Welcome benefit:Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000. Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance. 12 months of Amazon Prime membership on spending a minimum of Rs 1 Lakhs within 90 days of issuance of the card.
.png)
Indian Navy Varunah Premium Bobcard
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000. Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance. 12 months of Amazon Prime membership on spending a minimum of Rs 1 Lakhs within 90 days of issuance of the card.
Milestone Benefits
Nne.
Cashback Rate
1 reward point =INR 0.25.
5X i.e. 15 reward points on travel, online, dining, and international spending.
Special Cashback Rate: 3.75% (Maximum 2500 reward points per month).
3 reward points for every INR 100 spent on any other category.
General Cashback Rate 0.75%.
Movie Benefits
None.
Dining Benefits
Special Cashback Rate: 3.75% (Maximum 2500 reward points per month).
Other Benefits
None.
Lounge Access
Unlimited complimentary access to domestic airport lounges.
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users will get a complimentary 6-month FITPASS Pro membership worth Rs 15000. Users will get 500 reward points on spending ₹5,000 within 60 days of card issuance. 12 months of Amazon Prime membership on spending a minimum of Rs 1 Lakhs within 90 days of issuance of the card.
Milestone Benefits
Nne.
Cashback Rate
1 reward point =INR 0.25.
5X i.e. 15 reward points on travel, online, dining, and international spending.
Special Cashback Rate: 3.75% (Maximum 2500 reward points per month).
3 reward points for every INR 100 spent on any other category.
General Cashback Rate 0.75%.
Movie Benefits
None.
Dining Benefits
Special Cashback Rate: 3.75% (Maximum 2500 reward points per month).
Other Benefits
None.
Lounge Access
Unlimited complimentary access to domestic airport lounges.
Fees & Charges of
Indian Navy Varunah Premium Bobcard
Joining Fee
Rs. 2499.
Annual Fee
Annual membership fee: Rs. 2499.
Cash Advance Fee
Cash advance fee: Transaction fee of 2.5% or ₹500 whichever is higher
Interest rate
Interest rate: 3.49% per month, 41.88% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 2%
Other Fees
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000. Maximum 250 per statement cycle.
Joining Fee
Rs. 2499.
Annual Fee
Annual membership fee: Rs. 2499.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: 3.49% per month, 41.88% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: 2%
Other Fees
Fuel surcharge: 1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000. Maximum 250 per statement cycle.
Fee and Charges of
Indian Navy Varunah Premium Bobcard
Special Features
This credit card is specially designed for designated Sailors & Officers of the Indian Navy & Indian Navy Veterans.
Eligibility Criteria
The applicant must be designated Sailors & Officers of the Indian Navy & Indian Navy Veterans.
Age: 18 to 70 years (Primary Cardholder). Above 18 years (Add-on Cardholder).
Speical Feature, Eligibility and Benefits of
Indian Navy Varunah Premium Bobcard
How to apply for Credit Card?
Online Application:
Applying online is quick and convenient. Follow these steps:Visit the BOBCARD website.
Click on the “Apply Now” button.
Fill out the online application form with the necessary details.
E-sign using your Aadhaar card.
Verify your identity via Video KYC (Know Your Customer).
Offline Application:
If you prefer an offline approach, visit your nearest Bank of Baroda (BoB) branch. Here’s what you’ll need:
Required Documents:Photocopy of your PAN card.
Proof of being an Indian Navy personnel.
Address proof (such as Aadhaar Card or latest utility bills).
Income proof (salary slip or bank statement).
Passport-sized photograph.
Contact Details
Toll Free Nos. 1800 2665 100 & 1800 2667 100
Account Opening and Procedure of
Indian Navy Varunah Premium Bobcard
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The card offers decent cashback rate. The card also comes with a number of value add features. Overall the card is a decent package from Bank of Baroda.
The card offers decent cashback rate. The card also comes with a number of value add features. Overall the card is a decent package from Bank of Baroda.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai