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IndusInd Celesta American Express Credit Card

Product Details
Credit Card Name : 

IndusInd Celesta American Express Credit Card

Bank Name :

IndusInd bank

Type :

Premium Credit Card

Interest Rate : 

Interest rate: 2.99% per month and 36% per annum.

Eligibility :

This card is available through invitation.

IndusInd Celesta American Express Credit Card
Pros
  • Reward System: Get 3 reward points on all international spends on spending INR 100. Value  of 1 point = INR 0.75. Internaitonal cashback percentage: 2.25%. Get 1 reward points on all domestic spends on spending INR 100. Value  of 1 point = INR 0.75. Domestic cashback percentage: 0.75%

  • Get discounts at leading restaurants, hotel properties, retail outlets and more whether you are in India or abroad (the restaurants and hotel offers are dynamic in nature and keep changing.).

  • Unlimited domestic lounge access. 

  • Free priority pass membership.

  • 2 free international lounge visits per quarter.

  • Free Tablet Plus membership which provides you access to VIP upgrades and privileges at hotels around the world.

  • Get INR 3000 off on your total bill amount twice a year at partner restaurants. 

  • Welcome Benefit: Free  EazyDiner Prime membership which will get you up to 50% off at partner restaurants, additionally joining bonus of 2000 EazyPoints.

  • Buy 1 movie ticket and get the other one  free onBookMyShow, up to 3 times a month, tickets capped at INR 700. 

  • 3 free golf games per month.

  • 3 free golf lessons per month.

  • Free air accident cover of INR 25 Lakh. 

  • Free Lost baggage insurance of INR 100,000.

  • Free lost ticket insurance of INR 25,000.

  • Free missed connection insurance of INR 25,000.

  • Free loss passport insurance of INR 50,000.

  • Zero fuel surchage.

Cons
  • Low cashback rate. 

Pros & Cons
Welcome Benefits

Welcome Benefits: EazyDiner membership. 

Rewards System

Reward System: Get 3 reward points on all international spends on spending INR 100. Value  of 1 point = INR 0.75. Internaitonal cashback percentage: 2.25%. Get 1 reward points on all domestic spends on spending INR 100. Value  of 1 point = INR 0.75. Domestic cashback percentage: 0.75%. You can also convert 1 reward point for 1 air mile.

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features
  • Buy 1 movie ticket and get the other one  free onBookMyShow, up to 3 times a month, tickets capped at INR 700. 

Eligibility Criteria

This card is available through invitation.

Benefits
  • Great dining benefits.

  • Great travel benefits.

  • Free domestic lounge access.

  • Free international lounge access. 

  • Movie benefits.

  • Cashback on domestic and international spends. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Visit the IndusInd Bank Website

  • Click "Apply Online"

  • Enter Personal Details, Employment Information

  • Upload Documents

  • Accept Terms and Conditions

  • Application Review and Approval

Contact Details

1860 267 7777

Account Opening and Procedure
Application Procedure

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Product Review
Fees & Charges
  • Joining fee: INR 50,000.

  • Anuual fee: INR 5,000.

  • Interest rate: 2.99% per month and 36% per annum.

  • Late payement charges: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Cash Advance Charges: 2.5% of the advance amount subject to a minimum of ₹300

  • Foreign currency mark-up: 3.5%

Fuel Surcharge

Zeo fuel surcharge. 

Billing Cycle

30 days

Fees & Charges
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