ICSI Diamond Bobcard

Welcome benefits

• Users will get a complimentary 6-month FITPASS Pro membership worth ₹15000
• Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance

Rewards & cashback

• 1 reward point =0.25 paise
• 5X i.e. 5 reward points on dining, online and utility bills (Effective cashback rate: 1.25%). (Maximum 1000 reward points per month).
• 1 reward points for every ₹100 spent on any other category
• Reward points can be redeemed as cashback for ₹0.25 per reward point (General cashback rate 0.25%).

Milestone benefits

• Users will be awarded 3999 reward points every quarter on spending more than ₹1 Lakhs or credit card's limit whichever is higher

Airport lounge access

• Users will get 12 complimentary access at domestic airport lounges per year, 3 every quarter

Dining

• 5X reward points on spending on dining, online and utility bills

More benefits & features

• This card is specially designed for all eligible and active members of ICSI with no joining and annual fee

Fees & charges

Foreign currency markup

2%

Interest rate

3.6% per month, 43.2% per annum

Late payment

₹100 to ₹1300

Cash advance

Transaction fee of 2.5% or ₹500 whichever is higher

Fuel surcharge

1% subject to a minimum transaction of ₹400 and a maximum transaction of ₹5000. Maximum 250 per statement cycle

Billing cycle

Up to 50 days

Other fees

1% subject to a minimum transaction of ₹400 and a maximum transaction of ₹5000. Maximum 250 per statement cycle

Pros and cons

Who can apply

• All eligible & active members of ICSI(Institute of Company Secretaries of India)
• If Salaried, Salary Income should be more than or equal to ₹4.8 Lakh per annum (Gross)
• If Self-employed, ITR should be more than or equal to ₹3 Lakh per annum
• Age: 21 to 75 years (Primary Cardholder)
• Above 18 years (Add-on Cardholder)
• The applicant must be a resident of India

How to apply

1. Online Application:
2. Applying online is quick and convenient
3. Follow these steps: Visit the BOBCARD website
4. Click on the Apply Now button
5. Enter your name as mentioned on your PAN card
6. Provide the mobile number linked with your Aadhaar card to receive an OTP (One-Time Password)
7. Fill in your PAN card number, current address PIN, email address, date of birth, and nationality
8. Click on the Generate OTP option to proceed
9. Offline Application: If you prefer an offline approach, visit your nearest Bank of Baroda (BoB) branch