Joining fee waiver on spending INR 20,000 within 90 days of issuance.
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HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
Joining fee waiver on spending INR 20,000 within 90 days of issuance.
Milestone Benefits
Annual fee reversal on spend of INR 50,000 in any year.
Cashback Rate
Reward System: Cardholders will get 5% cashback on any two packs of their choice.
Dining & Entertainment category – BookMyShow & Zomato.
Travel category – MakeMyTrip & Uber.
Grocery category – Blinkit & Reliance Smart Bazaar.
Electronics category – Croma & Reliance Digital.
Fashion category – Nykaa & Myntra.
3% cashback on any one E-commerce merchant of his choice
- Amazon or Flipkart or PayZapp1% unlimited cashback across all other spends.
1% cashback on all UPI spends (only for Rupay version)
Get up to 25% off on dining through Swiggy Dineout.
Annual fee reversal on spend of INR 50,000 in any year.
Movie Benefits
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato
Dining Benefits
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato . Cardholder will also get upto 20% off through Swiggy Dineout.
Other Benefits
Annual fee reversal on spend of INR 50,000 in any year.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Joining fee waiver on spending INR 20,000 within 90 days of issuance.
Milestone Benefits
Annual fee reversal on spend of INR 50,000 in any year.
Cashback Rate
Reward System: Cardholders will get 5% cashback on any two packs of their choice.
Dining & Entertainment category – BookMyShow & Zomato.
Travel category – MakeMyTrip & Uber.
Grocery category – Blinkit & Reliance Smart Bazaar.
Electronics category – Croma & Reliance Digital.
Fashion category – Nykaa & Myntra.
3% cashback on any one E-commerce merchant of his choice
- Amazon or Flipkart or PayZapp1% unlimited cashback across all other spends.
1% cashback on all UPI spends (only for Rupay version)
Get up to 25% off on dining through Swiggy Dineout.
Annual fee reversal on spend of INR 50,000 in any year.
Movie Benefits
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato
Dining Benefits
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato . Cardholder will also get upto 20% off through Swiggy Dineout.
Other Benefits
Annual fee reversal on spend of INR 50,000 in any year.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
Special Features
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
Contact Details
1800 1600
Account Opening and Procedure
HDFC Pixel Play's USP is its 5% cashback and that too on 2 categories selected by you. Apart from the cashback the card has limited value add benefits. No free lounge benefits is a major con.
HDFC Pixel Play's USP is its 5% cashback and that too on 2 categories selected by you. Apart from the cashback the card has limited value add benefits. No free lounge benefits is a major con.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai