IndusInd InterMiles Odyssey Visa Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
IndusInd InterMiles Odyssey Visa Credit Card
Bank Name :
IndusInd Bank
Type :
Premium Credit Card
Interest Rate :
3.83% per month and 46% per annum.
Eligibility :
This card is available through invitation.
Pros
Welcome Benefits: 15,000 InterMiles as a welcome bonus. Free membership to InterMiles a frequent filer program. Flight discount voucher worth INR 1500 on booking flights. Hotel discount voucher worth INR 2500 on booking hotels.
Reward System: Users will get 4 InterMiles on spending INR 100 through the credit card on weekends and 3 on weekdays. Value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50. Weekend cashback rate: 0.68% to 2%. Weekday cashback rate: 0.51% to 1.5%. Users will also get 6 InterMiles on booking flights through InterMiles.com and InterMiles on booking hotels.
Users can buy 1 movie ticket and get 1 movie ticket free once every month on BookMyShow, capped at INR 200 per month.
Free membership of priority pass to the user and their partner.
Users will get a TravelPlus program membership by paying INR 5,000, in that they will get free access to international lounges 8 times a year and travel insurance.
Free access to domestic lounges 4 times per year.
No fuel surcharge.
Concierge service 24x7.
Air accident cover up to INR 25 Lakh.
Cons
Low cashback rate.
Limited non-travel benefits.
Pros & Cons
Welcome Benefits
15,000 InterMiles as a welcome bonus. Free membership to InterMiles a frequent filer program. Flight discount voucher worth INR 1500 on booking flights. Hotel discount voucher worth INR 2500 on booking hotels.
Rewards System
Reward System: Users will get 4 InterMiles on spending INR 100 through the credit card on weekends and 3 on weekdays.
The value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50.
Weekend Cashback Rate: varies from 0.68% to 2%.
Weekday Cashback Rate: Varies from 0.51% to 1.5%.
Also, get 6 InterMiles on booking flights through InterMiles.com and InterMiles on booking hotels.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Users will get 4 InterMiles on spending INR 100 through the credit card on weekends and 3 on weekdays. Value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50. Also get 6 InterMiles on booking flights through InterMiles.com and InterMiles on booking hotels.
Eligibility Criteria
This card is available through invitation.
Benefits
Cashback in form of InterMiles.
Good welcome benefits.
Good dining benefits.
Domestic lounge benefits.
International lounge benefits.
Good travel benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
This card is available through invitation. Reach out to your bank manager for this card.
Contact Details
1860 267 7777
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefits: 15,000 InterMiles as a welcome bonus. Free membership to InterMiles a frequent filer program. Flight discount voucher worth INR 1500 on booking flights. Hotel discount voucher worth INR 2500 on booking hotels.
Reward System: Users will get 4 InterMiles on spending INR 100 through the credit card on weekends and 3 on weekdays. Value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50. Weekend cashback rate: 0.68% to 2%. Weekday cashback rate: 0.51% to 1.5%. Users will also get 6 InterMiles on booking flights through InterMiles.com and InterMiles on booking hotels.
Users can buy 1 movie ticket and get 1 movie ticket free once every month on BookMyShow, capped at INR 200 per month.
Free membership of priority pass to the user and their partner.
Users will get a TravelPlus program membership by paying INR 5,000, in that they will get free access to international lounges 8 times a year and travel insurance.
Free access to domestic lounges 4 times per year.
No fuel surcharge.
Concierge service 24x7.
Air accident cover up to INR 25 Lakh.
Low cashback rate.
Limited non-travel benefits.
Application Procedure
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining fee: INR 10,000.
Annual fee: INR 4000.
Add-on card fee: NIL.
Interest rate: 3.83% per month and 46%per annum.
Late payment charges: Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign currency mark-up: 3.5%
Fuel Surcharge
1% waived for transactions between INR 400 and INr 4000.
Billing Cycle
30 days