.webp)
Doctor's SBI Card
Rewards & Benefits
Welcome Benefits
e-Gift voucher worth Rs. 1,500 from Yatra.com
Milestone Benefits
Milestone Benefit: Users will get a gift voucher from Yatra.com or Bata or Shoppers Stop worth Rs 5,000 on achieving annual spending of Rs Rs 5 Lakhs.
Cashback Rate
Users will get 5X reward points on spends on medical supplies, travel bookings and international spending. Effective special cashback rate: 1.25%.
Value of 1 reward point = INR 0.25.
1 point on all other spends. General cashback rate = 0.25%.
Movie Benefits
Dining Benefits
Other Benefits
Users will get Professional Indemnity Insurance Coverage of Rs Rs 20 Lakhs.; Reimbursement of all legal & defence costs, including out-of-court settlement expenses and court awards. Zero per cent of sum insured would be deductible.
Lounge Access
Fees & Charges
Joining Fee
INR�1,499 + Taxes
Annual Fee
INR�4,499 + Taxes from second year onwards.�
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs.
Interest rate
3.50% per month (42% per annum) from the transaction date.
Late Payment Fee
Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.
Foreign Currency Transactions Fee
3.50%
Other Fees
Renewal Fee (per annum): INR 4,499 + Taxes from second year onwards. | Reward Redemption Fees: INR 99/- per redemption.
Cons
Low cashback rate.
Lack of standard premium benefits like free movie tickets .
Welcome Benefit: Users will get a e-gift voucher worth Rs. 1,500 from Yatra.com.
Reward Points: Users will get 5X reward points on spends on medical supplies, travel bookings and international spending. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. 1 point on all other spends. General cashback rate = 0.25%.
Milestone Benefit: Users will get a gift voucher from Yatra.com or Bata or Shoppers Stop worth INR 5,000 on achieving annual spending of INR 5 Lakhs.
Users will get Professional Indemnity Insurance Coverage of INR 20 Lakhs.
Reimbursement of all legal & defence costs, including out-of-court settlement expenses and court awards. Zero per cent of sum insured would be deductible.
Renewal fee reversed on annual spends of INR 2 Lakhs.
Free membership to the Priority Pass Program worth $99. 4 complimentary visits every year to international airport lounges outside of India (max. 2 visits per quarter).
8 free visits per year to domestic airport lounges in India (max. 2 visits per quarter)
Rewards & Benifits
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Rewards System
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
International Forex Markup
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Welcome Benefits and Reward System
Special Features
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
To be eligible for the SBI Doctor's card, you must meet the below mentioned criteria:
Basic requirements:
Age: Be between 21 years and 65 years old.
Occupation: Must be a practicing salaried doctor or self-practicing doctor for atleast 3 years.
Minimum Annual Income: Earn minimum of INR 1,50,000 per year.
Document requirements:
Proof Of Identity: Aadhaar card, PAN card, passport etc.
Proof Of Address: Passport or driving license or voter ID card or utility bills.
Proof Of Income: Latest salary slip (in case of salaried doctors) or IT returns (in case of self-practicing doctors) and copy of bank statement for the last 6 months.
Proof Of Medical Qualification: Self-attested copy of MBBS degrees or registration certificates issued by the State Medical Council or the Medical Council of India.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
There are three major to apply for the SBI Doctor's Credit Card:
1. Online:
Visit the SBI Card website.
Click on the "Apply" button and select the Doctor's SBI Card.
Fill in the application form with all of your details.
Upload the requisite documents, such as identity proof, proof of permanent address, and proof of income.
Submit the application form.
2. Offline:
Visit any SBI branch.
Collect the Doctor's SBI Credit Card application form.
Fill in the application form.
Attach the required documents.
Submit the application form to the bank.
3. By Phone:
Call the SBI Card helpline at 1860-180-1290 or 3902-0202.
Request for a Doctor's SBI Credit Card application form.
The bank will send you the form by courier.
Fill in the application form with your details.
Attach the required documents.
Send the completed application form back to the bank.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get a e-gift voucher worth Rs. 1,500 from Yatra.com.
Reward Points: Users will get 5X reward points on spends on medical supplies, travel bookings and international spending. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. 1 point on all other spends. General cashback rate = 0.25%.
Milestone Benefit: Users will get a gift voucher from Yatra.com or Bata or Shoppers Stop worth INR 5,000 on achieving annual spending of INR 5 Lakhs.
Users will get Professional Indemnity Insurance Coverage of INR 20 Lakhs.
Reimbursement of all legal & defence costs, including out-of-court settlement expenses and court awards. Zero per cent of sum insured would be deductible.
Renewal fee reversed on annual spends of INR 2 Lakhs.
Free membership to the Priority Pass Program worth $99. 4 complimentary visits every year to international airport lounges outside of India (max. 2 visits per quarter).
8 free visits per year to domestic airport lounges in India (max. 2 visits per quarter)
Low cashback rate.
Lack of standard premium benefits like free movie tickets .
USP of the card is professional indemnity insurance cover of INR 20 Lakhs. The card only offers 1.25% cashback on medical supplies, travel bookings and international spends. The card also offers free domestic airport lounge visit and priority pass membership. Overall the card is a good package if one is ready to ignore the low cashback rate.
USP of the card is professional indemnity insurance cover of INR 20 Lakhs. The card only offers 1.25% cashback on medical supplies, travel bookings and international spends. The card also offers free domestic airport lounge visit and priority pass membership. Overall the card is a good package if one is ready to ignore the low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Fuel Surcharge
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.