Welcome Benefit: Users will get a Zomato Gold complimentary membership for a year. This membership can be availed after spending Rs 75,000 within the first 3 months of card issuance.
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HDFC Bank Business Regalia First Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get a Zomato Gold complimentary membership for a year. This membership can be availed after spending Rs 75,000 within the first 3 months of card issuance.
Milestone Benefits
Users will earn 7,500 reward points on annual spends of Rs. 6,00,000 or more in each anniversary year and 5,000 reward points on annual spends of Rs. 3,00,000 or more in each anniversary year.
Cashback Rate
Users will get 3 reward points for every Rs. 150 spent. 1 RP = 0.30 paisa. Effective cashback rate: 0.60%.
5% cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining, and Taxi with a maximum cashback of Rs.500 per statement on minimum monthly spends of Rs. 15,000.
Movie Benefits
None.
Dining Benefits
Exclusive dining privilege at premium restaurants across India through Swiggy Dineout.
Other Benefits
Customers will get a complimentary Priority Pass membership for preferential access to over 1000+ airport lounges around the world.
Exclusive dining privilege at premium restaurants across India through Swiggy Dineout.
Users can enjoy the lowest foreign currency markup of 2% on all foreign currency spends.
Fuel surcharge waiver is also available.
Customers can also avail insurance covers against various risks- For air accidents, the nominated kin will receive a compensation of Rs. 50 lakhs. Protection worth up to Rs. 10 lakhs against any medical emergency while travelling. Flight Delay Cover of upto INR 25,000 is available for primary cardholders. Missing of Connecting International Flight: Cover of upto INR 25,000 available to primary cardholder
Lounge Access
Customers will get a complimentary Priority Pass membership for preferential access to over 1000+ airport lounges around the world.; Customers also get 8 complimentary domestic lounge access per calendar year.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get a Zomato Gold complimentary membership for a year. This membership can be availed after spending Rs 75,000 within the first 3 months of card issuance.
Milestone Benefits
Users will earn 7,500 reward points on annual spends of Rs. 6,00,000 or more in each anniversary year and 5,000 reward points on annual spends of Rs. 3,00,000 or more in each anniversary year.
Cashback Rate
Users will get 3 reward points for every Rs. 150 spent. 1 RP = 0.30 paisa. Effective cashback rate: 0.60%.
5% cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining, and Taxi with a maximum cashback of Rs.500 per statement on minimum monthly spends of Rs. 15,000.
Movie Benefits
None.
Dining Benefits
Exclusive dining privilege at premium restaurants across India through Swiggy Dineout.
Other Benefits
Customers will get a complimentary Priority Pass membership for preferential access to over 1000+ airport lounges around the world.
Exclusive dining privilege at premium restaurants across India through Swiggy Dineout.
Users can enjoy the lowest foreign currency markup of 2% on all foreign currency spends.
Fuel surcharge waiver is also available.
Customers can also avail insurance covers against various risks- For air accidents, the nominated kin will receive a compensation of Rs. 50 lakhs. Protection worth up to Rs. 10 lakhs against any medical emergency while travelling. Flight Delay Cover of upto INR 25,000 is available for primary cardholders. Missing of Connecting International Flight: Cover of upto INR 25,000 available to primary cardholder
Lounge Access
Customers will get a complimentary Priority Pass membership for preferential access to over 1000+ airport lounges around the world.; Customers also get 8 complimentary domestic lounge access per calendar year.
Fees & Charges of
HDFC Bank Business Regalia First Credit Card
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 1000/-
Cash Advance Fee
Cash advance fee: 2.5% or ₹ 500 whichever is higher.
Interest rate
Interest Rates: 3.60% p.m. 43.20% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2%.
Other Fees
Reward Redemption Fees: Rs. 99/-
Joining Fee
Rs. 1000/-
Annual Fee
Rs. 1000/-
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 3.60% p.m. 43.20% p.a.
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 2%.
Other Fees
Reward Redemption Fees: Rs. 99/-
Fee and Charges of
HDFC Bank Business Regalia First Credit Card
Special Features
Occupation: Self Employed or Salaried
Age: Min 21 yrs & Max 65 Yrs
ITR of more than Rs 7,20,000 per year
Eligibility Criteria
Zomato Gold membership.
Travel benefits.
Dining benefits.
Speical Feature, Eligibility and Benefits of
HDFC Bank Business Regalia First Credit Card
How to apply for Credit Card?
Go to the HDFC Bank website and click on the "Apply for Credit Cards" tab.
Select the "Business Regalia First Credit Card" from the list of cards.
Enter your personal and business details. Upload your scanned documents, such as your PAN card, Aadhaar card, and business registration certificate.
Submit your application.
You will be contacted by HDFC Bank's credit card team for further processing of your application.
The approval of your application will depend on your credit score and other factors.
Contact Details
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808,
or even use WhatsApp to send a message to 707 0022 222.
Account Opening and Procedure of
HDFC Bank Business Regalia First Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
HDFC Business Regalia First Credit Card is tailored for business people and provides exclusive privileges and great savings. This HDFC Credit card offers premium benefits including complimentary airport lounge access, preferential financial benefits, dining privileges at premium hotels, free insurance policy, and a lot more at an annual premium of Rs.1,000. A 100% recommended card for all types and sizes of businesses.
HDFC Business Regalia First Credit Card is tailored for business people and provides exclusive privileges and great savings. This HDFC Credit card offers premium benefits including complimentary airport lounge access, preferential financial benefits, dining privileges at premium hotels, free insurance policy, and a lot more at an annual premium of Rs.1,000. A 100% recommended card for all types and sizes of businesses.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai