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IDFC Business Max Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
Value of 1 reward point = INR 0.25.
User will get 6 reward point on domestic online purchase of every INR 200. Domestic online purchase rate: 0.75%.
User will get 4 reward point on domestic offline purchase of every INR 200. Domestic offline purchase rate: 0.5%.
User will get 6 reward point on GST and tax payment of every INR 200. GST Tax Cashback Rate: 0.75%.
User will get 6 reward point on vendor and bill payment of every INR 200. Vendor Payment Rate: 0.75%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Low forex mark-up of 1.5%.
Low interest rate of 12% p.a. on unpaid balance which is carried off.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
Value of 1 reward point = INR 0.25.
User will get 6 reward point on domestic online purchase of every INR 200. Domestic online purchase rate: 0.75%.
User will get 4 reward point on domestic offline purchase of every INR 200. Domestic offline purchase rate: 0.5%.
User will get 6 reward point on GST and tax payment of every INR 200. GST Tax Cashback Rate: 0.75%.
User will get 6 reward point on vendor and bill payment of every INR 200. Vendor Payment Rate: 0.75%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Low forex mark-up of 1.5%.
Low interest rate of 12% p.a. on unpaid balance which is carried off.
Lounge Access
None.
Fees & Charges of
IDFC Business Max Credit Card
Joining Fee
INR 0
Annual Fee
INR 0
Cash Advance Fee
Cash advance fee: 2.5% of the amount withdrawn with a minimum of ₹250
Interest rate
Interest Rate: Monthly rate: - 0.71% - 3.85%. Annual Rate: 8.5% - 46.2%.
Late Payment Fee
Late payment fee: Up to ₹1000 + 2.5% of the outstanding amount, whichever is higher
Foreign Currency Transactions Fee
1.5%
Other Fees
N/A
Joining Fee
INR 0
Annual Fee
INR 0
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: Monthly rate: - 0.71% - 3.85%. Annual Rate: 8.5% - 46.2%.
Late Payment Fee
Late payment fee: Up to ₹1000 + 2.5% of the outstanding amount, whichever is higher
Foreign Currency Transactions Fee
1.5%
Other Fees
N/A
Fee and Charges of
IDFC Business Max Credit Card
Special Features
Low interest rate of 12% p.a. on unpaid balance which is carried off.
Eligibility Criteria
Age: Minimum age of 18 years.
Employment: Self employed individuas or sole proprietors.
Card is allocated against fixed deposit maintained with the bank.
Speical Feature, Eligibility and Benefits of
IDFC Business Max Credit Card
How to apply for Credit Card?
Visit the IDFC FIRST Bank website or app.
Choose "Apply for Credit Card" and select the IDFC Business Max variant.
Fill out the online application form with details like your name, contact information, income, and employment.
Upload scanned copies of the required documents (PAN card, address proof, income proof).
Apply and wait for processing.
Contact Details
N/A
Account Opening and Procedure of
IDFC Business Max Credit Card
Product Review of
IDFC Business Max Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
IDFC Business Max Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
