HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
Cons
Low general cashback rate.
No free movie tickets.
No free air lounge visit.
Welcome benefit: Users will get 500 SuperCoins on card activation, a 2-month trial membership of YouTube Premium, 3-month trial subscription of Gaana Plus, 1-year membership of Lenskart Gold. Extra Rs. 500 off on Myntra select styles, 15% off on Domestic flight booking via Flipkart Flights (Maximum discount of up to INR 1,500).
Reward System: Users will get 16 super coins for every INR 100 spent on Flipkart for Flipkart plus members. Value of 1 supercoin is INR 0.91. cashback rate: 14.56%. Nonflipkart plus members will get 8 super coins for every INR 100 spent. Effective cashback rate: 7.28%. Users will get 2 supercoins on all other spends, effective cashback rate is 1.82%.
Rewards & Benifits
Welcome Benefits
Users will get 500 SuperCoins on card activation, a 2-month trial membership of YouTube Premium, 3-month trial subscription of Gaana Plus, 1-year membership of Lenskart Gold. Extra Rs. 500 off on Myntra select styles, 15% off on Domestic flight booking via Flipkart Flights (Maximum discount of up to INR 1,500).
Rewards System
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
Contact Details
1800 1600
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome benefit: Users will get 500 SuperCoins on card activation, a 2-month trial membership of YouTube Premium, 3-month trial subscription of Gaana Plus, 1-year membership of Lenskart Gold. Extra Rs. 500 off on Myntra select styles, 15% off on Domestic flight booking via Flipkart Flights (Maximum discount of up to INR 1,500).
Reward System: Users will get 16 super coins for every INR 100 spent on Flipkart for Flipkart plus members. Value of 1 supercoin is INR 0.91. cashback rate: 14.56%. Nonflipkart plus members will get 8 super coins for every INR 100 spent. Effective cashback rate: 7.28%. Users will get 2 supercoins on all other spends, effective cashback rate is 1.82%.
Low general cashback rate.
No free movie tickets.
No free air lounge visit.
Axis Bank Flipkart Super Select Credit Card offers one of the highest cashback rate if you have flipkart plus membership. It comes loaded with a number of welcome benefits. However, most of those offers are one time offer. The main attraction of the card remains its earth shattering 14.5% cashback rate on Flipkart.
Axis Bank Flipkart Super Select Credit Card offers one of the highest cashback rate if you have flipkart plus membership. It comes loaded with a number of welcome benefits. However, most of those offers are one time offer. The main attraction of the card remains its earth shattering 14.5% cashback rate on Flipkart.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 500.
Annual fee - INR 500 2nd year onward.
Annual fee waived off on annual spends greater than INR 2,00,000.
Cash Payment Fee: INR 100.
Card replacement fee: INR 100.
Cash Withdrawal Fees: 2.5% (Min. INR 500) of the cash amount.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.6% per month (52.86% per annum).
Forex: 3.5%.
Fuel Surcharge
1% fuel surcharge waiver on fuel purchases between INR 400 and INR 3000. Waiver is capped at INR 400 per month.
Billing Cycle
30 Days