ICICI Manchester United Signature Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
ICICI Manchester United Signature Credit Card
Bank Name :
ICICI Bank
Type :
Rewards Credit Card
Interest Rate :
3.67% per month (44% per annum)
Eligibility :
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
Pros
Welcome Benefits: Manchester United Branded holdall and football.
Enjoy 25% discount up to INR 150 on selected cinema ticket retailers.
Renewal Benefit: Get 2,000 ICICI Bank reward points as renewal benefit, value of 1 Reward Point = INR 0.25.
Get 25% discount, up to INR 100, on a minimum purchase of 2 movie tickets on BookMyShow and Inox, twice a month.
Get 2 free domestic lounge access per quarter.
Reward System: Get 3 ICICI Bank reward points INR 100 on all domestic transactions. Value of 1 reward point = INR 0.25. General cashback rate = 0.75%. Get 4 reward point per INR 100 spend on international spends. International cashback rate = 1%. Get 5 points on all spends during Manchester United on match days. Effective match day cashback rate: 1.25%.
Cons
Limited value add benefits.
Low cashback rate.
Limited use.
Pros & Cons
Welcome Benefits
Welcome Benefits: Manchester United Branded holdall and football.
Rewards System
Reward System: Get 3 ICICI Bank reward points INR 100 on all domestic transactions. Value of 1 reward point = INR 0.25. General cashback rate = 0.75%. Get 4 reward point per INR 100 spend on international spends. International cashback rate = 1%. Get 5 points on all spends during Manchester United on match days. Effective match day cashback rate: 1.25%.
International Forex Markup
IFM- 3.5%
Welcome Benefits and Reward System
Special Features
Top spender every month, across cardholders , gets a signed Manchester United jersey
Top 18 spenders, across cardholders , get an exclusive fully paid “Manchester United Experience”
Eligibility Criteria
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
Benefits
Exclusive Manchester United benefits.
Free lounge visits.
Cashback on domestic and international spends.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Online:
Visit ICICI Bank website.
Fill out the online application form with the correct details.
Upload the required documents when prompted.
Submit the application and track its status online.
2. Bank Branch:
Visit the ICICI Bank branch nearest to you.
Meet a customer service representative and express your interest of availing the credit card.
Provide them with your KYC documents and fill out the application form.
Submit the application and inquire about further processing steps.
Contact Details
1800 1080.
Account Opening and Procedure
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Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefits: Manchester United Branded holdall and football.
Enjoy 25% discount up to INR 150 on selected cinema ticket retailers.
Renewal Benefit: Get 2,000 ICICI Bank reward points as renewal benefit, value of 1 Reward Point = INR 0.25.
Get 25% discount, up to INR 100, on a minimum purchase of 2 movie tickets on BookMyShow and Inox, twice a month.
Get 2 free domestic lounge access per quarter.
Reward System: Get 3 ICICI Bank reward points INR 100 on all domestic transactions. Value of 1 reward point = INR 0.25. General cashback rate = 0.75%. Get 4 reward point per INR 100 spend on international spends. International cashback rate = 1%. Get 5 points on all spends during Manchester United on match days. Effective match day cashback rate: 1.25%.
Limited value add benefits.
Low cashback rate.
Limited use.
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: INR 2499 + GST
Annual Fee (Second year onwards): INR 2499 + GST
Interest Rate: 3.67% per month (annual interest rate - 44%).
Interest On Cash: 2.49% per month (annual interest rate - 29.88%).
Forex Marku: 3.5%
Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.
Rewards Redemption Fee: INR 99
Late Payment Charges: 0-1200 depending on the outstanding amount.
Fuel Surcharge
Waiver of 1% on fuel surcharge, valid on a maximum spend of Rs 4,000 per transaction at all HPCL pumps.
Billing Cycle
30 Days.