ICICI HPCL Coral Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Annual fee reversed on spending INR 50,000.
Cashback Rate
2.5% cashback on purchase of fuel at HP petrol pumps on minimum purchase of INR 500. Max cashback capped at INR 100.
Get 2 reward points on all other spends. Value of 1 reward point = INR 0.25. General cashback rate: 0.5%.
Movie Benefits
25% discount on booking movie tickets up to Rs 100.
Dining Benefits
None.
Other Benefits
Annual fee reversed on spending INR 50,000.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Annual fee reversed on spending INR 50,000.
Cashback Rate
2.5% cashback on purchase of fuel at HP petrol pumps on minimum purchase of INR 500. Max cashback capped at INR 100.
Get 2 reward points on all other spends. Value of 1 reward point = INR 0.25. General cashback rate: 0.5%.
Movie Benefits
25% discount on booking movie tickets up to Rs 100.
Dining Benefits
None.
Other Benefits
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Lounge Access
None.
Fees & Charges
Joining Fee
199 + GST.
Annual Fee
(Second year onwards): 199 + GST.
Cash Advance Fee
Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.
Interest rate
Interest Rate: 3.67% per month (annual interest rate - 44%). | Interest On Cash: 2.49% per month (annual interest rate - 29.88%).
Late Payment Fee
Late Payment Charges: 0-1200 depending on the outstanding amount.il
Foreign Currency Transactions Fee
Forex Marku: 3.5%
Other Fees
Rewards Redemption Fee: INR 99
Fees & Charges
Joining Fee
199 + GST.
Annual Fee
(Second year onwards): 199 + GST.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.67% per month (annual interest rate - 44%). | Interest On Cash: 2.49% per month (annual interest rate - 29.88%).
Late Payment Fee
Late Payment Charges: 0-1200 depending on the outstanding amount.il
Foreign Currency Transactions Fee
Forex Marku: 3.5%
Other Fees
Rewards Redemption Fee: INR 99
Special Features
None.
Eligibility Criteria
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Minimum Income: Depends on the location of the credit card applicant.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online:
Visit ICICI Bank website.
Fill out the online application form with the correct details.
Upload the required documents when prompted.
Submit the application and track its status online.
2. Bank Branch:
Visit the ICICI Bank branch nearest to you.
Meet a customer service representative and express your interest of availing the credit card.
Provide them with your KYC documents and fill out the application form.
Submit the application and inquire about further processing steps.
Contact Details
1800 1080
Account Opening and Procedure
The card offers low fuel cashback rate when compared to other fuel credit cards from competitors. Even the general cashback rate is low. Value add benefits are also limited.
The card offers low fuel cashback rate when compared to other fuel credit cards from competitors. Even the general cashback rate is low. Value add benefits are also limited.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai