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IndusInd Crest Credit Card

Product Details
Credit Card Name : 

IndusInd Crest Credit Card

Bank Name :

IndusInd Bank

Type :

Premium Credit Card

Interest Rate : 

Interest rate: 2.99% per month and 36% per annum.

Eligibility :

This card is available through invitation only.

IndusInd Crest Credit Card
Pros
  • Reward System: Get 2.5 reward points on all international spends on spending INR 100. Value  of 1 point = INR 0.75. Internaitonal cashback percentage: 1.8%. Get 1 reward points on all domestic spends on spending INR 100. Value  of 1 point = INR 0.75. Domestic cashback percentage: 0.75%

  • Free membership to LoungKey travel program. You will get 2 free international lounge visits per quarter. 

  • 2 free domestic lounge visits per quarter. 

  • Free 2 Culinary Delights certificates which will get you: 25% off on F&B Bill at ITC hotels for a maximum of 4 guests. Not valid for Sunday brunch.

  • Free 2 Culinary Extravagance certificates which will get you: 50% off on lunch/dinner for 2 at ITC hotels. Not valid for Sunday brunch.

  • Free 2 Sweet Indulgence certificates which will get you: 30% off on  at gourmet shop at a participating ITC hotels (for purchases of maximum up to INR 5,000).

  • Free 2 Luxury Sojourns certificates which will get you: 20% off at purchase of Welcombreak packages.

  • Get Green Points @ 25% on all eligible F&B spends at ITC Hotels and WelcomHotels.

  • Get 20% off while dining at Fortune and WelcomHeritage Hotels.

  • Get 1,000 bonus Green Points on every accumulated spend of INR 25,000 on F&B.

  • Get Green Points @ 25% on all eligible F&B spends at ITC Hotels & Welcomhotels.

  • Get Green Points @ 5% on all eligible non-F&B spends at participating ITC Hotels, Welcomhotels & Fortune Hotels.

  • Get 20% off on F&B spends at participating Fortune Hotels (valid up to 8 guest including the member).

  • Enjoy 2 drinks at the cost of 1 at select bars between 6:00pm and ;8:00pm, every Wednesday (applicable on select beverages).

  • Get 50% bonus Green Points on dining spends at select restaurants at ITC Hotels on Fridays .

  • Get 50% bonus Green Points on your and your spouse's birthday week on your dining spends (37.5% earnings) or stay (7.5% earnings) atITC Hotels and Sheraton New Delhi.

  • 3 free golf lessons per month.

  • Buy 1 movie ticket and get the other one  free onBookMyShow, up to 3 times a month, tickets capped at INR 700. 50% off on ordering F&B through BookMyShow.

  • Get INR 3000 off on your total bill amount around the year at 100+ exclusive restaurants

  • Get IndusInd dining vouchers for discount up to 25% off at select restaurants. 

  • Emergency cash advance in foreign countries. 

  • Free air accident cover of INR 25 Lakh. 

  • Free Lost baggage insurance of INR 100,000.

  • Free lost ticket insurance of INR 25,000.

  • Free missed connection insurance of INR 25,000.

  • Free loss passport insurance of INR 50,000.

  • Get one night stay free at select luxurious hotel/resorts. 

Cons
  • Joining fee of the card is INR 1 Lakh, which is too high. 

  • Low cashback rate. 

  • Limited milestone benefits. 

Pros & Cons
Welcome Benefits

Welcome benefit: None.

Rewards System

Reward system: Get 2.5 Reward Points on every INR 100 spent on international transactions . Get 1 Reward point on every INR 00 spent on domestic transactions.

Get Cash Credit in the ratio of 1 Reward Point = Rs.0.75.

  • Cashback rate for international transactions : 1.875%.

  • Cashback rate for domestic transactions: 0.75%.

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

Free membership to LoungKey travel program. You will get 2 free international lounge visits per quarter. 

Eligibility Criteria

This card is available through invitation only.

Benefits
  • Movie benefit.

  • Great travel benefits.

  • Free lounge access.

  • Great value add benefits. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

This card is available through invitation only.

Contact Details

1860 267 7777

Account Opening and Procedure
Application Procedure

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Product Review
Fees & Charges
  • Joining fee:  INR 1,00,000.

  • Annual fee: INR 10,000.

  • Add-on card fee: INR 10,000.

  • Interest rate: 2.99% per month and 36% per annum.

  • Late payement charges: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Foreign currency mark-up: 3.5%.

Fuel Surcharge

1% waived for transactions between INR 400 and INR 4,000.

Billing Cycle

30 days

Fees & Charges
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