.png)
Welcome benefits: Users will get a luxury stay gift card from EaseMyTrip worth ₹10,000, travel visa benefits with Atlys and OneVasco worth ₹10,000, exclusive access to The Quorum Club, lifestyle gift cards from Toni&Guy and Interflora worth ₹4,000 and annual membership of Zomato Gold.
.png)
.png)
.png)
.png)
.png)
.png)
ICICI Bank Times Black Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefits: Users will get a luxury stay gift card from EaseMyTrip worth ₹10,000, travel visa benefits with Atlys and OneVasco worth ₹10,000, exclusive access to The Quorum Club, lifestyle gift cards from Toni&Guy and Interflora worth ₹4,000 and annual membership of Zomato Gold.
Milestone Benefits
Milestone Benefit: Users will receive several milestone benefits on achieving milestone spending, such as Klook’s international experiences and activities worth ₹10,000, Luxury airport transfers via BLADE India/Avis/Indian Travel House worth ₹10,000, a Tata CLiQ Luxury gift card worth ₹10,000, a one-night luxury stay from Ayatana Resorts worth ₹20,000, and an annual fee waiver on spending ₹Rs 25 Lakhs.
Cashback Rate
Users can earn 2.5% reward points on international spending and 2% reward points on domestic spending.
The value of 1 reward point is up to ₹1.
If redemption is made against the statement balance, the value of 1 reward point is 0.4% which means the cashback rate is 0.40%.
Movie Benefits
Dining Benefits
Other Benefits
Users will get Lifestyle management services from CribLife with 6 exclusive offerings.; Users will receive comprehensive insurance coverage.
Lounge Access
Users will get unlimited complimentary international and domestic airport lounge access.
Rewards & Benefits
Welcome Benefits
Welcome benefits: Users will get a luxury stay gift card from EaseMyTrip worth ₹10,000, travel visa benefits with Atlys and OneVasco worth ₹10,000, exclusive access to The Quorum Club, lifestyle gift cards from Toni&Guy and Interflora worth ₹4,000 and annual membership of Zomato Gold.
Milestone Benefits
Milestone Benefit: Users will receive several milestone benefits on achieving milestone spending, such as Klook’s international experiences and activities worth ₹10,000, Luxury airport transfers via BLADE India/Avis/Indian Travel House worth ₹10,000, a Tata CLiQ Luxury gift card worth ₹10,000, a one-night luxury stay from Ayatana Resorts worth ₹20,000, and an annual fee waiver on spending ₹Rs 25 Lakhs.
Cashback Rate
Users can earn 2.5% reward points on international spending and 2% reward points on domestic spending.
The value of 1 reward point is up to ₹1.
If redemption is made against the statement balance, the value of 1 reward point is 0.4% which means the cashback rate is 0.40%.
Movie Benefits
Dining Benefits
Other Benefits
Users will get Lifestyle management services from CribLife with 6 exclusive offerings.; Users will receive comprehensive insurance coverage.
Lounge Access
Users will get unlimited complimentary international and domestic airport lounge access.
Fees & Charges
Joining Fee
Joining and Annual Fee: Rs 20,000/year | Annual Fee Waiver: Rs 25 Lakhs spent on the yearly plan.
Annual Fee
Joining and Annual Fee: Rs 20,000/year | Annual Fee Waiver: Rs 25 Lakhs spent on the yearly plan.
Cash Advance Fee
3.40% per month.
Interest rate
Interest Rate: 3.40% per month (40.80% per year) on the outstanding balance after the due date.
Late Payment Fee
Ranges from INR 0 to INR 1200.�
Foreign Currency Transactions Fee
Foreign Currency Mark-up fees: 1.4%on international transactions
Other Fees
Cash advance: 3.40% per month (40.80% per year) on the transaction amount from the date of the transaction.
Fees & Charges
Joining Fee
Joining and Annual Fee: Rs 20,000/year | Annual Fee Waiver: Rs 25 Lakhs spent on the yearly plan.
Annual Fee
Joining and Annual Fee: Rs 20,000/year | Annual Fee Waiver: Rs 25 Lakhs spent on the yearly plan.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.40% per month (40.80% per year) on the outstanding balance after the due date.
Late Payment Fee
Ranges from INR 0 to INR 1200.�
Foreign Currency Transactions Fee
Foreign Currency Mark-up fees: 1.4%on international transactions
Other Fees
Cash advance: 3.40% per month (40.80% per year) on the transaction amount from the date of the transaction.
Special Features
Unlimited airport access to domestic and international airport lounges.
Eligibility Criteria
You must be at least 21 years old.
You must have a minimum monthly income of Rs. 3,00,000.
You must have filed annual income tax returns of Rs. 30,00,000 or above.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Online:Visit the official Times Black website or ICICI Bank website.
Look for the "Apply Now" or "Apply Online" button for the Times Black Credit Card.
Fill out the online application form with your personal and financial details.
Submit the application.
In-Branch:Visit your nearest ICICI Bank branch.
Request an application form for the Times Black Credit Card.
Fill out the form with the assistance of a bank representative.
Submit the completed form at the branch.
Contact Details
1.80E+11
Account Opening and Procedure
The card offers comes loaded with benefits. It offers welcome benefits worth more than INR 30,000. The card provided a general cashback rate of 2%. The card offers milestone benefits worth more than INR 50,000. Overall the card is a good premium credit card.
The card offers comes loaded with benefits. It offers welcome benefits worth more than INR 30,000. The card provided a general cashback rate of 2%. The card offers milestone benefits worth more than INR 50,000. Overall the card is a good premium credit card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai