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Indusind Indulge Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will get 1.5 reward points for every INR 100 spent.
Value of 1 reward point = INR 1. Cashback percentage: 1.5%.
Users can also exchange 1 reward point also for 1 air mile.
Movie Benefits
Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, with tickets capped at Rs 700.
Rs 50 off on ordering F&B through BookMyShow.
Users can get 20% off on BookMyShow on events and theatre bookings twice a year.
Dining Benefits
Dining Discount: Rs 3,000 off the total bill amount twice a year in 100+ exclusive restaurants through Eazydiner.
Other Benefits
Unlimited golf games and golf lessons.
Users can get 20% off on BookMyShow on events and theatre bookings twice a year.
Free Priority Pass membership.
Low forex markup @ 1.8%.
Low interest rate of 1.79% per month.
Zero fuel surcharge.
Priority customer care.
24x7 concierge services.
Visa Infinite Cardholders can enjoy discount 25% off retail rates on Airport Fast Track immigration service at over 450 destinations worldwide.
Baggage insurance of upto USD 1000
Lounge Access
Free Priority Pass membership. Unlimited international lounge visits.; Free 6 domestic lounge visits per quarter.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will get 1.5 reward points for every INR 100 spent.
Value of 1 reward point = INR 1. Cashback percentage: 1.5%.
Users can also exchange 1 reward point also for 1 air mile.
Movie Benefits
Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, with tickets capped at Rs 700.
Rs 50 off on ordering F&B through BookMyShow.
Users can get 20% off on BookMyShow on events and theatre bookings twice a year.
Dining Benefits
Dining Discount: Rs 3,000 off the total bill amount twice a year in 100+ exclusive restaurants through Eazydiner.
Other Benefits
Unlimited golf games and golf lessons.
Users can get 20% off on BookMyShow on events and theatre bookings twice a year.
Free Priority Pass membership.
Low forex markup @ 1.8%.
Low interest rate of 1.79% per month.
Zero fuel surcharge.
Priority customer care.
24x7 concierge services.
Visa Infinite Cardholders can enjoy discount 25% off retail rates on Airport Fast Track immigration service at over 450 destinations worldwide.
Baggage insurance of upto USD 1000
Lounge Access
Free Priority Pass membership. Unlimited international lounge visits.; Free 6 domestic lounge visits per quarter.
Fees & Charges of
Indusind Indulge Credit Card
Joining Fee
INR 2,00,000
Annual Fee
INR 10,000
Cash Advance Fee
Cash Advance Fee:Waived.
Interest rate
Interest Rate:1.79% per month, 21.48% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:1.8% + GST
Other Fees
Fuel Surcharge: 0%
Joining Fee
INR 2,00,000
Annual Fee
INR 10,000
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate:1.79% per month, 21.48% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:1.8% + GST
Other Fees
Fuel Surcharge: 0%
Fee and Charges of
Indusind Indulge Credit Card
Special Features
Unlimited complimentary golf games/lessons at some of the premium golf destinations in the country.
Eligibility Criteria
Age: Above 21 years
Citizenship: Indian
Income Criteria:
For salaried individuals: ₹ 36 lakh per annum.
For self-employed: ₹ 42 lakh per annum.
Speical Feature, Eligibility and Benefits of
Indusind Indulge Credit Card
How to apply for Credit Card?
This card is available through invitation.You can apply for Pinnacle Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the Indulge Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
1860 267 7777
Account Opening and Procedure of
Indusind Indulge Credit Card
Find Offers on Your Credit Card
Find Offers on Your Credit Card
The card is loaded with value add benefits and is one of the most premium credit card from IndusInd's stable. The only con associated with the card is low cashback rate.
The card is loaded with value add benefits and is one of the most premium credit card from IndusInd's stable. The only con associated with the card is low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai