Welcome benefit:Users can get 3,000 fuel points on beginning the journey by shopping for Rs 500 in one transaction within the first 30 days of getting the card.
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IndianOil RBL Bank XTRA RuPay Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users can get 3,000 fuel points on beginning the journey by shopping for Rs 500 in one transaction within the first 30 days of getting the card.
Milestone Benefits
Milestone benefit:Users will receive 1,000 fuel points on crossing the quarterly milestone of Rs 75,000 and can get up to 250 litres of free petrol as fuel points on monthly spending of Rs 45,000.
Cashback Rate
1 fuel point = INR 0.5.
Users will get 2 fuel points for every transaction worth INR 100 like shopping. General cashback rate: 1%.
Users will get accelerated 15 fuel points on every INR 100 spent at IndianOil fuel stations (Maximum 2,000 fuel points per month). Cashback rate: 7.5%.
Movie Benefits
Dining Benefits
Dining benefits.
Other Benefits
Shopping benefits.
Lounge Access
Rewards & Benefits
Welcome Benefits
Welcome benefit:Users can get 3,000 fuel points on beginning the journey by shopping for Rs 500 in one transaction within the first 30 days of getting the card.
Milestone Benefits
Milestone benefit:Users will receive 1,000 fuel points on crossing the quarterly milestone of Rs 75,000 and can get up to 250 litres of free petrol as fuel points on monthly spending of Rs 45,000.
Cashback Rate
1 fuel point = INR 0.5.
Users will get 2 fuel points for every transaction worth INR 100 like shopping. General cashback rate: 1%.
Users will get accelerated 15 fuel points on every INR 100 spent at IndianOil fuel stations (Maximum 2,000 fuel points per month). Cashback rate: 7.5%.
Movie Benefits
Dining Benefits
Dining benefits.
Other Benefits
Shopping benefits.
Lounge Access
Fees & Charges of
IndianOil RBL Bank XTRA RuPay Credit Card
Joining Fee
Rs. 1500/- plus taxes.
Annual Fee
Annual membership fee: Rs. 1500/- plus taxes, waived if the user spends more than INR 2,75,000 per year.
Cash Advance Fee
Cash advance fee: Transaction fee of 2.5%. (Minimum Rs 500).
Interest rate
Interest rate: Up to 3.99% per month or 47.88% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: Up to 3.5%.
Other Fees
Reward redemption fee: ₹99 per redemption request | Fuel surcharge: 1% fuel surcharge waiver of up to INR 200 each month.
Joining Fee
Rs. 1500/- plus taxes.
Annual Fee
Annual membership fee: Rs. 1500/- plus taxes, waived if the user spends more than INR 2,75,000 per year.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate: Up to 3.99% per month or 47.88% per annum.
Late Payment Fee
Late payment charges: INR100 to INR1300.
Foreign Currency Transactions Fee
Foreign currency markup fee: Up to 3.5%.
Other Fees
Reward redemption fee: ₹99 per redemption request | Fuel surcharge: 1% fuel surcharge waiver of up to INR 200 each month.
Fee and Charges of
IndianOil RBL Bank XTRA RuPay Credit Card
Special Features
Up to 7.5% cashback on fuel transactions.
Dining benefits.
Eligibility Criteria
Not specified by the bank.
Speical Feature, Eligibility and Benefits of
IndianOil RBL Bank XTRA RuPay Credit Card
How to apply for Credit Card?
Online Application:Visit the IndianOil RBL Bank XTRA Credit Card application portal.
Fill out the online application form with the required details.
Complete the e-sign process using your Aadhaar.
Verify your identity through Video KYC.
Offline Application (Branch Visit):If you prefer an offline approach, visit your nearest Bank of Baroda branch.
Collect the physical application form from the bank.
Fill out the form with the necessary information.
Contact Details
Contact number +91 22 6115 6300
customercare@rblbank.com
Account Opening and Procedure of
IndianOil RBL Bank XTRA RuPay Credit Card
Product Review of
IndianOil RBL Bank XTRA RuPay Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
The card offers one of the highest cashback on IndianOil. The value add features offered by the card are decent. Overall the card is a decent package from RBL.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
IndianOil RBL Bank XTRA RuPay Credit Card
The card offers one of the highest cashback on IndianOil. The value add features offered by the card are decent. Overall the card is a decent package from RBL.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
