Welcome Benefit: Users will receive 500 cash points on payment of membership fee.
.png)
HDFC Moneyback Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will receive 500 cash points on payment of membership fee.
Milestone Benefits
Milestone Benefit: Every quarter, users can get a gift voucher worth Rs 500 on spends of Rs 50,000. Up to Rs 2,000 worth of gift vouchers in a year.
Cashback Rate
1 reward point = INR 0.20.
Users will get 2 reward points for every INR 150 spent.
General Cashback Rate 0.27%
2X reward points i.e. 4 reward points for every Rs. 150 spent online.
Online Cashback Rate: 0.54%.
Movie Benefits
None
Dining Benefits
Up to 20 % savings on all restaurant bill payments via Swiggy Dineout (20k + restaurants).
Other Benefits
None
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will receive 500 cash points on payment of membership fee.
Milestone Benefits
Milestone Benefit: Every quarter, users can get a gift voucher worth Rs 500 on spends of Rs 50,000. Up to Rs 2,000 worth of gift vouchers in a year.
Cashback Rate
1 reward point = INR 0.20.
Users will get 2 reward points for every INR 150 spent.
General Cashback Rate 0.27%
2X reward points i.e. 4 reward points for every Rs. 150 spent online.
Online Cashback Rate: 0.54%.
Movie Benefits
None
Dining Benefits
Up to 20 % savings on all restaurant bill payments via Swiggy Dineout (20k + restaurants).
Other Benefits
None
Lounge Access
None.
Fees & Charges of
HDFC Moneyback Credit Card
Joining Fee
Rs. 500/- + Applicable Taxes.
Annual Fee
Nil
Cash Advance Fee
Cash advance fee: 2.5%, with a minimum of ₹ 500.
Interest rate
Percentage Rates).
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes. | Reward Redemption Fees: Rs. 99/-
Joining Fee
Rs. 500/- + Applicable Taxes.
Annual Fee
Nil
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Percentage Rates).
Late Payment Fee
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes. | Reward Redemption Fees: Rs. 99/-
Fee and Charges of
HDFC Moneyback Credit Card
Special Features
Every quarter, get a gift voucher worth Rs. 500 on spends of Rs 50,000.
Earn up to Rs. 2,000 worth gift vouchers in a year.
Eligibility Criteria
For Salaried Indian national
Age: Min 21 yrs & Max 60 Yrs,
Gross Monthly Income> ₹25,000
For Self Employed Indian national
Age: Min 21 yrs & Max 65 Yrs,
Income: ITR > ₹6.0 Lakhs per annum
Speical Feature, Eligibility and Benefits of
HDFC Moneyback Credit Card
How to apply for Credit Card?
Go to the HDFC Bank website and click on the "Credit Cards" tab.
Click on the "MoneyBack Credit Card" link.
Click on the "Apply Now" button.
Fill out the application form and submit it.
Here are the documents that you need to submit along with your application form:
Proof of identity (e.g., passport, driving license, PAN card) Proof of address (e.g., bank statement, utility bill) Proof of income (e.g., salary slip, tax return)
The processing time for the application is usually 7-10 working days.
Once your application is approved, you will receive the card in the mail within 15-20 working days.
Contact Details
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808,
or even use WhatsApp to send a message to 707 0022 222.
Account Opening and Procedure of
HDFC Moneyback Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The card offers low cashback rate. The value add features offered by the card are also sub par.
The card offers low cashback rate. The value add features offered by the card are also sub par.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai