Welcome benefit:Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000. Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance.
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ICAI Exclusive Bobcard
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000. Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance.
Milestone Benefits
Milestone benefit:Users will be awarded 4000 reward points every quarter on spending more than Rs 1 Lakhs or credit card's limit whichever is higher.
Cashback Rate
1 reward point =INR 0.25
5X i.e. 5 reward points on dining, online and utility bills.
Dining+ Cashback rate: 1.25%. (Maximum 1000 reward points per month).
1 reward points for every INR 100 spent on any other category.
General cashback rate 0.25%.
Movie Benefits
None.
Dining Benefits
Dining+ Cashback rate: 1.25%
Other Benefits
None.
Lounge Access
Users will get 12 complimentary access at domestic airport lounges per year, 3 every quarter.
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000. Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance.
Milestone Benefits
Milestone benefit:Users will be awarded 4000 reward points every quarter on spending more than Rs 1 Lakhs or credit card's limit whichever is higher.
Cashback Rate
1 reward point =INR 0.25
5X i.e. 5 reward points on dining, online and utility bills.
Dining+ Cashback rate: 1.25%. (Maximum 1000 reward points per month).
1 reward points for every INR 100 spent on any other category.
General cashback rate 0.25%.
Movie Benefits
None.
Dining Benefits
Dining+ Cashback rate: 1.25%
Other Benefits
None.
Lounge Access
Users will get 12 complimentary access at domestic airport lounges per year, 3 every quarter.
Fees & Charges
Joining Fee
NIL
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
Cash advance fee: Transaction fee of 2.5% or ₹500 whichever is higher.
Interest rate
Interest rate: 3.6% per month, 43.2% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 2%
Other Fees
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000. Maximum 250 per statement cycle.
Fees & Charges
Joining Fee
NIL
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: 3.6% per month, 43.2% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 2%
Other Fees
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000. Maximum 250 per statement cycle.
Special Features
This credit card is specially designed for all eligible and active members of ICAI, and it is a free credit card with no joining and annual fee.
Eligibility Criteria
All eligible & active members of ICAI(The Institute of Chartered Accountants of India).
If Salaried, Salary Income should be more than or equal to Rs.3.6 Lakh per annum (Gross).
If Self-employed, ITR should be more than or equal to ₹3 Lakh per annum.
Age: 21 to 75 years (Primary Cardholder). Above 18 years (Add-on Cardholder).
The applicant must be a resident of India.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online Application:
Applying online is quick and convenient. Follow these steps: Visit the BOBCARD website.
Click on the “Apply Now” button.
Enter your name as mentioned on your PAN card.
Provide the mobile number linked with your Aadhaar card to receive an OTP (One-Time Password).
Fill in your PAN card number, current address PIN, email address, date of birth, and nationality.
Click on the “Generate OTP” option to proceed.
Offline Application: If you prefer an offline approach, visit your nearest Bank of Baroda (BoB) branch.
Contact Details
Toll Free Nos. 1800 2665 100 & 1800 2667 100
Account Opening and Procedure
The card offers low cashback rate, however, the card offers decent value add features.
The card offers low cashback rate, however, the card offers decent value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai