Welcome Benefit: Users can avail of complimentary annual memberships of Swiggy One and Times Prime on spending Rs 75,000 within the first 90 days of card issuance.
.png)
HDFC Diners Club Privilege Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users can avail of complimentary annual memberships of Swiggy One and Times Prime on spending Rs 75,000 within the first 90 days of card issuance.
Milestone Benefits
Milestone Benefit:Users can get ₹1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs Rs 1.5 Lakhs.
Cashback Rate
The value of 1 reward point is Rs. 0.20.
Users will earn 4 reward points on every Rs.150 retail spend, cashback rate: 0.53%.
20 reward points on every Rs 150 spent on Swiggy and Zomato, cashback rate: 2.66%
Movie Benefits
Users will get 'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow, maximum discount is Rs 250/ticket, upto 2 free tickets every calendar month.
Dining Benefits
Get upto 20% off on partner restaurants through Swiggy Dineout. Special offers from certain partner restuarants.
Other Benefits
Accidental air death cover worth INR 1 crore.
Emergency overseas hospitalization of up to INR 25 Lakhs.
Travel insurance cover up upto Rs 50,000 on baggage delay.(Capped to 10$per hour & restricted to 8 hours).
Credit liability cover of Upto INR 9 Lakhs.
Fast Track Airport Experience - Baggage assistance and skip the line for check-in.
Special discount on luxuary spas.
Special offers for workspace, business insurance, etc.
Lounge Access
Users will get 2 complimentary airport lounge access every calendar quarter worldwide (including India)
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users can avail of complimentary annual memberships of Swiggy One and Times Prime on spending Rs 75,000 within the first 90 days of card issuance.
Milestone Benefits
Milestone Benefit:Users can get ₹1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs Rs 1.5 Lakhs.
Cashback Rate
The value of 1 reward point is Rs. 0.20.
Users will earn 4 reward points on every Rs.150 retail spend, cashback rate: 0.53%.
20 reward points on every Rs 150 spent on Swiggy and Zomato, cashback rate: 2.66%
Movie Benefits
Users will get 'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow, maximum discount is Rs 250/ticket, upto 2 free tickets every calendar month.
Dining Benefits
Get upto 20% off on partner restaurants through Swiggy Dineout. Special offers from certain partner restuarants.
Other Benefits
Accidental air death cover worth INR 1 crore.
Emergency overseas hospitalization of up to INR 25 Lakhs.
Travel insurance cover up upto Rs 50,000 on baggage delay.(Capped to 10$per hour & restricted to 8 hours).
Credit liability cover of Upto INR 9 Lakhs.
Fast Track Airport Experience - Baggage assistance and skip the line for check-in.
Special discount on luxuary spas.
Special offers for workspace, business insurance, etc.
Lounge Access
Users will get 2 complimentary airport lounge access every calendar quarter worldwide (including India)
Fees & Charges of
HDFC Diners Club Privilege Credit Card
Joining Fee
Rs. 1,000 + Taxes (annually)
Annual Fee
1,000 + GST.
Cash Advance Fee
Cash Advance Fee:2.5% of the amount withdrawn (minimum Rs. 500).
Interest rate
Interest Rate: 3.75% per month (i.e. 45% per annum).
Late Payment Fee
Late Payment Charges:Ranges from INR 100 to INR 1300
Foreign Currency Transactions Fee
Foreign Currency Markup:3.5% on all foreign currency transactions.
Other Fees
Joining/Renewal Membership Fee:Rs. 1,000 + Taxes (annually) | Reward Redemption Fee: INR 99
Joining Fee
Rs. 1,000 + Taxes (annually)
Annual Fee
1,000 + GST.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.75% per month (i.e. 45% per annum).
Late Payment Fee
Late Payment Charges:Ranges from INR 100 to INR 1300
Foreign Currency Transactions Fee
Foreign Currency Markup:3.5% on all foreign currency transactions.
Other Fees
Joining/Renewal Membership Fee:Rs. 1,000 + Taxes (annually) | Reward Redemption Fee: INR 99
Fee and Charges of
HDFC Diners Club Privilege Credit Card
Special Features
Reward System: The value of 1 reward point is Rs. 0.20. Users will earn 4 reward points on every Rs.150 retail spend, cashback rate: 0.53%. 20 reward points on every Rs 150 spent on Swiggy and Zomato, cashback rate: 2.66% and users can earn upto 10X reward points on spends via Smartbuy, cashback rate: 1.33%.
Eligibility Criteria
For Salaried Indian national
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 35,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 6 Lakhs per annum
Speical Feature, Eligibility and Benefits of
HDFC Diners Club Privilege Credit Card
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement (details on HDFC website).
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify the documents and creditworthiness of the user
Approval: Upon approval, user will receive the credit card within 7-10 working days.
Contact Details
1800 202 6161
Account Opening and Procedure of
HDFC Diners Club Privilege Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The card is a fully loaded credit card with a number of benefits. However, the card offers low general cashback rate. It is important to note that Diner's credit card have lower acceptability than Master Card or Visa or Rupay.
The card is a fully loaded credit card with a number of benefits. However, the card offers low general cashback rate. It is important to note that Diner's credit card have lower acceptability than Master Card or Visa or Rupay.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai