Etihad Guest SBI Premier Card
MyRupaya Ratings
Product Details
Credit Card Name :
Etihad Guest SBI Premier Card
Bank Name :
State Bank Of India
Type :
Travel Credit Card
Interest Rate :
3.50% per month (42% per annum) from the transaction date.
Eligibility :
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Pros
Welcome Benefit: Get 5000 Etihad guest miles and Etihad guest gold tier status.
Reward System: Get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Get 4 Etihad guest miles on every INR 100 spent on International spends. Get 2 Etihad guest mile on every INR 100 spent on other spend.
Upto 10% (3% on Economy Class and 10% on Business class) discount on direct Etihad Airways booking.
5% discount on travel rewards miles redemption.
Milestone Benefit: 1 companion voucher will be sent to your registered e-mail ID, within 30 days of achieving spends of INR 8,00,000. 1,500 Etihad Guest miles on annual spends of 15 lakhs.
Fee Reversal: Spend minimum of INR 5,00,000 in a year and get annual membership fee reversal 2nd year onwards.
Free membership to the Priority Pass Program worth $99.
4 complimentary airport lounge visits per year, outside India (max. 2 visits per quarter).
8 complimentary visits per year to domestic Visa Card Lounges in India 2 visits per quarter).
Complimentary overseas air accident coverage of INR 50 Lakh. Complimentary fraud liability cover of INR 1 Lakh. Complimentary lost baggage allowance of up to USD 1000.
Cons
Your cashback is availibale only in the form of Etihad miles which can be only used for travel and hotel booking.
No free movie tickets.
Pros & Cons
Welcome Benefits
Welcome Benefit: Get 5000 Etihad guest miles and Etihad guest gold tier status.
Rewards System
Reward System: Get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Get 4 Etihad guest miles on every INR 100 spent on International spends. Get 2 Etihad guest mile on every INR 100 spent on other spend.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Free membership to the Priority Pass Program worth $99.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Benefits
Great travel benefits.
Free membership to the Priority Pass Program worth $99.
10% off on international flights.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Etihad Guest SBI Premier Card page: Find the "Personal" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Etihad Guest SBI Premier Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Get 5000 Etihad guest miles and Etihad guest gold tier status.
Reward System: Get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Get 4 Etihad guest miles on every INR 100 spent on International spends. Get 2 Etihad guest mile on every INR 100 spent on other spend.
Upto 10% (3% on Economy Class and 10% on Business class) discount on direct Etihad Airways booking.
5% discount on travel rewards miles redemption.
Milestone Benefit: 1 companion voucher will be sent to your registered e-mail ID, within 30 days of achieving spends of INR 8,00,000. 1,500 Etihad Guest miles on annual spends of 15 lakhs.
Fee Reversal: Spend minimum of INR 5,00,000 in a year and get annual membership fee reversal 2nd year onwards.
Free membership to the Priority Pass Program worth $99.
4 complimentary airport lounge visits per year, outside India (max. 2 visits per quarter).
8 complimentary visits per year to domestic Visa Card Lounges in India 2 visits per quarter).
Complimentary overseas air accident coverage of INR 50 Lakh. Complimentary fraud liability cover of INR 1 Lakh. Complimentary lost baggage allowance of up to USD 1000.
Your cashback is availibale only in the form of Etihad miles which can be only used for travel and hotel booking.
No free movie tickets.
Etihad Guest SBI Premier Card
Card is loaded with value add benefits such as milestone benefits, free membership to priority pass and Etihad Guest Gold Tier, insurance benefits, 10% discount on international flights. However, this card is best suited for individuals who travel abroad frequently.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Annual Fee (one time): INR 4999 + Taxes.
Renewal Fee (per annum): INR 4999 + Taxes.
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.
Reward Redemption Fees: INR 99/- per redemption.
Fuel Surcharge
1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 250 per statement cycle, per credit card account.
Billing Cycle
30 days.