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IndusInd Indulge Credit Card

Product Details
Credit Card Name : 

IndusInd Indulge Credit Card

Bank Name :

IndusInd Bank

Type :

Premium Credit Card

Interest Rate : 

Interest Rate: 1.79% per month and 21.48% per annum.

Eligibility :

Age: Above 21 years
Citizenship: Indian
Income Criteria:
For salaried individuals: ₹ 36 lakh per annum
For self-employed: ₹ 42 lakh per annum

IndusInd Indulge Credit Card
Pros
  • Reward System:  Get 1.5 Reward Points for every INR 100 spent . Value of 1 Reward point = INR 1.  Cashback percentage: 1.5%. You can also exchange 1 reward point for 1 air mile.

  • Travel benefits: Travel insurance, air miles, or hotel discounts.

  • Unlimited golf games and golf lessons. 

  • Buy 1 movie ticket and get the other one free onBookMyShow, up to 3 times a month, tickets capped at INR 700. INR 50 off on ordering F&B through BookMyShow.

  • Get 20% off on BookMyShow on events and theatre bookings using twice a year.

  • Free Priority Pass membership.

  • Unlimited international lounge visits.

  • Low forex markup @ 1.8%.

  • Low interest rate of 1.79% per month. 

  • Dining Discount : Get Rs. 3,000 off the total bill amount twice a year in 100+ exclusive restaurants.

  • Zero fuel surchage.

  • Free 6 domestic lounge visits per quarter.

  • Priority customer care.

  • 24x7 concierge services.

  • INR 25 air accident insurance cover for free.

Cons
  • High joining fee.

  • Low cashback rate.

Pros & Cons
Welcome Benefits

Welcome Benefit:  None.

Rewards System

Reward System: Get 1.5 Reward Points for every INR 100 spent. Value of 1 Reward point = INR 1.

Cashback rate :1.5%

International Forex Markup

1.8% + GST

Welcome Benefits and Reward System
Special Features

Unlimited complimentary golf games/lessons at some of the premium golf destinations in the country.

Eligibility Criteria

Age: Above 21 years
Citizenship: Indian
Income Criteria:
For salaried individuals: ₹ 36 lakh per annum
For self-employed: ₹ 42 lakh per annum

Benefits
  • Great travel benefits.

  • Dining benefits

  • Free lounge access.

  • Movie benefits. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

This card is available through invitation.You can apply for Pinnacle Credit Card  through online via IndusInd Bank website:

 Here's the process:

  • Visit the IndusInd Bank website 

  • Find the Indulge Card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

Contact Details

1860 267 7777

Account Opening and Procedure
Application Procedure

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Product Review
Fees & Charges
  • Joining Fee:  INR 2,00,000 

  • Annual Fee: INR 10,000
    Interest Rate: 1.79% per month, 21.48% per annum.

  • Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Cash Advance Fee: Waived.

  • Foreign Currency Markup Fee: 1.8% + GST

  • Fuel Surcharge: 0%

Fuel Surcharge

1%, waived for transactiions between INR 400 and INR 4000

Billing Cycle

30 Days.

Fees & Charges
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