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IndusInd Celesta American Express Credit Card

IndusInd Celesta American Express Credit Card

 Card Details
Joining Fee: 

Renewal Fee: 

Card Type:

Reward Type:

Welcome Benefits:
0

Rewards & Benefits

Welcome Benefits

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Milestone Benefits

annual fee reversal on spending inr 1,00,000 on the card.

Cashback Rate

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Lounge Access

0

Movie Benefits

8

Dining Benefits

Other Benefits

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

Cons
  • Low cashback rate. 

  • Welcome Benefit: Users will get free EazyDiner Prime membership which will get them up to 50% off at partner restaurants, additionally joining bonus of 2000 EazyPoints.

  • Reward System: Users will get 3 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. International cashback rate: 2.25%, 1 reward point on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback rate: 0.75%.

  • Users will get discounts at leading restaurants, hotel properties, retail outlets and more whether you are in India or abroad (the restaurants and hotel offers are dynamic in nature and keep changing).

  • Unlimited domestic lounge access. 

  • Free priority pass membership.

  • 2 free international lounge visits per quarter.

  • Free Tablet Plus membership which provides users with access to VIP upgrades and privileges at hotels around the world.

  • Users will get INR 3000 off on their total bill amount twice a year at partner restaurants. 

  • Buy 1 movie ticket and get the other one free offer on BookMyShow, up to 3 times a month, tickets capped at INR 700. 

  • 3 free golf games per month.

  • 3 free golf lessons per month.

  • Free air accident cover of INR 25 Lakh. 

  • Free Lost baggage insurance of INR 100,000.

  • Free lost ticket insurance of INR 25,000.

  • Free missed connection insurance of INR 25,000.

  • Free loss passport insurance of INR 50,000.

  • Zero fuel surcharge.

Rewards & Benifits
Welcome Benefits

EazyDiner Prime membership which will get them up to 50% off at partner restaurants, additionally joining bonus of 2000 EazyPoints.

Rewards System

Users will get 3 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. International cashback rate: 2.25%, 1 reward point on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback rate: 0.75%.

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features
  • Buy 1 movie ticket and get the other one  free onBookMyShow, up to 3 times a month, tickets capped at INR 700. 

Eligibility Criteria

This card is available through invitation.

Benefits
  • Great dining benefits.

  • Great travel benefits.

  • Free domestic lounge access.

  • Free international lounge access. 

  • Movie benefits.

  • Cashback on domestic and international spends. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Visit the IndusInd Bank Website

  • Click "Apply Online"

  • Enter Personal Details, Employment Information

  • Upload Documents

  • Accept Terms and Conditions

  • Application Review and Approval

Contact Details

1860 267 7777

Account Opening and Procedure

Recommended Credit Cards

Pros:-

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Cons:-

  • Welcome Benefit: Users will get free EazyDiner Prime membership which will get them up to 50% off at partner restaurants, additionally joining bonus of 2000 EazyPoints.

  • Reward System: Users will get 3 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. International cashback rate: 2.25%, 1 reward point on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback rate: 0.75%.

  • Users will get discounts at leading restaurants, hotel properties, retail outlets and more whether you are in India or abroad (the restaurants and hotel offers are dynamic in nature and keep changing).

  • Unlimited domestic lounge access. 

  • Free priority pass membership.

  • 2 free international lounge visits per quarter.

  • Free Tablet Plus membership which provides users with access to VIP upgrades and privileges at hotels around the world.

  • Users will get INR 3000 off on their total bill amount twice a year at partner restaurants. 

  • Buy 1 movie ticket and get the other one free offer on BookMyShow, up to 3 times a month, tickets capped at INR 700. 

  • 3 free golf games per month.

  • 3 free golf lessons per month.

  • Free air accident cover of INR 25 Lakh. 

  • Free Lost baggage insurance of INR 100,000.

  • Free lost ticket insurance of INR 25,000.

  • Free missed connection insurance of INR 25,000.

  • Free loss passport insurance of INR 50,000.

  • Zero fuel surcharge.

  • Low cashback rate. 

Application Procedure

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Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining fee: INR 50,000.

  • Anuual fee: INR 5,000.

  • Interest rate: 2.99% per month and 36% per annum.

  • Late payement charges: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Cash Advance Charges: 2.5% of the advance amount subject to a minimum of ₹300

  • Foreign currency mark-up: 3.5%

Fuel Surcharge

Zeo fuel surcharge. 

Billing Cycle

30 days

Fees & Charges
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