EASY
MyRupaya Ratings
Product Details
Credit Card Name :
EASY
Bank Name :
Bank of Baroda
Type :
Lifestyle Credit Card
Interest Rate :
Interest Rate: 3.25% p.m. (39% Annualized
Percentage Rates).
Eligibility :
Indian Resident
Age group: 18-70 years.
Pros
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Reward System: Users will get 1 reward point for every Rs. 100 spent on other categories. 1RP = 0.25 paisa. General cashback rate: 0.25%. 5X i.e. 5 reward points for every Rs. 100 spent on departmental stores, movie spends. Effective cashback rate = 1.25%.
Other Benefits: On spending INR 6,000 within 60 days and INR 35,000 in a year for reversal/waiver of annual fee.
Cons
Limited offers.
Low reward point value.
No reward points on fuel transactions.
Pros & Cons
Welcome Benefits
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Rewards System
Users will get 1 reward point for every Rs. 100 spent on other categories. 1RP = 0.25 paisa. 5X i.e. 5 reward points for every Rs. 100 spent on departmental stores, movie spends. Effective cashback rate = 1.25%.
International Forex Markup
3.50%
Welcome Benefits and Reward System
Special Features
Eligibility Criteria
Indian Resident
Age group: 18-70 years.
Benefits
Fuel surcharge waiver.
Annual fee waiver.
Free add-on cards.
Zero liability on lost card.
5X rewards.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for Bank of Baroda's EASY credit card:
Visit the Bank of Baroda website and click on the "Apply for Credit Card" link.
Select the "EASY Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Upload a scanned copy of your PAN card and latest salary slip.
Submit your application.
You will also need to provide your Aadhaar number and e-sign your application.
You can do this by visiting a Bank of Baroda branch or by using the Aadhaar e-Sign service.
The bank will review your application and will let you know the status within a few days.
If your application is approved, you will receive your credit card in the mail within a few weeks.
Contact Details
Call at 1800 225 100
Website: https://www.bobfinancial.com/easy-card.jsp
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Reward System: Users will get 1 reward point for every Rs. 100 spent on other categories. 1RP = 0.25 paisa. General cashback rate: 0.25%. 5X i.e. 5 reward points for every Rs. 100 spent on departmental stores, movie spends. Effective cashback rate = 1.25%.
Other Benefits: On spending INR 6,000 within 60 days and INR 35,000 in a year for reversal/waiver of annual fee.
Limited offers.
Low reward point value.
No reward points on fuel transactions.
Unlock savings and rewards effortlessly with the Bank of Baroda Easy Credit Card. Boasting a lifetime fee waiver, it grants 5x reward points on movies, groceries, and select purchases, complemented by 0.5% cashback on bill settlements. Experience a 1% fuel surcharge waiver, flexible EMIs, and robust security features.
EASY
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Fuel Surcharge
Billing Cycle
30 days