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Indusind Crest Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will get 2.5 reward points on all international spends on spending INR 100.
Value of 1 point = INR 0.75. Internaitonal cashback percentage: 1.8%.
Users will get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%.
Movie Benefits
Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, tickets capped at Rs 700. 50% off on ordering F&B through BookMyShow.
Dining Benefits
Users will get 2 free culinary delights certificates which will get them 25% off on F&B Bill at ITC hotels for a maximum of 4 guests.; Users will get 2 free Culinary Extravagance certificates which will get them: 50% off on lunch/dinner for 2 at ITC hotels.; Users will get 20% off while dining at Fortune and WelcomHeritage hotels.; 50% bonus Green Points on dining spends at select restaurants at ITC Hotels on Fridays .; 50% bonus Green Points on the user's and their spouse's birthday week on dining spends (37.5% earnings) or stay (7.5% earnings) atITC Hotels and Sheraton New Delhi.; Users will get IndusInd dining vouchers for discounts up to 25% off at select restaurants.
Other Benefits
Users will get 2 free Sweet Indulgence certificates which will get them 30% off at a gourmet shop at participating ITC hotels (for purchases of a maximum up to Rs 5,000).; Users will get 2 free Luxury Sojourns certificates which will get them 20% off at purchase of Welcombreak packages.; Users will get 20% off on F&B spends at participating Fortune hotels (valid up to 8 guests including the member).; Users can enjoy 2 drinks at the cost of 1 at select bars between 6:00 pm and 8:00 pm, every Wednesday (applicable on select beverages).; 3 free golf lessons per month.; Emergency cash advance in foreign countries.; Free air accident cover of Rs Rs 25 Lakhs.; Free Lost baggage insurance of Rs 100,000.; Free missed connection insurance of Rs 25,000.; Free loss passport insurance of Rs 50,000.; Users will get a one-night stay free at select luxurious hotels/resorts.
Lounge Access
Free membership to the LoungKey travel program. Users will get 2 free international lounge visits per quarter. and 2 free domestic lounge visits per quarter.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will get 2.5 reward points on all international spends on spending INR 100.
Value of 1 point = INR 0.75. Internaitonal cashback percentage: 1.8%.
Users will get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%.
Movie Benefits
Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, tickets capped at Rs 700. 50% off on ordering F&B through BookMyShow.
Dining Benefits
Users will get 2 free culinary delights certificates which will get them 25% off on F&B Bill at ITC hotels for a maximum of 4 guests.; Users will get 2 free Culinary Extravagance certificates which will get them: 50% off on lunch/dinner for 2 at ITC hotels.; Users will get 20% off while dining at Fortune and WelcomHeritage hotels.; 50% bonus Green Points on dining spends at select restaurants at ITC Hotels on Fridays .; 50% bonus Green Points on the user's and their spouse's birthday week on dining spends (37.5% earnings) or stay (7.5% earnings) atITC Hotels and Sheraton New Delhi.; Users will get IndusInd dining vouchers for discounts up to 25% off at select restaurants.
Other Benefits
Users will get 2 free Sweet Indulgence certificates which will get them 30% off at a gourmet shop at participating ITC hotels (for purchases of a maximum up to Rs 5,000).; Users will get 2 free Luxury Sojourns certificates which will get them 20% off at purchase of Welcombreak packages.; Users will get 20% off on F&B spends at participating Fortune hotels (valid up to 8 guests including the member).; Users can enjoy 2 drinks at the cost of 1 at select bars between 6:00 pm and 8:00 pm, every Wednesday (applicable on select beverages).; 3 free golf lessons per month.; Emergency cash advance in foreign countries.; Free air accident cover of Rs Rs 25 Lakhs.; Free Lost baggage insurance of Rs 100,000.; Free missed connection insurance of Rs 25,000.; Free loss passport insurance of Rs 50,000.; Users will get a one-night stay free at select luxurious hotels/resorts.
Lounge Access
Free membership to the LoungKey travel program. Users will get 2 free international lounge visits per quarter. and 2 free domestic lounge visits per quarter.
Fees & Charges
Joining Fee
INR 1,00,000.
Annual Fee
INR 10,000.
Cash Advance Fee
Interest rate
Interest rate:2.99% per month and 36% per annum.
Late Payment Fee
Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign currency mark-up:3.5%.
Other Fees
Add-on card fee: INR 10,000. | Late payement charges:Between INR 100 and INR 1300 depending on the amount unpaid.
Fees & Charges
Joining Fee
INR 1,00,000.
Annual Fee
INR 10,000.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest rate:2.99% per month and 36% per annum.
Late Payment Fee
Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign currency mark-up:3.5%.
Other Fees
Add-on card fee: INR 10,000. | Late payement charges:Between INR 100 and INR 1300 depending on the amount unpaid.
Special Features
Free membership to LoungKey travel program. Users will get 2 free international lounge visits per quarter.
Eligibility Criteria
This card is available through invitation only.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
This card is available through invitation only.
Contact Details
1860 267 7777
Account Opening and Procedure
The card offers low cashback rate. The card however comes loaded with a number of value add features. The card is a premium credit card.
The card offers low cashback rate. The card however comes loaded with a number of value add features. The card is a premium credit card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai