IndusInd Celesta American Express Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
IndusInd Celesta American Express Credit Card
Bank Name :
IndusInd bank
Type :
Premium Credit Card
Interest Rate :
Interest rate: 2.99% per month and 36% per annum.
Eligibility :
This card is available through invitation.
Pros
Reward System: Get 3 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. Internaitonal cashback percentage: 2.25%. Get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%
Get discounts at leading restaurants, hotel properties, retail outlets and more whether you are in India or abroad (the restaurants and hotel offers are dynamic in nature and keep changing.).
Unlimited domestic lounge access.
Free priority pass membership.
2 free international lounge visits per quarter.
Free Tablet Plus membership which provides you access to VIP upgrades and privileges at hotels around the world.
Get INR 3000 off on your total bill amount twice a year at partner restaurants.
Welcome Benefit: Free EazyDiner Prime membership which will get you up to 50% off at partner restaurants, additionally joining bonus of 2000 EazyPoints.
Buy 1 movie ticket and get the other one free onBookMyShow, up to 3 times a month, tickets capped at INR 700.
3 free golf games per month.
3 free golf lessons per month.
Free air accident cover of INR 25 Lakh.
Free Lost baggage insurance of INR 100,000.
Free lost ticket insurance of INR 25,000.
Free missed connection insurance of INR 25,000.
Free loss passport insurance of INR 50,000.
Zero fuel surchage.
Cons
Low cashback rate.
Pros & Cons
Welcome Benefits
Welcome Benefits: EazyDiner membership.
Rewards System
Reward System: Get 3 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. Internaitonal cashback percentage: 2.25%. Get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%. You can also convert 1 reward point for 1 air mile.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Buy 1 movie ticket and get the other one free onBookMyShow, up to 3 times a month, tickets capped at INR 700.
Eligibility Criteria
This card is available through invitation.
Benefits
Great dining benefits.
Great travel benefits.
Free domestic lounge access.
Free international lounge access.
Movie benefits.
Cashback on domestic and international spends.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the IndusInd Bank Website
Click "Apply Online"
Enter Personal Details, Employment Information
Upload Documents
Accept Terms and Conditions
Application Review and Approval
Contact Details
1860 267 7777
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Get 3 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. Internaitonal cashback percentage: 2.25%. Get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%
Get discounts at leading restaurants, hotel properties, retail outlets and more whether you are in India or abroad (the restaurants and hotel offers are dynamic in nature and keep changing.).
Unlimited domestic lounge access.
Free priority pass membership.
2 free international lounge visits per quarter.
Free Tablet Plus membership which provides you access to VIP upgrades and privileges at hotels around the world.
Get INR 3000 off on your total bill amount twice a year at partner restaurants.
Welcome Benefit: Free EazyDiner Prime membership which will get you up to 50% off at partner restaurants, additionally joining bonus of 2000 EazyPoints.
Buy 1 movie ticket and get the other one free onBookMyShow, up to 3 times a month, tickets capped at INR 700.
3 free golf games per month.
3 free golf lessons per month.
Free air accident cover of INR 25 Lakh.
Free Lost baggage insurance of INR 100,000.
Free lost ticket insurance of INR 25,000.
Free missed connection insurance of INR 25,000.
Free loss passport insurance of INR 50,000.
Zero fuel surchage.
Low cashback rate.
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 50,000.
Anuual fee: INR 5,000.
Interest rate: 2.99% per month and 36% per annum.
Late payement charges: Between INR 100 and INR 1300 depending on the amount unpaid.
Cash Advance Charges: 2.5% of the advance amount subject to a minimum of ₹300
Foreign currency mark-up: 3.5%
Fuel Surcharge
Zeo fuel surcharge.
Billing Cycle
30 days