
IndusInd Crest Credit Card
Card Details
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Cons
The joining fee of the card is INR 1 Lakh, which is too high.
Low cashback rate.
Limited milestone benefits.
Reward System: Users will get 2.5 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. Internaitonal cashback percentage: 1.8%. Users will get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%.
Free membership to the LoungKey travel program. Users will get 2 free international lounge visits per quarter. and 2 free domestic lounge visits per quarter.
Users will get 2 free culinary delights certificates which will get them 25% off on F&B Bill at ITC hotels for a maximum of 4 guests.
Users will get 2 free Culinary Extravagance certificates which will get them: 50% off on lunch/dinner for 2 at ITC hotels.
Users will get 2 free Sweet Indulgence certificates which will get them 30% off at a gourmet shop at participating ITC hotels (for purchases of a maximum up to INR 5,000).
Users will get 2 free Luxury Sojourns certificates which will get them 20% off at purchase of Welcombreak packages.
Users will get Green Points @ 25% on all eligible F&B spends at ITC Hotels and WelcomHotels.
Users will get 20% off while dining at Fortune and WelcomHeritage hotels.
Users will get 1,000 bonus Green Points on every accumulated spend of INR 25,000 on F&B.
Users will get Green Points @ 5% on all eligible non-F&B spends at participating ITC Hotels, Welcomhotels & Fortune hotels.
Users will get 20% off on F&B spends at participating Fortune hotels (valid up to 8 guests including the member).
Users can enjoy 2 drinks at the cost of 1 at select bars between 6:00 pm and 8:00 pm, every Wednesday (applicable on select beverages).
50% bonus Green Points on dining spends at select restaurants at ITC Hotels on Fridays .
50% bonus Green Points on the user's and their spouse's birthday week on dining spends (37.5% earnings) or stay (7.5% earnings) atITC Hotels and Sheraton New Delhi.
3 free golf lessons per month.
Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, tickets capped at INR 700. 50% off on ordering F&B through BookMyShow.
Users will get INR 3000 off on their total bill amount around the year at 100+ exclusive restaurants
Users will get IndusInd dining vouchers for discounts up to 25% off at select restaurants.
Emergency cash advance in foreign countries.
Free air accident cover of INR 25 Lakh.
Free Lost baggage insurance of INR 100,000.
Free lost ticket insurance of INR 25,000.
Free missed connection insurance of INR 25,000.
Free loss passport insurance of INR 50,000.
Users will get a one-night stay free at select luxurious hotels/resorts.
Rewards & Benifits
Welcome Benefits
None
Rewards System
Users will get 2.5 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. Internaitonal cashback percentage: 1.8%. Users will get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Free membership to LoungKey travel program. Users will get 2 free international lounge visits per quarter.
Eligibility Criteria
This card is available through invitation only.
Benefits
Movie benefit.
Great travel benefits.
Free lounge access.
Great value add benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
This card is available through invitation only.
Contact Details
1860 267 7777
Account Opening and Procedure



Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will get 2.5 reward points on all international spends on spending INR 100. Value of 1 point = INR 0.75. Internaitonal cashback percentage: 1.8%. Users will get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%.
Free membership to the LoungKey travel program. Users will get 2 free international lounge visits per quarter. and 2 free domestic lounge visits per quarter.
Users will get 2 free culinary delights certificates which will get them 25% off on F&B Bill at ITC hotels for a maximum of 4 guests.
Users will get 2 free Culinary Extravagance certificates which will get them: 50% off on lunch/dinner for 2 at ITC hotels.
Users will get 2 free Sweet Indulgence certificates which will get them 30% off at a gourmet shop at participating ITC hotels (for purchases of a maximum up to INR 5,000).
Users will get 2 free Luxury Sojourns certificates which will get them 20% off at purchase of Welcombreak packages.
Users will get Green Points @ 25% on all eligible F&B spends at ITC Hotels and WelcomHotels.
Users will get 20% off while dining at Fortune and WelcomHeritage hotels.
Users will get 1,000 bonus Green Points on every accumulated spend of INR 25,000 on F&B.
Users will get Green Points @ 5% on all eligible non-F&B spends at participating ITC Hotels, Welcomhotels & Fortune hotels.
Users will get 20% off on F&B spends at participating Fortune hotels (valid up to 8 guests including the member).
Users can enjoy 2 drinks at the cost of 1 at select bars between 6:00 pm and 8:00 pm, every Wednesday (applicable on select beverages).
50% bonus Green Points on dining spends at select restaurants at ITC Hotels on Fridays .
50% bonus Green Points on the user's and their spouse's birthday week on dining spends (37.5% earnings) or stay (7.5% earnings) atITC Hotels and Sheraton New Delhi.
3 free golf lessons per month.
Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, tickets capped at INR 700. 50% off on ordering F&B through BookMyShow.
Users will get INR 3000 off on their total bill amount around the year at 100+ exclusive restaurants
Users will get IndusInd dining vouchers for discounts up to 25% off at select restaurants.
Emergency cash advance in foreign countries.
Free air accident cover of INR 25 Lakh.
Free Lost baggage insurance of INR 100,000.
Free lost ticket insurance of INR 25,000.
Free missed connection insurance of INR 25,000.
Free loss passport insurance of INR 50,000.
Users will get a one-night stay free at select luxurious hotels/resorts.
The joining fee of the card is INR 1 Lakh, which is too high.
Low cashback rate.
Limited milestone benefits.
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 1,00,000.
Annual fee: INR 10,000.
Add-on card fee: INR 10,000.
Interest rate: 2.99% per month and 36% per annum.
Late payement charges: Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign currency mark-up: 3.5%.
Fuel Surcharge
1% waived for transactions between INR 400 and INR 4,000.
Billing Cycle
30 days