IndusInd Indulge Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
IndusInd Indulge Credit Card
Bank Name :
IndusInd Bank
Type :
Premium Credit Card
Interest Rate :
Interest Rate: 1.79% per month and 21.48% per annum.
Eligibility :
Age: Above 21 years
Citizenship: Indian
Income Criteria:
For salaried individuals: ₹ 36 lakh per annum.
For self-employed: ₹ 42 lakh per annum.
Pros
Reward System: Users will get 1.5 reward points for every INR 100 spent. Value of 1 reward point = INR 1. Cashback percentage: 1.5%. Users can also exchange 1 reward point for 1 air mile.
Travel benefits: Travel insurance, air miles, or hotel discounts.
Unlimited golf games and golf lessons.
Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, with tickets capped at INR 700. INR 50 off on ordering F&B through BookMyShow.
Users can get 20% off on BookMyShow on events and theatre bookings twice a year.
Free Priority Pass membership.
Unlimited international lounge visits.
Low forex markup @ 1.8%.
Low interest rate of 1.79% per month.
Dining Discount: Rs. 3,000 off the total bill amount twice a year in 100+ exclusive restaurants.
Zero fuel surcharge.
Free 6 domestic lounge visits per quarter.
Priority customer care.
24x7 concierge services.
INR 25 air accident insurance cover for free.
Cons
High joining fee.
Low cashback rate.
Pros & Cons
Welcome Benefits
None.
Rewards System
Reward System: Users will get 1.5 reward points for every INR 100 spent. Value of 1 reward point = INR 1. Cashback percentage: 1.5%. Users can also exchange 1 reward point for 1 air mile.
International Forex Markup
1.8% + GST
Welcome Benefits and Reward System
Special Features
Unlimited complimentary golf games/lessons at some of the premium golf destinations in the country.
Eligibility Criteria
Age: Above 21 years
Citizenship: Indian
Income Criteria:
For salaried individuals: ₹ 36 lakh per annum.
For self-employed: ₹ 42 lakh per annum.
Benefits
Great travel benefits.
Dining benefits.
Free lounge access.
Movie benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
This card is available through invitation.You can apply for Pinnacle Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the Indulge Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
1860 267 7777
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Reward System: Users will get 1.5 reward points for every INR 100 spent. Value of 1 reward point = INR 1. Cashback percentage: 1.5%. Users can also exchange 1 reward point for 1 air mile.
Travel benefits: Travel insurance, air miles, or hotel discounts.
Unlimited golf games and golf lessons.
Buy 1 movie ticket and get the other one free on BookMyShow, up to 3 times a month, with tickets capped at INR 700. INR 50 off on ordering F&B through BookMyShow.
Users can get 20% off on BookMyShow on events and theatre bookings twice a year.
Free Priority Pass membership.
Unlimited international lounge visits.
Low forex markup @ 1.8%.
Low interest rate of 1.79% per month.
Dining Discount: Rs. 3,000 off the total bill amount twice a year in 100+ exclusive restaurants.
Zero fuel surcharge.
Free 6 domestic lounge visits per quarter.
Priority customer care.
24x7 concierge services.
INR 25 air accident insurance cover for free.
High joining fee.
Low cashback rate.
Application Procedure
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: INR 2,00,000
Annual Fee: INR 10,000
Interest Rate: 1.79% per month, 21.48% per annum.Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.
Cash Advance Fee: Waived.
Foreign Currency Markup Fee: 1.8% + GST
Fuel Surcharge: 0%
Fuel Surcharge
1%, waived for transactiions between INR 400 and INR 4000
Billing Cycle
30 Days.