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IndusInd Bank Club Vistara Explorer Credit Card

Product Details
Credit Card Name : 

IndusInd Bank Club Vistara Explorer Credit Card

Bank Name :

IndusInd Bank

Type :

Travel Credit Card

Interest Rate : 

2.85% per month (34.2% per annum)

Eligibility :

Age: You must be between 18 and 65 years old to apply.
Citizenship: You must be a citizen of India.
Occupation: The card is open to both salaried and self-employed individuals.
Minimum Income: There is no official minimum income requirement listed publicly by IndusInd Bank. However, credit card eligibility is generally based on your creditworthiness, which is determined by factors like your income, credit score, and existing debt.

IndusInd Bank Club Vistara Explorer Credit Card
Pros
  • Welcome Benefit: Complimentary Club Vistara Gold Membership. 

  • Milestone Benefit: Get a Complimentary Business Class Ticket voucher on every spend milestone of INR 3 lacs. Earn up to a maximum of 5 Complimentary Business Class Ticket vouchers in a year.

  • Reward System: Customers can earn 8 CV Points on the Club Vistara website, 6 CV Points per ₹200 spent on hotels, airlines, and other travel-related categories, 2 CV Points per ₹200 spent on utility bill payments, insurance premiums, government payments, and fuel purchases, and 1 CV Point per ₹200 spent for all other categories of spending.

  • Other Benefits: Domestic and International Lounge access facilities, 20% off on BookMyShow on Events and Theatre bookings, and Buy one get one free offer on movie tickets. 

  • Dining offers also available for customers. 

Cons
  • High Joining and Annual Fees

  • Limited Rewards on Other Categories

Pros & Cons
Welcome Benefits
  • Welcome Benefit: Complimentary Club Vistara Gold Membership. 

Rewards System
  • Customers can earn 8 CV Points on the Club Vistara website, 6 CV Points per ₹200 spent on hotels, airlines, and other travel-related categories, 2 CV Points per ₹200 spent on utility bill payments, insurance premiums, government payments, and fuel purchases, and 1 CV Point per ₹200 spent for all other categories of spending.

  • 1 CV = 1 RP 

  • 1 RP = 0.75 

  • Effective Cashback Rate: 3%

International Forex Markup

ZERO 

Welcome Benefits and Reward System
Special Features

Earn up to 5 business class tickets every year based on your spends.

Eligibility Criteria

Age: You must be between 18 and 65 years old to apply.
Citizenship: You must be a citizen of India.
Occupation: The card is open to both salaried and self-employed individuals.
Minimum Income: There is no official minimum income requirement listed publicly by IndusInd Bank. However, credit card eligibility is generally based on your creditworthiness, which is determined by factors like your income, credit score, and existing debt.

Benefits
  • Movie ticket discounts 

  • Travel Benefits and Rewards 

  • International and Domestic Lounge access program 

  • Dining Offers 

  • Zero forex markup fees

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Visit the IndusInd Bank website: https://www.indusind.com/in/en/personal/cards/credit-card.html

  • Click on "Apply Now" for the Club Vistara Explorer Credit Card.

  • Enter your mobile number and PAN card details.

  • Verify your address details.

  • Select "Club Vistara Explorer Credit Card" from the options.

  • Complete the application form with your personal and financial information.

  • You might have the option for instant video KYC (Know Your Customer) verification.

  • Submit the application and await a response from the bank.

Contact Details

18602677777

Account Opening and Procedure
IndusInd Bank Club Vistara Explorer Credit Card

The IndusInd Bank Club Vistara Explorer Credit Card caters to a niche audience of frequent Vistara flyers and luxury travel enthusiasts. While the benefits are undeniably attractive, the high fees make it a significant financial commitment. Carefully consider your travel habits and spending patterns before deciding if this premium card aligns with your financial goals.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

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Fees & Charges
  • Joining Fees: INR 40,000 + taxes

  • Annual Fees: INR 10,000 + Taxes

  • Interest Rate: 2.85% per month (34.2% per annum)

  • Cash Advance Charges: NIL 

  • International Currency Markup Fees: NIL 

  • Late Payment Fees: Ranges from INR 100 to INR 1,200

Fuel Surcharge

1% waiver on fuel surcharge at all fuel stations for transactions between Rs. 400 & Rs. 4,000.

Billing Cycle

30 Days

Fees & Charges
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