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IndusInd Bank Platinum RuPay Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Get 2 reward points on every INR 100 spent on UPI transactions.
Value of 1 reward point is INR 0.35.
UPI cashback rate: 0.70%.
Get 1 reward points on every INR 100 spent on non-UPI transactions.
Non-UPI cashback rate: 0.35%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Free air accident insurance of INR 25 Lakhs.
Free lost baggage insurance worth INR 1 Lakh.
Free passpost lost cover of INR 50,000.
Free delayed baggage insurance of INR 25,000.
Free delayed lost ticket insurance of INR 25,000.
Free missed connection insurance of INR 25,000.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Get 2 reward points on every INR 100 spent on UPI transactions.
Value of 1 reward point is INR 0.35.
UPI cashback rate: 0.70%.
Get 1 reward points on every INR 100 spent on non-UPI transactions.
Non-UPI cashback rate: 0.35%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Free air accident insurance of INR 25 Lakhs.
Free lost baggage insurance worth INR 1 Lakh.
Free passpost lost cover of INR 50,000.
Free delayed baggage insurance of INR 25,000.
Free delayed lost ticket insurance of INR 25,000.
Free missed connection insurance of INR 25,000.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 0
Annual Fee
INR 0
Cash Advance Fee
Cash Advance Fee:2.5% of the transaction amount (minimum INR 300).
Interest rate
Interest Rate:3.83% per month and 46% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:3.5% of the transaction amount.
Other Fees
Fees & Charges
Joining Fee
INR 0
Annual Fee
INR 0
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate:3.83% per month and 46% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:3.5% of the transaction amount.
Other Fees
Special Features
You can link your credit card to your UPI app and thereafter make UPI payments through your credit card.
Eligibility Criteria
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for IndusInd Bank Platinum RuPay Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the IndusInd Bank Platinum RuPay Credit Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
1860 267 7777
Account Opening and Procedure
The card has a low cashback rate, it has limited value add features, and essentially free travel-related insurances. The USP of the card is that it can be linked to UPI apps and thereafter the payment can be made for UPI transactions through credit card.
The card has a low cashback rate, it has limited value add features, and essentially free travel-related insurances. The USP of the card is that it can be linked to UPI apps and thereafter the payment can be made for UPI transactions through credit card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai