ICICI HPCL Coral Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
ICICI HPCL Coral Credit Card
Bank Name :
ICICI Bank
Type :
Fuel Credit Card
Interest Rate :
3.4% per month (or 40.8% per annum)
Eligibility :
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Minimum Income: Depends on the location of the credit card applicant.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
Pros
Welcome Benefits: None.
Reward System: 2.5% cashback on purchase of fuel at HP petrol pumps on minimum purchase of INR 500. Max cashback capped at INR 100. Get 2 reward points on all other spends. Value of 1 reward point = INR 0.25. General cashback rate: 0.5%.
25% discount on booking movie tickets up to INR 100
Annual fee reversed on spending INR 50,000.
Cons
No free lounge visits.
Limited value add features.
Low cashback rate.
Pros & Cons
Welcome Benefits
Welcome Benefits: None.
Rewards System
Reward System: 2.5% cashback on purchase of fuel at HP petrol pumps on minimum purchase of INR 500. Max cashback capped at INR 100. Get 2 reward points on all other spends. Value of 1 reward point = INR 0.25. General cashback rate: 0.5%.
International Forex Markup
3.5%.
Welcome Benefits and Reward System
Special Features
None.
Eligibility Criteria
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Minimum Income: Depends on the location of the credit card applicant.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
Benefits
Cashback benefits.
fuel benefits.
Movie benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online:
Visit ICICI Bank website.
Fill out the online application form with the correct details.
Upload the required documents when prompted.
Submit the application and track its status online.
2. Bank Branch:
Visit the ICICI Bank branch nearest to you.
Meet a customer service representative and express your interest of availing the credit card.
Provide them with your KYC documents and fill out the application form.
Submit the application and inquire about further processing steps.
Contact Details
1800 1080
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefits: None.
Reward System: 2.5% cashback on purchase of fuel at HP petrol pumps on minimum purchase of INR 500. Max cashback capped at INR 100. Get 2 reward points on all other spends. Value of 1 reward point = INR 0.25. General cashback rate: 0.5%.
25% discount on booking movie tickets up to INR 100
Annual fee reversed on spending INR 50,000.
No free lounge visits.
Limited value add features.
Low cashback rate.
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: 199 + GST.
Annual Fee (Second year onwards): 199 + GST.
Interest Rate: 3.67% per month (annual interest rate - 44%).
Interest On Cash: 2.49% per month (annual interest rate - 29.88%).
Forex Marku: 3.5%
Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.
Rewards Redemption Fee: INR 99
Late Payment Charges: 0-1200 depending on the outstanding amount.il
Fuel Surcharge
1% fuel surcharge waiver at HPCL petrol pumps on transactions between Rs. 400 and Rs. 4,000, with a monthly cap of INR 250.
Billing Cycle
30 days.