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Emirates Skywards Rubyx Credit Card

Product Details
Credit Card Name : 

Emirates Skywards Rubyx Credit Card

Bank Name :

ICICI Bank

Type :

Travel Credit Card

Interest Rate : 

Interest Rate: 3.67% per month (annual interest rate - 44%). 

Eligibility :

Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.

Emirates Skywards Rubyx Credit Card
Pros
  • Welcome Benefits: None

  • Reward System: Earn up to 1.5 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes booking Emirates tickets.

  • 1 free domestic lounge access per quarter.

  • Avail 25 percent discount up to INR 100 on the purchase of a minimum of two tickets, up to twice in a month, on BookMyShow and Inox.

Cons
  • Card offers cashback only in form of Skyward Miles. 

  • Card offers limited value add benefits.

  • No free movie tickets. 

Pros & Cons
Welcome Benefits

None


Rewards System
  • Reward System: Earn up to 1.5 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes booking Emirates tickets.

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

None


Eligibility Criteria

Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.

Benefits
  • Get free acces to domestic airport lounges.

  • Get discount on movie tickets. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

1. Online:

  • Visit ICICI Bank website.

  • Fill out the online application form with the correct details.

  • Upload the required documents when prompted.

  • Submit the application and track its status online.

2. Bank Branch:

  • Visit the ICICI Bank branch nearest to you. 

  • Meet a customer service representative and express your interest of availing the credit card.

  • Provide them with your KYC documents and fill out the application form.

  • Submit the application and inquire about further processing steps.

Contact Details

1800 1080

Account Opening and Procedure
Application Procedure

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Fees & Charges
  • Joining Fee: INR 1,000

  • Annual Fee: (Second year onwards): INR 1,000

  • Interest Rate: 3.67% per month (annual interest rate - 44%). 

  • Interest On Cash: 2.49% per month (annual interest rate - 29.88%). 

  • Forex Marku: 3.5%

  • Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.

  • Rewards Redemption Fee: INR 99

  • Late Payment Charges: 0-1200 depending on the outstanding amount.second year onwards)

Fuel Surcharge

One percent fuel surcharge applicable however it is waived at HPCL petrol pumps on transactions between INR 400 and INR 4,000, with a monthly cap of INR 250.

Billing Cycle

30 Days

Fees & Charges
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