Welcome Benefit: Users will get 2500 Etihad guest miles and Etihad guest silver tier status.
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Etihad Guest SBI Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 2500 Etihad guest miles and Etihad guest silver tier status.
Milestone Benefits
Milestone Benefit: 1 companion voucher will be sent to registered e-mail ID, within 30 days of achieving spends of Rs 10,00,000. 5,000 Etihad Guest miles on annual spends of Rs 5 Lakhs.; Fee Reversal: Spend a minimum of Rs 3,00,000 in a year and get annual membership fee reversal 2nd year onwards.
Cashback Rate
Effective cashback rate: 0.75%.
Value of 1 Ethiad mile = Rs. 0.25.
Users will get 3 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 0.75%.
2 Etihad guest miles on every INR 100 spent on International spends. Effective cashback rate: 0.50%.
1 Etihad guest mile on every INR 100 spent on other spend. Effective cashback rate: 0.25%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Fee Reversal: Spend a minimum of INR 3,00,000 in a year and get annual membership fee reversal 2nd year onwards.
Free membership to the Priority Pass Program worth $99.
Complimentary overseas air accident coverage of INR 25 Lakh. Complimentary fraud liability cover of INR 50K. Complimentary lost baggage allowance of up to USD 1000.
Lounge Access
8 complimentary visits per year to domestic Visa card lounges in India 2 visits per quarter).
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 2500 Etihad guest miles and Etihad guest silver tier status.
Milestone Benefits
Milestone Benefit: 1 companion voucher will be sent to registered e-mail ID, within 30 days of achieving spends of Rs 10,00,000. 5,000 Etihad Guest miles on annual spends of Rs 5 Lakhs.; Fee Reversal: Spend a minimum of Rs 3,00,000 in a year and get annual membership fee reversal 2nd year onwards.
Cashback Rate
Effective cashback rate: 0.75%.
Value of 1 Ethiad mile = Rs. 0.25.
Users will get 3 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 0.75%.
2 Etihad guest miles on every INR 100 spent on International spends. Effective cashback rate: 0.50%.
1 Etihad guest mile on every INR 100 spent on other spend. Effective cashback rate: 0.25%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Fee Reversal: Spend a minimum of INR 3,00,000 in a year and get annual membership fee reversal 2nd year onwards.
Free membership to the Priority Pass Program worth $99.
Complimentary overseas air accident coverage of INR 25 Lakh. Complimentary fraud liability cover of INR 50K. Complimentary lost baggage allowance of up to USD 1000.
Lounge Access
8 complimentary visits per year to domestic Visa card lounges in India 2 visits per quarter).
Fees & Charges
Joining Fee
NR 1499 + Taxes.
Annual Fee
NR 1499 + Taxes.
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500.
Interest rate
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment Fee
Late Payment charges: 0 to 1300.
Foreign Currency Transactions Fee
3.50%
Other Fees
Renewal Fee (per annum): INR 1499 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
Fees & Charges
Joining Fee
NR 1499 + Taxes.
Annual Fee
NR 1499 + Taxes.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment Fee
Late Payment charges: 0 to 1300.
Foreign Currency Transactions Fee
3.50%
Other Fees
Renewal Fee (per annum): INR 1499 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
Special Features
Free membership to the Priority Pass Program worth $99.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Etihad Guest SBI Card page: Find the "Personal" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Etihad Guest SBI Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
Card is a loaded travel card with good milestone benefits, value add benefits - discount on Etihad air tickets, free membership to priority pass and Etihad Guest - Silver Tier, etc. However, the biggest drawback of this card is that Etihad has limited domestic operations in India. It also has low general cashback rate.
Card is a loaded travel card with good milestone benefits, value add benefits - discount on Etihad air tickets, free membership to priority pass and Etihad Guest - Silver Tier, etc. However, the biggest drawback of this card is that Etihad has limited domestic operations in India. It also has low general cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai