Indusind Legend Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Customers can enjoy a complimentary stay at their favourite Oberoi Hotel in the country (1 or 2-day stay depending on availability) and will get a luxury gift card worth Rs 5,000 that can be encashed at premium brands. A gift voucher from Mont Blanc. Free stay at Post Card hotels. A gift voucher from Vouchagram through which users can get discounts at multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, and Ola.
Milestone Benefits
Milestone Benefits: Users will get 4,000 bonus reward points on spending Rs Rs 6 Lakhs or above within one year from the date of issue of the card.
Cashback Rate
Users will get 2 reward points for every INR 100 spent on weekends. Value of 1 reward point = INR 1. Weekend cashback rate: 2%.
1 reward points for every INR 100 spent on weekdays. Value of 1 reward point = INR 1. Weekday cashback rate: 1%.
Movie Benefits
Buy 1 movie ticket and get 1 free on BookMyShow, once a month, capped at Rs 200 per ticket.
Dining Benefits
None.
Other Benefits
Free priority pass membership.
Lost baggage insurance, sum assured: INR 1 Lakh.
Delayed baggage insurance, sum assured: INR 25,000.
Lost passport insurance, sum assured: INR 50,000.
Missed flight insurance, sum assured: INR 25,000.
Low forex markup: 1.8%.
0% fuel surcharge.
Concierge service 24x7.
On-the-spot auto repair service which covers: towing, tyre change, battery charging, key replacement, etc.
Lounge Access
1 free domestic lounge visit per quarter.
Users will get access to international lounges 8 times a year through travel plus membership, cardholder needs to pay INR 5,000 for this membership.
Free priority pass membership..
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Customers can enjoy a complimentary stay at their favourite Oberoi Hotel in the country (1 or 2-day stay depending on availability) and will get a luxury gift card worth Rs 5,000 that can be encashed at premium brands. A gift voucher from Mont Blanc. Free stay at Post Card hotels. A gift voucher from Vouchagram through which users can get discounts at multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, and Ola.
Milestone Benefits
Milestone Benefits: Users will get 4,000 bonus reward points on spending Rs Rs 6 Lakhs or above within one year from the date of issue of the card.
Cashback Rate
Users will get 2 reward points for every INR 100 spent on weekends. Value of 1 reward point = INR 1. Weekend cashback rate: 2%.
1 reward points for every INR 100 spent on weekdays. Value of 1 reward point = INR 1. Weekday cashback rate: 1%.
Movie Benefits
Buy 1 movie ticket and get 1 free on BookMyShow, once a month, capped at Rs 200 per ticket.
Dining Benefits
None.
Other Benefits
Free priority pass membership.
Lost baggage insurance, sum assured: INR 1 Lakh.
Delayed baggage insurance, sum assured: INR 25,000.
Lost passport insurance, sum assured: INR 50,000.
Missed flight insurance, sum assured: INR 25,000.
Low forex markup: 1.8%.
0% fuel surcharge.
Concierge service 24x7.
On-the-spot auto repair service which covers: towing, tyre change, battery charging, key replacement, etc.
Lounge Access
1 free domestic lounge visit per quarter.
Users will get access to international lounges 8 times a year through travel plus membership, cardholder needs to pay INR 5,000 for this membership.
Free priority pass membership..
Fees & Charges
Joining Fee
INR 9,999
Annual Fee
NIL
Cash Advance Fee
2.5% of the transaction amount or Rs. 500, whichever is higher.
Interest rate
Interest Rate: 3.83% p.m. (46% p.a.)
Late Payment Fee
Late Payment Fees: Ranges from INR 100 to INR 1,300.
Foreign Currency Transactions Fee
1.80%
Other Fees
Foreign Exchange Mark-up Fees: 1.8% | Cash Advance Charges: 2.5% of the transaction amount or Rs. 500, whichever is higher.
Fees & Charges
Joining Fee
INR 9,999
Annual Fee
NIL
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate: 3.83% p.m. (46% p.a.)
Late Payment Fee
Late Payment Fees: Ranges from INR 100 to INR 1,300.
Foreign Currency Transactions Fee
1.80%
Other Fees
Foreign Exchange Mark-up Fees: 1.8% | Cash Advance Charges: 2.5% of the transaction amount or Rs. 500, whichever is higher.
Special Features
Free priority pass membership.
No fuel surcharge.
Eligibility Criteria
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the IndusInd Bank Website
Click "Apply Online"
Enter Personal Details, Employment Information
Upload Documents
Accept Terms and Conditions
Application Review and Approval
Contact Details
18602677777
Account Opening and Procedure
The only con with the card is its low cashback rate. Otherwise, the card is loaded with value add features, and is a must have card for individuals interested in travelling.
The only con with the card is its low cashback rate. Otherwise, the card is loaded with value add features, and is a must have card for individuals interested in travelling.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai