Welcome benefits:For every transaction above ₹1,000, users will receive ₹1,000 as cashback, up to a maximum of four times, this is valid for the first 60 days after the virtual credit card is generated. Users can get a bonus of 10,000 reward points (worth ₹2,500) for cards generated on or before 30th November 2024.
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IDFC Mayura Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefits:For every transaction above ₹1,000, users will receive ₹1,000 as cashback, up to a maximum of four times, this is valid for the first 60 days after the virtual credit card is generated. Users can get a bonus of 10,000 reward points (worth ₹2,500) for cards generated on or before 30th November 2024.
Milestone Benefits
Milestone benefit:Users will get 10X reward points on incremental spending above ₹20,000 in a monthly statement cycle.
Cashback Rate
1 reward point per ₹150 spent. 1 reward point = ₹0.25.
Users will earn 5X reward points on all spending excluding 1X and 3X categories mentioned below. Effective cashback rate: 1.25%.
Users will earn 1X reward points for spending on insurance premiums and utility bill payments. Effective cashback rate: 0.165%.
Users will earn 3X reward points for spending on rental & property management, government services, education and wallet load transactions. Effective cashback rate: 0.50%.
Users can get 10X reward points on incremental spending above ₹20,000 in a monthly statement cycle. Effective cashback rate: 2.5%.;
Movie Benefits
Users can avail a Buy One Get One Free offer on movie tickets on BookMyShow with up to ₹500 off on the second ticket. This benefit can be availed twice in a calendar month.
Dining Benefits
None.
Other Benefits
Users will get 1 guest access to domestic longe every quarter.; Users have the option of "Cancel For Any Reason" cover, by which users can cancel flight and hotel bookings and avail a reimbursement of up to ₹50,000 twice a year.; Users will not be charged with any forex markup fee.; Users can enjoy 4 complimentary golf rounds and 12 complimentary golf lessons per calendar year.; Complimentary roadside assistance worth ₹1,399.; Users can get a comprehensive travel insurance cover of up to USD 1200.
Lounge Access
Users will get access to domestic and international airport lounges and airport spas 4 times in India and 4 times abroad.
Rewards & Benefits
Welcome Benefits
Welcome benefits:For every transaction above ₹1,000, users will receive ₹1,000 as cashback, up to a maximum of four times, this is valid for the first 60 days after the virtual credit card is generated. Users can get a bonus of 10,000 reward points (worth ₹2,500) for cards generated on or before 30th November 2024.
Milestone Benefits
Milestone benefit:Users will get 10X reward points on incremental spending above ₹20,000 in a monthly statement cycle.
Cashback Rate
1 reward point per ₹150 spent. 1 reward point = ₹0.25.
Users will earn 5X reward points on all spending excluding 1X and 3X categories mentioned below. Effective cashback rate: 1.25%.
Users will earn 1X reward points for spending on insurance premiums and utility bill payments. Effective cashback rate: 0.165%.
Users will earn 3X reward points for spending on rental & property management, government services, education and wallet load transactions. Effective cashback rate: 0.50%.
Users can get 10X reward points on incremental spending above ₹20,000 in a monthly statement cycle. Effective cashback rate: 2.5%.;
Movie Benefits
Users can avail a Buy One Get One Free offer on movie tickets on BookMyShow with up to ₹500 off on the second ticket. This benefit can be availed twice in a calendar month.
Dining Benefits
None.
Other Benefits
Users will get 1 guest access to domestic longe every quarter.; Users have the option of "Cancel For Any Reason" cover, by which users can cancel flight and hotel bookings and avail a reimbursement of up to ₹50,000 twice a year.; Users will not be charged with any forex markup fee.; Users can enjoy 4 complimentary golf rounds and 12 complimentary golf lessons per calendar year.; Complimentary roadside assistance worth ₹1,399.; Users can get a comprehensive travel insurance cover of up to USD 1200.
Lounge Access
Users will get access to domestic and international airport lounges and airport spas 4 times in India and 4 times abroad.
Fees & Charges of
IDFC Mayura Credit Card
Joining Fee
Rs. 5999 plus taxes.
Annual Fee
Annual membership fee: Rs. 5999 plus taxes.
Cash Advance Fee
Cash advance fee: Rs. 199
Interest rate
Interest rate: 3.99% monthly, 47.88% annually.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: NIL
Other Fees
Reward redemption fee: ₹99 per redemption request | Fuel surcharge: 1%
Joining Fee
Rs. 5999 plus taxes.
Annual Fee
Annual membership fee: Rs. 5999 plus taxes.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: 3.99% monthly, 47.88% annually.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: NIL
Other Fees
Reward redemption fee: ₹99 per redemption request | Fuel surcharge: 1%
Fee and Charges of
IDFC Mayura Credit Card
Special Features
No International Forex charges.
Travel insurance coverage.
Eligibility Criteria
Not specified by the bank.
Speical Feature, Eligibility and Benefits of
IDFC Mayura Credit Card
How to apply for Credit Card?
Online Application:
Visit the IDFC First Bank Website: Go to the official website of IDFC First Bank.
Locate the Credit Card Section: Look for the section dedicated to credit cards or search for "Mayura Credit Card."
Click on "Apply Now": Find the "Apply Now" button for the Mayura Credit Card and click on it.
Fill in the Application Form: Provide the necessary personal and financial information as required.
Upload Required Documents: You may need to upload documents like your PAN card, Aadhaar card, income proof, and address proof.
Submit the Application: Review your application and submit it online.
Offline Application:
Visit an IDFC First Bank Branch: Locate the nearest branch to you.
Request an Application Form: Ask the bank representative for a Mayura Credit Card application form.
Fill in the Form: Complete the form with accurate information.
Submit the Form and Documents: Submit the filled form along with the required documents to the bank representative.
Contact Details
Customer care hotline
1800 10 888
Account Opening and Procedure of
IDFC Mayura Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The card offers below par cashback rate. The card also offers a number of value add features. The card comes loaded with a number of value add features.
The card offers below par cashback rate. The card also offers a number of value add features. The card comes loaded with a number of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai