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
About this content
Public source: Original MyRupaya page
Captured 2026-11-06T10:55:28Z. Public page text has been preserved and restyled. Historical financial/product information may be outdated. Embedded widgets and forms are not copied or connected to live services.
