Etihad Guest Premier SBI Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 5000 Etihad guest miles and Etihad Guest Gold Tier status.
Milestone Benefits
Milestone Benefit: Users will receive 1 companion voucher on their registered e-mail ID, within 30 days of achieving spending of Rs 8,00,000. and 1,500 Etihad Guest miles on annual spends of Rs 15 Lakhs.
Cashback Rate
Value of 1 point Rs. 0.25.
Users will get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 1.50%.
4 Etihad guest miles on every INR 100 spent on International spending. Effective cashback rate: 1%.
2 Etihad guest miles on every INR 100 spent on other spend. Effective cashback rate: 0.50%.
Movie Benefits
Dining Benefits
Other Benefits
Users will get upto 10% (3% on Economy Class and 10% on Business Class) discount on direct Etihad Airways booking.; Fee Reversal: On spending a minimum of Rs 5,00,000 in a year, annual membership fee will be revesrsed.; Complimentary overseas air accident coverage of Rs Rs 50 Lakhs. Complimentary fraud liability cover of Rs Rs 1 Lakhs. Complimentary lost baggage allowance of up to USD 1000.
Lounge Access
4 complimentary airport lounge visits per year, outside India (max. 2 visits per quarter).
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 5000 Etihad guest miles and Etihad Guest Gold Tier status.
Milestone Benefits
Milestone Benefit: Users will receive 1 companion voucher on their registered e-mail ID, within 30 days of achieving spending of Rs 8,00,000. and 1,500 Etihad Guest miles on annual spends of Rs 15 Lakhs.
Cashback Rate
Value of 1 point Rs. 0.25.
Users will get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 1.50%.
4 Etihad guest miles on every INR 100 spent on International spending. Effective cashback rate: 1%.
2 Etihad guest miles on every INR 100 spent on other spend. Effective cashback rate: 0.50%.
Movie Benefits
Dining Benefits
Other Benefits
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Lounge Access
4 complimentary airport lounge visits per year, outside India (max. 2 visits per quarter).
Fees & Charges
Joining Fee
INR 4999 + Taxes.
Annual Fee
INR 4999 + Taxes.
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500.
Interest rate
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment Fee
Late Payment charges: 0 to 1300.
Foreign Currency Transactions Fee
3.50%
Other Fees
Renewal Fee (per annum): INR 4999 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
Fees & Charges
Joining Fee
INR 4999 + Taxes.
Annual Fee
INR 4999 + Taxes.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment Fee
Late Payment charges: 0 to 1300.
Foreign Currency Transactions Fee
3.50%
Other Fees
Renewal Fee (per annum): INR 4999 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
Special Features
Free membership to the Priority Pass Program worth $99.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Etihad Guest SBI Premier Card page: Find the "Personal" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Etihad Guest SBI Premier Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
Contact Details
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
Account Opening and Procedure
Card is loaded with value add benefits such as milestone benefits, free membership to priority pass and Etihad Guest Gold Tier, insurance benefits, 10% discount on international flights. However, this card is best suited for individuals who travel abroad frequently.
Card is loaded with value add benefits such as milestone benefits, free membership to priority pass and Etihad Guest Gold Tier, insurance benefits, 10% discount on international flights. However, this card is best suited for individuals who travel abroad frequently.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai