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HDFC Pixel Play Credit Card

Product Details
Credit Card Name : 

HDFC Pixel Play Credit Card

Bank Name :

HDFC Bank

Type :

Rewards Credit Card

Interest Rate : 

3.6% per month (i.e., 43.2% per annum)

Eligibility :

You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.

HDFC Pixel Play Credit Card
Pros
  • Instant digital credit card is issued on your credit card application getting approved.

  • Welcome Benefits: None

  • Reward System: Cardholder will get 5% cashback on any two packs of your choice

- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra


3% cashback any one E-commerce merchant of your choice
​​​​​​​- Amazon or Flipkart or PayZapp


1% unlimited cashback across all other spends.

  • Get up to 25% off on dining through Swiggy Dineout. 

  • Annual fee reversal on spend of INR 50,000 in any year. 

Cons
  • No welcome benefits. 

  • No free movie tickets. 

  • No free airport lounge benefits.

Pros & Cons
Welcome Benefits

Welcome Benefits: None.

Rewards System

Reward System: Cardholder will get 5% cashback on any two packs of your choice

- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra


3% cashback any one E-commerce merchant of your choice
​​​​​​​- Amazon or Flipkart or PayZapp


1% unlimited cashback across all other spends.

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

Reward System: Cardholder will get 5% cashback on any two packs of your choice

- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra


3% cashback any one E-commerce merchant of your choice
​​​​​​​- Amazon or Flipkart or PayZapp


1% unlimited cashback across all other spends.

Eligibility Criteria

You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.

Benefits
  • Cashback credit card. 

  • Instant digital credit card. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  1. Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.

  2. Apply online: Visit the HDFC Bank website or app and fill out the online application form.

  3. Documents: Submit the required documents like PAN card, address proof, and income proof.

  4. Verification: HDFC will verify your documents and creditworthiness.

  5. Approval: Upon approval, you will receive your credit card within 7-10 working days.

Contact Details

1800 1600

Account Opening and Procedure
HDFC Pixel Play Credit Card

HDFC Pixel Play's USP is its 5% cashback and that too on 2 categories selected by you. Apart from the cashback the card has limited value add benefits. No free lounge benefits is a major con.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining Fee / Renewal Membership Fee – INR 500 /- + Applicable Charges

  • Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher

  • Late Payment Charges: Ranges from INR 100 to INR 1300. 

  • Interest Rate: 3.6% per month (i.e., 43.2% per annum)

  • Foreign Currency Mark-up Fees: 3.5%

  • Reward Redemption Fee: INR 99

Fuel Surcharge

1%, waived on transactions between INR 400 and INR 4,000. Max cashback INR 250.

Billing Cycle

30 days.

Fees & Charges
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