Welcome Benefit: Users will get free EazyDiner Prime membership which will get them up to 50% off at partner restaurants, additionally joining bonus of 2000 EazyPoints.
.png)
IndusInd Celesta American Express Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get free EazyDiner Prime membership which will get them up to 50% off at partner restaurants, additionally joining bonus of 2000 EazyPoints.
Milestone Benefits
None.
Cashback Rate
Users will get 3 reward points on all international spends on spending INR 100.
International Cashback Rate: 2.25%.
Value of 1 point = INR 0.75.
1 reward point on all domestic spends on spending INR 100.
Domestic Cashback Rate: 0.75%.
Movie Benefits
Buy 1 movie ticket and get the other one free offer on BookMyShow, up to 3 times a month, tickets capped at Rs 700.
Dining Benefits
Other Benefits
Free Tablet Plus membership which provides users with access to VIP upgrades and privileges at hotels around the world.; 3 free golf games per month.; 3 free golf lessons per month.; Free air accident cover of Rs Rs 25 Lakhs.; Free Lost baggage insurance of Rs 100,000.; Free missed connection insurance of Rs 25,000.; Free loss passport insurance of Rs 50,000.; Zero fuel surcharge.
Lounge Access
Unlimited domestic lounge access.; Free priority pass membership.; 2 free international lounge visits per quarter.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get free EazyDiner Prime membership which will get them up to 50% off at partner restaurants, additionally joining bonus of 2000 EazyPoints.
Milestone Benefits
None.
Cashback Rate
Users will get 3 reward points on all international spends on spending INR 100.
International Cashback Rate: 2.25%.
Value of 1 point = INR 0.75.
1 reward point on all domestic spends on spending INR 100.
Domestic Cashback Rate: 0.75%.
Movie Benefits
Buy 1 movie ticket and get the other one free offer on BookMyShow, up to 3 times a month, tickets capped at Rs 700.
Dining Benefits
Other Benefits
Free Tablet Plus membership which provides users with access to VIP upgrades and privileges at hotels around the world.; 3 free golf games per month.; 3 free golf lessons per month.; Free air accident cover of Rs Rs 25 Lakhs.; Free Lost baggage insurance of Rs 100,000.; Free missed connection insurance of Rs 25,000.; Free loss passport insurance of Rs 50,000.; Zero fuel surcharge.
Lounge Access
Unlimited domestic lounge access.; Free priority pass membership.; 2 free international lounge visits per quarter.
Fees & Charges of
IndusInd Celesta American Express Credit Card
Joining Fee
INR 50,000.
Annual Fee
INR 5,000.
Cash Advance Fee
2.5% of the advance amount subject to a minimum of ?300
Interest rate
Interest rate:2.99% per month and 36% per annum.
Late Payment Fee
Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign currency mark-up:3.5%
Other Fees
Anuual fee:INR 5,000. | Late payement charges:Between INR 100 and INR 1300 depending on the amount unpaid. | Cash Advance Charges:2.5% of the advance amount subject to a minimum of ₹300
Joining Fee
INR 50,000.
Annual Fee
INR 5,000.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate:2.99% per month and 36% per annum.
Late Payment Fee
Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign currency mark-up:3.5%
Other Fees
Anuual fee:INR 5,000. | Late payement charges:Between INR 100 and INR 1300 depending on the amount unpaid. | Cash Advance Charges:2.5% of the advance amount subject to a minimum of ₹300
Fee and Charges of
IndusInd Celesta American Express Credit Card
Special Features
Buy 1 movie ticket and get the other one free onBookMyShow, up to 3 times a month, tickets capped at INR 700.
Eligibility Criteria
This card is available through invitation.
Speical Feature, Eligibility and Benefits of
IndusInd Celesta American Express Credit Card
How to apply for Credit Card?
Visit the IndusInd Bank Website
Click "Apply Online"
Enter Personal Details, Employment Information
Upload Documents
Accept Terms and Conditions
Application Review and Approval
Contact Details
1860 267 7777
Account Opening and Procedure of
IndusInd Celesta American Express Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The card comes loaded with a number of features. It is a premium credit card and provides a number of value add features especially for frequent travelers. Only shortcoming of the card is its low cashback rate.
The card comes loaded with a number of features. It is a premium credit card and provides a number of value add features especially for frequent travelers. Only shortcoming of the card is its low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai