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HDFC Bank Harley-Davidson Diners Club Credit Card ​​

Product Details
Credit Card Name : 

HDFC Bank Harley-Davidson Diners Club Credit Card ​​

Bank Name :

HDFC Bank

Type :

Rewards Credit Card

Interest Rate : 

3.49% per month (41.88% per annum)

Eligibility :

The applicant must be an Indian citizen.
The applicant must be between 21 and 60 years of age if salaried, and between 21 and 65 years of age if self-employed.
The applicant must have a good credit history and no payment defaults.
The applicant must have a regular source of income.
The minimum income requirement for salaried individuals is INR 70,000 Lakh per month.
The minimum income requirement for self-employed individuals is ITR > INR 8.4 Lakhs per annum.

HDFC Bank Harley-Davidson Diners Club Credit Card ​​
Pros
  • Reward System: Get 4 reward point on spending INR 150. Value of 1 reward point = INR 1. General cashback rate 2.33%. Get 20 reward points on spend of every INR 150 on Zomatao and Swiggy. Swiggy/Zomato cashback rate: 11.65%.

  • Welcome Benefit: Swiggy One membership for 1 year, Times Prime membership for 1 year. Gift card worth INR 750 from Harley Davidson. 

  • Milestone Benefit: Complimentary Ola cabs, cult.fit Live, BookMyShow, TataCliQ vouchers on spends of over INR 80,000 every month

  • 2 free lounge visits every quarter anywhere in the world. 

  • Get buy 1 get 1 movie ticket offer on all weekend shows at BookMyShow. 

  • Get up to 20% off on partner restaurants via good food trail program. 

Cons
  • Low general cashback rate. 

  • High eligibility threshold. 

Pros & Cons
Welcome Benefits

Welcome Benefit: Swiggy One membership for 1 year, Times Prime membership for 1 year. Gift card worth INR 750 from Harley Davidson. 

Rewards System

Reward System: Get 4 reward point on spending INR 150. Value of 1 reward point = INR 1. General cashback rate 2.33%. Get 20 reward points on spend of every INR 150 on Zomatao and Swiggy. Swiggy/Zomato cashback rate: 11.65%.

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

Reward System: Get 4 reward point on spending INR 150. Value of 1 reward point = INR 1. General cashback rate 2.33%. Get 20 reward points on spend of every INR 150 on Zomatao and Swiggy. Swiggy/Zomato cashback rate: 11.65%.

Eligibility Criteria

The applicant must be an Indian citizen.
The applicant must be between 21 and 60 years of age if salaried, and between 21 and 65 years of age if self-employed.
The applicant must have a good credit history and no payment defaults.
The applicant must have a regular source of income.
The minimum income requirement for salaried individuals is INR 70,000 Lakh per month.
The minimum income requirement for self-employed individuals is ITR > INR 8.4 Lakhs per annum.

Benefits
  • Great travel benefits. 

  • Good cashback on dining on weekends. 

  • Great value add benefits. 

  • Great dining benefits. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  1. Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement (details on HDFC website).

  2. Apply online: Visit the HDFC Bank website or app and fill out the online application form.

  3. Documents: Submit the required documents like PAN card, address proof, and income proof.

  4. Verification: HDFC will verify your documents and creditworthiness.

  5. Approval: Upon approval, you will receive your credit card within 7-10 working days.

Contact Details

1800 202 6161

Account Opening and Procedure
HDFC Bank Harley-Davidson Diners Club Credit Card ​Review

Decent credit card, however, general cashback rate is low. USP of the card is the cashback it offers on Zomato and Swiggy.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining/Renewal Membership Fee: Rs. 2500 + Applicable Taxes (annually)

  • Annual Fee: 2500 + GST. 

  • Foreign Currency Markup: 3.5% on all foreign currency transactions.

  • Cash Advance Fee: 2.5% of the amount withdrawn (minimum Rs. 500).

  • Late Payment Charges: Ranges from INR 100 to INR 1300

  • Reward Redemption Fee: INR 99

  • Interest Rate: 3.6% per month (i.e., 43.2% per annum). 

Fuel Surcharge

1%, waived off for transactions above INR 400. Max cashback INR 400 per month. 

Billing Cycle

30 Days.

Fees & Charges
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