Welcome benefit: Users must download and log on to the HSBC India Mobile Banking app and spend INR10,000 within the first 30 days of openingtheir credit card account to get INR1,000 cashback, the Postcard Hotel voucher worth INR 3,000 and 3 months EazyDiner prime membership. In addition to that, cardholders can get 3,000 bonus reward points when they spend INR100,000 in the first 90 days.
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HSBC TravelOne Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users must download and log on to the HSBC India Mobile Banking app and spend INR10,000 within the first 30 days of openingtheir credit card account to get INR1,000 cashback, the Postcard Hotel voucher worth INR 3,000 and 3 months EazyDiner prime membership. In addition to that, cardholders can get 3,000 bonus reward points when they spend INR100,000 in the first 90 days.
Milestone Benefits
Milestone benefit: Users will earn 10,000 bonus reward points when they spend more than INR1,200,000 a year.
Cashback Rate
Reward system: Cardholders can earn 4 reward points for every INR100 spent on flights, travel aggregators and in foreign currency, capped at 50,000 reward points a month and earn 2 reward points for every INR100 spent on anything else, with no cap. These reward points can be converted into air miles at a ratio of 1:1.
Cardholders will save 15% on domestic and international holiday Bookings at Yatra, EaseMyTrip, PayTM Travel and ClearTrip.
Movie Benefits
Cardholders will get a Buy 1 Get 1 free movie ticket upto ₹200 on the 2nd ticket (Twice per card per calendar month).
Dining Benefits
Cardholders will get a 10% discount upto ₹1,000 on Dining and Events (once per card per calendar month)
Other Benefits
Cardholders will save 15% on domestic and international holiday Bookings at Yatra, EaseMyTrip, PayTM Travel and ClearTrip.
11% off at StayVista
Cardholders will get a 10% discount upto ₹1,000 on Dining and Events (once per card per calendar month).
Cardholders will save 20% on duty-free shopping via the AdaniOne app or website.
Cardholders can enjoy 4 complimentary rounds of golf and 12 complimentary lessons per calendar year (max 1 per calendar month) and 50% off on green fees for additional rounds.
Lounge Access
Cardholders will get 6 domestic and 4 international airport lounge visits every year.
Rewards & Benefits
Welcome Benefits
Welcome benefit: Users must download and log on to the HSBC India Mobile Banking app and spend INR10,000 within the first 30 days of openingtheir credit card account to get INR1,000 cashback, the Postcard Hotel voucher worth INR 3,000 and 3 months EazyDiner prime membership. In addition to that, cardholders can get 3,000 bonus reward points when they spend INR100,000 in the first 90 days.
Milestone Benefits
Milestone benefit: Users will earn 10,000 bonus reward points when they spend more than INR1,200,000 a year.
Cashback Rate
Reward system: Cardholders can earn 4 reward points for every INR100 spent on flights, travel aggregators and in foreign currency, capped at 50,000 reward points a month and earn 2 reward points for every INR100 spent on anything else, with no cap. These reward points can be converted into air miles at a ratio of 1:1.
Cardholders will save 15% on domestic and international holiday Bookings at Yatra, EaseMyTrip, PayTM Travel and ClearTrip.
Movie Benefits
Cardholders will get a Buy 1 Get 1 free movie ticket upto ₹200 on the 2nd ticket (Twice per card per calendar month).
Dining Benefits
Cardholders will get a 10% discount upto ₹1,000 on Dining and Events (once per card per calendar month)
Other Benefits
Cardholders will save 15% on domestic and international holiday Bookings at Yatra, EaseMyTrip, PayTM Travel and ClearTrip.
11% off at StayVista
Cardholders will get a 10% discount upto ₹1,000 on Dining and Events (once per card per calendar month).
Cardholders will save 20% on duty-free shopping via the AdaniOne app or website.
Cardholders can enjoy 4 complimentary rounds of golf and 12 complimentary lessons per calendar year (max 1 per calendar month) and 50% off on green fees for additional rounds.
Lounge Access
Cardholders will get 6 domestic and 4 international airport lounge visits every year.
Fees & Charges
Joining Fee
INR 4,999
Annual Fee
INR 4,999, waived upon spending INR 8,00,000 in a year.
Cash Advance Fee
2.5%, minimum INR 300.
Interest rate
3.75% per month 45% p.a.
Late Payment Fee
100% of the Minimum Payment Due (MPD) subject to minimum of 250 and maximum of 1200 per month)
Foreign Currency Transactions Fee
Nil
Other Fees
Fees & Charges
Joining Fee
INR 4,999
Annual Fee
INR 4,999, waived upon spending INR 8,00,000 in a year.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.75% per month 45% p.a.
Late Payment Fee
100% of the Minimum Payment Due (MPD) subject to minimum of 250 and maximum of 1200 per month)
Foreign Currency Transactions Fee
Nil
Other Fees
Special Features
Discounts on dining, travel, and movies.
Eligibility Criteria
To apply, you must:
Be aged between 18 and 65 years old
Have a minimum income of INR400,000 a year for salaried individuals
Be an Indian resident
Reside in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad or Kolkata
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit this link to apply online: https://www.accountopening.hsbc.co.in/credit-cards/#!/app/journey/contact-details-MJY
Contact Details
1800 267 3456
1800 121 2208
Account Opening and Procedure
The card comes loaded with a number of value add features. Card is a premium travel credit card. Overall the card is very appealing to frequent travelers.
The card comes loaded with a number of value add features. Card is a premium travel credit card. Overall the card is very appealing to frequent travelers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai