HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
Cons
No international lounge access facility available to the customers.
Low cashback rate.
Welcome Benefit: Users will get an Amazon Pay e-Voucher worth ₹200 on a minimum spend of Rs. 10,000 in the first 30 days.
Reward System: The value of 1 reward point = INR. 0.25. Users will get 1 reward point on a spend of INR 200. 3x rewards on spending for the Electronics & Apparel categories, cashback rate: 0.75%. 2x rewards on the Entertainment category, cashback rate: 0.50%. 1x rewards for other categories, effective general cashback rate: 0.25%.
Buy One Get One on INOX movie tickets, once a quarter.
Complimentary Lounge Access: Once a quarter at domestic airports, and complimentary Swiggy vouchers on quarterly spending of ₹20,000.
Milestone Benefit: On spending more than Rs.75,000 within a year, the annual membership fee of ₹750 is waived for the next year.
Rewards & Benifits
Welcome Benefits
Users will get an Amazon Pay e-Voucher worth ₹200 on a minimum spend of Rs. 10,000 in the first 30 days.
Rewards System
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
Contact Details
1800 1600
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get an Amazon Pay e-Voucher worth ₹200 on a minimum spend of Rs. 10,000 in the first 30 days.
Reward System: The value of 1 reward point = INR. 0.25. Users will get 1 reward point on a spend of INR 200. 3x rewards on spending for the Electronics & Apparel categories, cashback rate: 0.75%. 2x rewards on the Entertainment category, cashback rate: 0.50%. 1x rewards for other categories, effective general cashback rate: 0.25%.
Buy One Get One on INOX movie tickets, once a quarter.
Complimentary Lounge Access: Once a quarter at domestic airports, and complimentary Swiggy vouchers on quarterly spending of ₹20,000.
Milestone Benefit: On spending more than Rs.75,000 within a year, the annual membership fee of ₹750 is waived for the next year.
No international lounge access facility available to the customers.
Low cashback rate.
The card offers low general cashback rate. The card has number of value add features. Overall because of low cashback rate the card does not meet expectations.
The card offers low general cashback rate. The card has number of value add features. Overall because of low cashback rate the card does not meet expectations.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 0
Annual membership fee: INR 1500
Cash Advance Charges- 2.5% of amount withdrawn or Rs. 500 whichever is higher.
Late payment charges - Less than Rs. 100 0 Rs. 100- Rs. 500 100 Rs. 501 to Rs. 5,000 500 Rs. 5,001 to Rs. 10,000 600 Rs. 10,001 to Rs. 25,000 750 Rs. 25,001 to Rs. 50,000 950 More than Rs. 50,000/- 1000.
Redemption Fee Rs. 99/- per redemption request.
EMI Processing charges : 2.5% of loan amount subject to minimum of Rs. 500
International Forex Markup: 3.50% of the transaction value.
Fuel Surcharge
1% fuel surcharge, no waiver.
Billing Cycle
30 days.