IndusInd Bank Club Vistara Explorer Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Complimentary Club Vistara Gold membership.
Milestone Benefits
Milestone Benefit: Users will get a complimentary Business Class ticket voucher on every spend milestone of Rs 3 lacs. Users can get up to a maximum of 5 complimentary Business Class ticket vouchers in a year.
Cashback Rate
1 CV = Rs. 0.75.
On spending Rs. 200, customers will earn 8 CV points on the Club Vistara website. Cashback rate: 3%,
6 CV points on hotels, airlines, and other travel-related categories. Cashback rate: 2.25%,
2 CV points on utility bill payments, insurance premiums, government payments, and fuel purchases. Cashback rate: 1.5%.
1 CV point for all other categories of spending. Cashback rate: 0.75%.
Movie Benefits
20% off on BookMyShow on events and theatre bookings, and buy one get one free offer on movie tickets.
Dining Benefits
Dining offers are also available for customers.
Other Benefits
Zero forex markup fees.
Lounge Access
Other Benefits: Domestic and International lounge access facilities, 20% off on BookMyShow on events and theatre bookings, and buy one get one free offer on movie tickets.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Complimentary Club Vistara Gold membership.
Milestone Benefits
Milestone Benefit: Users will get a complimentary Business Class ticket voucher on every spend milestone of Rs 3 lacs. Users can get up to a maximum of 5 complimentary Business Class ticket vouchers in a year.
Cashback Rate
1 CV = Rs. 0.75.
On spending Rs. 200, customers will earn 8 CV points on the Club Vistara website. Cashback rate: 3%,
6 CV points on hotels, airlines, and other travel-related categories. Cashback rate: 2.25%,
2 CV points on utility bill payments, insurance premiums, government payments, and fuel purchases. Cashback rate: 1.5%.
1 CV point for all other categories of spending. Cashback rate: 0.75%.
Movie Benefits
20% off on BookMyShow on events and theatre bookings, and buy one get one free offer on movie tickets.
Dining Benefits
Dining offers are also available for customers.
Other Benefits
Zero forex markup fees.
Lounge Access
Other Benefits: Domestic and International lounge access facilities, 20% off on BookMyShow on events and theatre bookings, and buy one get one free offer on movie tickets.
Fees & Charges
Joining Fee
s: INR 40,000 + taxes
Annual Fee
s: INR 10,000 + Taxes
Cash Advance Fee
Interest rate
Interest Rate: 2.85% per month (34.2% per annum)
Late Payment Fee
Late Payment Fees: Ranges from INR 100 to INR 1,200
Foreign Currency Transactions Fee
Other Fees
Cash Advance Charges: NIL | International Currency Markup Fees: NIL
Fees & Charges
Joining Fee
s: INR 40,000 + taxes
Annual Fee
s: INR 10,000 + Taxes
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 2.85% per month (34.2% per annum)
Late Payment Fee
Late Payment Fees: Ranges from INR 100 to INR 1,200
Foreign Currency Transactions Fee
Other Fees
Cash Advance Charges: NIL | International Currency Markup Fees: NIL
Special Features
Users can earn up to 5 business class tickets every year based on their spending.
Eligibility Criteria
Age: You must be between 18 and 65 years old to apply.
Citizenship: You must be a citizen of India.
Occupation: The card is open to both salaried and self-employed individuals.
Minimum Income: There is no official minimum income requirement listed publicly by IndusInd Bank. However, credit card eligibility is generally based on your creditworthiness, which is determined by factors like your income, credit score, and existing debt.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the IndusInd Bank website: https://www.indusind.com/in/en/personal/cards/credit-card.html
Click on "Apply Now" for the Club Vistara Explorer Credit Card.
Enter your mobile number and PAN card details.
Verify your address details.
Select "Club Vistara Explorer Credit Card" from the options.
Complete the application form with your personal and financial information.
You might have the option for instant video KYC (Know Your Customer) verification.
Submit the application and await a response from the bank.
Contact Details
18602677777
Account Opening and Procedure
The IndusInd Bank Club Vistara Explorer Credit Card caters to a niche audience of frequent Vistara flyers and luxury travel enthusiasts. While the benefits are undeniably attractive, the high fees make it a significant financial commitment. Carefully consider your travel habits and spending patterns before deciding if this premium card aligns with your financial goals.
The IndusInd Bank Club Vistara Explorer Credit Card caters to a niche audience of frequent Vistara flyers and luxury travel enthusiasts. While the benefits are undeniably attractive, the high fees make it a significant financial commitment. Carefully consider your travel habits and spending patterns before deciding if this premium card aligns with your financial goals.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai