HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
Cons
High interst rate.
No free movie tickets.
Welcome Benefit: Users will get INR 600 worth of card activation benefits. Along with that customers can also get Rs. 500 worth of Flipkart vouchers on their first transaction, and 50% off upto INR 100 on 1st order on Swiggy.
Reward System: Users will get 5% unlimited cashback on Flipkart and Myntra. 4% unlimited cashback on Swiggy, Uber, Cleartrip, Cultfit, and PVR. 1.5% unlimited cashback on other categories.
Customers will get 4 complimentary lounge access within India per calendar year.
Customers can also avail the benefit of 1.5% cash back on all other categories
The card also offers 15% off at various restaurants through EasyDiner.
Rewards & Benifits
Welcome Benefits
Users will get INR 600 worth of card activation benefits. Along with that customers can also get Rs. 500 worth of Flipkart vouchers on their first transaction, and 50% off upto INR 100 on 1st order on Swiggy.
Rewards System
International Forex Markup
Foreign currency transaction fee-3.5% of the transaction value
Welcome Benefits and Reward System
Special Features
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
Contact Details
1800 1600
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefit: Users will get INR 600 worth of card activation benefits. Along with that customers can also get Rs. 500 worth of Flipkart vouchers on their first transaction, and 50% off upto INR 100 on 1st order on Swiggy.
Reward System: Users will get 5% unlimited cashback on Flipkart and Myntra. 4% unlimited cashback on Swiggy, Uber, Cleartrip, Cultfit, and PVR. 1.5% unlimited cashback on other categories.
Customers will get 4 complimentary lounge access within India per calendar year.
Customers can also avail the benefit of 1.5% cash back on all other categories
The card also offers 15% off at various restaurants through EasyDiner.
High interst rate.
No free movie tickets.
Axis Bank Flipkar Credit Card is one of the best credit card available in the market. It is a feature rich card with a good cashback rate and few cons.
Axis Bank Flipkar Credit Card is one of the best credit card available in the market. It is a feature rich card with a good cashback rate and few cons.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: Rs. 500
Annual fee -2nd year Onwards: Rs. 500 Annual fee waived off on annual spends greater than Rs. 2,00,000)
Cash withdrawal fee from ATM - 2.5% of the cash amount.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200 .
Interest Rate: 3.6% per month (52.86% per annum)
Reward Redemption fee: Not applicable.
Fuel Surcharge
1% Fuel Surcharge. Waived up to Rs. 500 per month.
Billing Cycle
30 Days