top of page

IDFC First Power Credit Card

Product Details
Credit Card Name : 

IDFC First Power Credit Card

Bank Name :

IDFC First Bank

Type :

Fuel Credit Card

Interest Rate : 

0.75% - 3.5% Annual Interest Rate - 9% - 42%

Eligibility :

Age: 21 years & above.
Indian resident with permanent residential address.

IDFC First Power Credit Card
Pros
  • Welcome Benefit: ₹250 Cashback on 1st fuel transaction of ₹250 or above at HPCL fuel station. 

  • Rewards: Up to 5% savings on your fuel expenses, 2.5% savings as Rewards on Grocery & Utility expenses, 2.5% savings as Rewards on IDFC FIRST FASTag recharge, and 2X Rewards on other retail transactions. 

  • Other Benefits: ₹150 Discount on order above ₹500 on Swiggy, ₹500 Discount on ZoomCar rentals, and Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar. 

Cons
  • Low effective cashback rate of 0.25%. 

  • Not suitable for shopping and other big spends.

Pros & Cons
Welcome Benefits

Welcome Benefit: ₹250 Cashback on 1st fuel transaction of ₹250 or above at HPCL fuel station

Rewards System

Reward System: 1 Reward Point per INR 100 spent. 1 Reward Point = INR 0.25.  Reward not available for Fuel, Insurance, EMI transactions & cash withdrawals. Effective Cashback Rate: 0.25%.

International Forex Markup

3.5%.

Welcome Benefits and Reward System
Special Features

15X reward points on fuel and LPG: Earn an impressive 15X reward points on fuel and LPG purchases at HPCL outlets.

Eligibility Criteria

Age: 21 years & above.
Indian resident with permanent residential address.

Benefits
  • Cashback Offers on fuel purchases

  • Swiggy and Zoomcar discounts 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • To apply for the IDFC First Power Credit Card, you can either apply online or visit a nearby IDFC First Bank branch. To apply online:

  • Go to the IDFC First Bank website and click on the "Apply for Credit Card" tab.

  • Select the "IDFC First Power Credit Card" from the list of credit cards.

  • Enter your basic information, such as your name, contact details, and date of birth.

  • Upload a copy of your PAN card and latest salary slip.

  • Click on the "Submit" button.

Contact Details

Toll Free No: 1860 258 2000
Whatsapp banking (for registered Nos): Numbers to connect: 95555 55555
•Email us at Banker@idfcfirstbank.com

Account Opening and Procedure
IDFC First Power Credit Card

IDFC First Power Card is a great card if you are looking to bring down your gas and fuel bills. It is also a feature rich card. The only flaw is its low general cashback rate (non-fuel).

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining Fee: INR 0

  • Annual Fee: INR 0

  • Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1250 . 

  • Fuel Surcharge - 1%, waived upto INR 400 per statement cycle. 

  • Cash withdrawal fee - INR 199.

  • Redemption fee: INR 99.                                                      

  • Monthly Interest Rate - 0.75% - 3.5% Annual Interest Rate - 9% - 42%

  • Forex Mark up - 1.5%

Fuel Surcharge

1%, however it is waived upto INR 100 per month.

Billing Cycle

30 Days.

Fees & Charges
bottom of page