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welcome benefit of Credit Card

None.

Emirates Skywards Rubyx Credit Card

Emirates Skywards Rubyx Credit Card

27.5

Rewards & Benefits

Welcome Benefits

None.

Milestone Benefits

None.

Cashback Rate

  • Users can earn up to 1.5 Skywards Miles per INR 100 for all categories. 

  • These Skyward Miles can be used to book Emirates tickets.

Movie Benefits

Users can avail 25% discount up to Rs 100 on the purchase of a minimum of two tickets, up to twice in a month, on BookMyShow and Inox.

Dining Benefits

None.

Other Benefits

None.

Lounge Access

1 free domestic lounge access per quarter.

Rewards & Benefits

Welcome Benefits

None.

Milestone Benefits

None.

Cashback Rate

  • Users can earn up to 1.5 Skywards Miles per INR 100 for all categories. 

  • These Skyward Miles can be used to book Emirates tickets.

Movie Benefits

Users can avail 25% discount up to Rs 100 on the purchase of a minimum of two tickets, up to twice in a month, on BookMyShow and Inox.

Dining Benefits

None.

Other Benefits

None.

Lounge Access

1 free domestic lounge access per quarter.

Fees & Charges of

Emirates Skywards Rubyx Credit Card

Joining Fee

INR 1,000

Annual Fee

(Second year onwards): INR 1,000

Cash Advance Fee

Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.

Interest rate

Interest Rate: 3.67% per month (annual interest rate - 44%). | Interest On Cash: 2.49% per month (annual interest rate - 29.88%).

Late Payment Fee

Late Payment Charges: 0-1200 depending on the outstanding amount.second year onwards)

Foreign Currency Transactions Fee

Forex Marku: 3.5%

Other Fees

Rewards Redemption Fee: INR 99

Joining Fee

INR 1,000

Annual Fee

(Second year onwards): INR 1,000

Cash Advance Fee

2.5% or ?500 whichever is higher

Interest rate

Interest Rate: 3.67% per month (annual interest rate - 44%). | Interest On Cash: 2.49% per month (annual interest rate - 29.88%).

Late Payment Fee

Late Payment Charges: 0-1200 depending on the outstanding amount.second year onwards)

Foreign Currency Transactions Fee

Forex Marku: 3.5%

Other Fees

Rewards Redemption Fee: INR 99

Fee and Charges of

Emirates Skywards Rubyx Credit Card

Special Features

Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.

Eligibility Criteria

None


Speical Feature, Eligibility and Benefits of

Emirates Skywards Rubyx Credit Card

How to apply for Credit Card?

1. Online:

  • Visit ICICI Bank website.

  • Fill out the online application form with the correct details.

  • Upload the required documents when prompted.

  • Submit the application and track its status online.

2. Bank Branch:

  • Visit the ICICI Bank branch nearest to you. 

  • Meet a customer service representative and express your interest of availing the credit card.

  • Provide them with your KYC documents and fill out the application form.

  • Submit the application and inquire about further processing steps.

Contact Details

1800 1080

Account Opening and Procedure of

Emirates Skywards Rubyx Credit Card

Find Offers on Your Credit Card

Dineout Offers

Dineout Offers

Swiggy/Zomato Offers

Swiggy/Zomato Offers

Bus Offers

Bus Offers

Grocery Offers

Grocery Offers

Airport Lounges

Airport Lounges

Airline Offers

Airline Offers

Hotel Offers

Hotel Offers

Movie Offers

Movie Offers

Visa Offers

Visa Offers

Rupay Offers

Rupay Offers

MasterCard Offers

MasterCard Offers

MyRupaya Ai

MyRupaya Ai

Find Offers on Your Credit Card

Dineout Offers

Dineout Offers

Swiggy/Zomato Offers

Swiggy/Zomato Offers

Bus Offers

Bus Offers

Grocery Offers

Grocery Offers

Airport Lounges

Airport Lounges

Airline Offers

Airline Offers

Hotel Offers

Hotel Offers

Movie Offers

Movie Offers

Visa Offers

Visa Offers

Rupay Offers

Rupay Offers

MasterCard Offers

MasterCard Offers

MyRupaya Ai

MyRupaya Ai

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Application Procedure
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review of

Emirates Skywards Rubyx Credit Card

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