IndusInd Bank Platinum RuPay Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
IndusInd Bank Platinum RuPay Credit Card
Bank Name :
IndusInd Bank
Type :
Rewards Credit Card
Interest Rate :
Interest Rate: 3.83% per month and 46% per annum.
Eligibility :
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Pros
Reward System: Get 2 reward points on every INR 100 spent on UPI transactions. Value of 1 reward point is INR 0.35. UPI cashback rate: 0.70%. Get 1 reward points on every INR 100 spent on non-UPI transactions. Value of 1 reward point is INR 0.35. Non-UPI cashback rate: 0.35%.
Welcome Benefits: None
Free travel insurance, lost baggage: INR 1 lakh, delayed baggage: INR 25,000, loss of passport: INR 50,000, loss of ticket: 25,000, missed connection: INR 25,000.
Free air accident insurance of INR 25 lakhs.
Cons
Low cashback rate.
No free movie tickets.
Limited value add benefits.
No free airport lounge visits.
Pros & Cons
Welcome Benefits
None.
Rewards System
Reward System: Get 2 reward points on every INR 100 spent on UPI transactions. Value of 1 reward point is INR 0.35. UPI cashback rate: 0.70%. Get 1 reward points on every INR 100 spent on non-UPI transactions. Value of 1 reward point is INR 0.35. Non-UPI cashback rate: 0.35%.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
You can link your credit card to your UPI app and thereafter make UPI payments through your credit card.
Eligibility Criteria
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Benefits
Cashback benefits.
UPI linking facility.
Travel insurance benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for IndusInd Bank Platinum RuPay Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the IndusInd Bank Platinum RuPay Credit Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
1860 267 7777
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Get 2 reward points on every INR 100 spent on UPI transactions. Value of 1 reward point is INR 0.35. UPI cashback rate: 0.70%. Get 1 reward points on every INR 100 spent on non-UPI transactions. Value of 1 reward point is INR 0.35. Non-UPI cashback rate: 0.35%.
Welcome Benefits: None
Free travel insurance, lost baggage: INR 1 lakh, delayed baggage: INR 25,000, loss of passport: INR 50,000, loss of ticket: 25,000, missed connection: INR 25,000.
Free air accident insurance of INR 25 lakhs.
Low cashback rate.
No free movie tickets.
Limited value add benefits.
No free airport lounge visits.
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: INR 0
Annual Fee: INR 0
Interest Rate: 3.83% per month and 46% per annum.
Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.
Cash Advance Fee: 2.5% of the transaction amount (minimum INR 300).
Foreign Currency Markup Fee: 3.5% of the transaction amount.
Fuel Surcharge
1%, waived for transactions between INR 400 and INR 4000.
Billing Cycle
30 Days.