Welcome Benefit: Users can get a joining fee waiver by spending INR 0,000 within 90 days of issuance.
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HDFC Pixel Go Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users can get a joining fee waiver by spending INR 0,000 within 90 days of issuance.
Milestone Benefits
Annual fee waiver on spending INR 50,000 in a calendar year.
Cashback Rate
Reward System: 1% unlimited cashback on all eligible transactions excluding fuel, wallet recharge, etc.
5% cashback on Smartbuy.
1% cashback on all UPI transactions (for the Rupay Variant).
Movie Benefits
None.
Dining Benefits
Upto 20% discount on partner restaurants via Swiggy Dineout.
Other Benefits
Annual fee waiver on spending INR 50,000 in a calendar year.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users can get a joining fee waiver by spending INR 0,000 within 90 days of issuance.
Milestone Benefits
Annual fee waiver on spending INR 50,000 in a calendar year.
Cashback Rate
Reward System: 1% unlimited cashback on all eligible transactions excluding fuel, wallet recharge, etc.
5% cashback on Smartbuy.
1% cashback on all UPI transactions (for the Rupay Variant).
Movie Benefits
None.
Dining Benefits
Upto 20% discount on partner restaurants via Swiggy Dineout.
Other Benefits
Annual fee waiver on spending INR 50,000 in a calendar year.
Lounge Access
None.
Fees & Charges of
HDFC Pixel Go Credit Card
Joining Fee
INR 250
Annual Fee
INR 250
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 0 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: 2.5% or ₹500 whichever is higher.
Joining Fee
INR 250
Annual Fee
INR 250
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 0 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: 2.5% or ₹500 whichever is higher.
Fee and Charges of
HDFC Pixel Go Credit Card
Special Features
Users can get up to 25% savings off on all your restaurant bill payments via Swiggy Dineout.
Eligibility Criteria
For Salaried
Age: Min 21 yrs & Max 60 Yrs.
Income: Gross Monthly Income > ₹8,000.
For Self Employed
Age: Min 21 yrs & Max 65 Yrs.
Income: ITR > ₹6.0 Lakhs per annum.
Speical Feature, Eligibility and Benefits of
HDFC Pixel Go Credit Card
How to apply for Credit Card?
Step 1: Download or update the PayZapp app from the Google Play Store for Android or the App Store for iOS
Step 2: Click on the 'Apply Now for PIXEL CREDIT CARD' banner on the PayZapp homepage.
Contact Details
Account Opening and Procedure of
HDFC Pixel Go Credit Card
The HDFC Pixel Go Credit Card is a good option for those who:
Primarily shop online or prefer contactless payments.
Want a customizable cashback program on their frequent spending categories.
Are comfortable managing their finances entirely through a mobile app.
However, if you need a physical card for certain transactions, prioritize rewards on a wider range of spending categories, or desire airport lounge access, other HDFC credit cards or cards from different issuers might be a better fit.
The HDFC Pixel Go Credit Card is a good option for those who:
Primarily shop online or prefer contactless payments.
Want a customizable cashback program on their frequent spending categories.
Are comfortable managing their finances entirely through a mobile app.
However, if you need a physical card for certain transactions, prioritize rewards on a wider range of spending categories, or desire airport lounge access, other HDFC credit cards or cards from different issuers might be a better fit.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai