Welcome benefits: 25,000 reward points for free.
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IDFC First Private Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefits: 25,000 reward points for free.
Milestone Benefits
Milestone Benefit: Taj Experience Signature Dining Voucher awarded on cumulative spend of INR 15 Lakh within the first 6 months of card issuance and renewal. Club ITC Culinarmy membership on spends of INR 40 lakhs in the previous year.
Cashback Rate
User will earn 10X reward points on all general spends.
1 reward point =INR 0.25.
General cashback rate: 2.5%.
3x points on rent and education spends.
Rent+ Cashback Rate: 0.75%.
1x points on insurance premiums.
Insurance Cashback Rate: 0.25%.
If the rewards points are used on the IDFC app to book a hotel or flight the value of the points will be INR 1.
Movie Benefits
Discont on movies and event bookings with BookMyShow upto INR 1500 a month.
Dining Benefits
Taj Experience Signature Dining Voucher awarded on cumulative spend of INR 15 Lakh within the first 6 months of card issuance and renewal. Club ITC Culinarmy membership on spends of INR 40 lakhs in the previous year.
Premium dining discounts from Visa.
Other Benefits
0% Forex Markup.
No cash withdrawal fee from ATM.
Unlimited railways lounge visits.
Cancellation for any reason (CFAR) insurance of flights and hotels booking upto INR 50,000.
Meet and greet services from Visa for airport.
Free Air Accident Insurance of INR 2.5 Crore.
Free roadside assistance
Free complimentary 3rd night stay at ITC Hotels
Flat discount of INR 7,500 on a minimum booking of INR 25,000.
Unlimited golf rounds and lessons across India.
20% discount to Quorum membership.
0% forex mark-up.
0 late payment charge.
0 over limit charge.
Reward points never expire.
Low Interest rate : 0.75% (monthly) 9% (yearly)
No overdraft charges.
Karma Points - Bank donates karma points in your name for every amount spent beyond Rs 30,000. INR 100 = 1 karma Point = INR 0.25. 10% (Rs 25,000 Cap)of your birthday spend is donated by the bank in your name as karma points. You can select one of 8 listed causes.
Get upto 1500 discount on movies, non movies & food combos from BookMyShow
Lounge Access
Airport lounge access: Users will get unlimited access to all domestic and international airport lounges and domestic airport spas in India. Users will also get 4 complimentary guest visits in the domestic lounge.
Unlimited railways lounge visits.
Rewards & Benefits
Welcome Benefits
Welcome benefits: 25,000 reward points for free.
Milestone Benefits
Milestone Benefit: Taj Experience Signature Dining Voucher awarded on cumulative spend of INR 15 Lakh within the first 6 months of card issuance and renewal. Club ITC Culinarmy membership on spends of INR 40 lakhs in the previous year.
Cashback Rate
User will earn 10X reward points on all general spends.
1 reward point =INR 0.25.
General cashback rate: 2.5%.
3x points on rent and education spends.
Rent+ Cashback Rate: 0.75%.
1x points on insurance premiums.
Insurance Cashback Rate: 0.25%.
If the rewards points are used on the IDFC app to book a hotel or flight the value of the points will be INR 1.
Movie Benefits
Discont on movies and event bookings with BookMyShow upto INR 1500 a month.
Dining Benefits
Taj Experience Signature Dining Voucher awarded on cumulative spend of INR 15 Lakh within the first 6 months of card issuance and renewal. Club ITC Culinarmy membership on spends of INR 40 lakhs in the previous year.
Premium dining discounts from Visa.
Other Benefits
0% Forex Markup.
No cash withdrawal fee from ATM.
Unlimited railways lounge visits.
Cancellation for any reason (CFAR) insurance of flights and hotels booking upto INR 50,000.
Meet and greet services from Visa for airport.
Free Air Accident Insurance of INR 2.5 Crore.
Free roadside assistance
Free complimentary 3rd night stay at ITC Hotels
Flat discount of INR 7,500 on a minimum booking of INR 25,000.
Unlimited golf rounds and lessons across India.
20% discount to Quorum membership.
0% forex mark-up.
0 late payment charge.
0 over limit charge.
Reward points never expire.
Low Interest rate : 0.75% (monthly) 9% (yearly)
No overdraft charges.
Karma Points - Bank donates karma points in your name for every amount spent beyond Rs 30,000. INR 100 = 1 karma Point = INR 0.25. 10% (Rs 25,000 Cap)of your birthday spend is donated by the bank in your name as karma points. You can select one of 8 listed causes.
Get upto 1500 discount on movies, non movies & food combos from BookMyShow
Lounge Access
Airport lounge access: Users will get unlimited access to all domestic and international airport lounges and domestic airport spas in India. Users will also get 4 complimentary guest visits in the domestic lounge.
Unlimited railways lounge visits.
Fees & Charges of
IDFC First Private Credit Card
Joining Fee
s: INR 50,000.
Annual Fee
INR 50,000.
Cash Advance Fee
INR 199 (plus taxes).
Interest rate
9% per annum.
Late Payment Fee
Late Payment Fee: INR 0.
Foreign Currency Transactions Fee
Forex Markup: 0% for all international transaction.
Other Fees
Cash advance transaction fees: INR 199 (plus taxes). | Reward Redemption Fee: INR 99 (plus taxes).
Joining Fee
s: INR 50,000.
Annual Fee
INR 50,000.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
9% per annum.
Late Payment Fee
Late Payment Fee: INR 0.
Foreign Currency Transactions Fee
Forex Markup: 0% for all international transaction.
Other Fees
Cash advance transaction fees: INR 199 (plus taxes). | Reward Redemption Fee: INR 99 (plus taxes).
Fee and Charges of
IDFC First Private Credit Card
Special Features
By Invitation Only.
Eligibility Criteria
Special Feature: Low interest rates: Interest rates started from 9% per annum.
Speical Feature, Eligibility and Benefits of
IDFC First Private Credit Card
How to apply for Credit Card?
The card is available by invitation only.
Contact Details
This card is available by invitation only.
Account Opening and Procedure of
IDFC First Private Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The credit card comes with a number of value add features. The card is one of the the most premium credit card. The cashback offered by the car is below par.
The credit card comes with a number of value add features. The card is one of the the most premium credit card. The cashback offered by the car is below par.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai