top of page

IndusInd Bank Platinum RuPay Credit Card

Product Details
Credit Card Name : 

IndusInd Bank Platinum RuPay Credit Card

Bank Name :

IndusInd Bank

Type :

Rewards Credit Card

Interest Rate : 

Interest Rate: 3.83% per month and 46% per annum.

Eligibility :

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

IndusInd Bank Platinum RuPay Credit Card
Pros
  • Reward System: Get 2 reward points on every INR 100 spent on UPI transactions. Value of 1 reward point is INR 0.35. UPI cashback rate:  0.70%. Get 1 reward points on every INR 100 spent on non-UPI  transactions. Value of 1 reward point is INR 0.35. Non-UPI cashback rate:  0.35%. 

  • Welcome Benefits: None

  • Free travel insurance, lost baggage: INR 1 lakh, delayed baggage: INR 25,000, loss of passport: INR 50,000, loss of ticket: 25,000, missed connection: INR 25,000.

  • Free air accident insurance of INR 25 lakhs.

Cons
  • Low cashback rate. 

  • No free movie tickets. 

  • Limited value add benefits. 

  • No free airport lounge visits.

Pros & Cons
Welcome Benefits

None.

Rewards System

Reward System: Get 2 reward points on every INR 100 spent on UPI transactions. Value of 1 reward point is INR 0.35. UPI cashback rate:  0.70%. Get 1 reward points on every INR 100 spent on non-UPI  transactions. Value of 1 reward point is INR 0.35. Non-UPI cashback rate:  0.35%. 

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

You can link your credit card to your UPI app and thereafter make UPI payments through your credit card.

Eligibility Criteria

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

Benefits
  • Cashback benefits.

  • UPI linking facility. 

  • Travel insurance benefits.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for IndusInd Bank Platinum RuPay Credit Card through online via IndusInd Bank website:

 Here's the process:

  • Visit the IndusInd Bank website 

  • Find the IndusInd Bank Platinum RuPay Credit Card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

Contact Details

1860 267 7777

Account Opening and Procedure
IndusInd Bank Platinum RuPay Credit Card

The card has a low cashback rate, it has limited value add features, and essentially free travel-related insurances. The USP of the card is that it can be linked to UPI apps and thereafter the payment can be made for UPI transactions through credit card.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining Fee: INR 0

  • Annual Fee:  INR 0

  • Interest Rate: 3.83% per month and 46% per annum.

  • Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Cash Advance Fee: 2.5% of the transaction amount (minimum INR 300).

  • Foreign Currency Markup Fee: 3.5% of the transaction amount.

Fuel Surcharge

1%, waived for transactions between INR 400 and INR 4000.

Billing Cycle

30 Days.

Fees & Charges
bottom of page