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IndusInd Legend Credit Card

Product Details
Credit Card Name

IndusInd Legend Credit Card

Bank Name

IndusInd Bank

Type

Travel Credit Card

Interest Rate

3.83% p.m. (46% p.a.)

Eligibility

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

IndusInd Legend Credit Card
Pros
  • Welcome Benefit: Customers enjoy a complimentary stay at their favorite Oberoi Hotel in the country (1 or 2 days stay depending on availability). Get luxury gift card worth INR 5,000 can be encashed at premium brands. Gift voucher from Mont Blanc. Free stay at Post Card hotels. Gift voucher from Vouchagram through which you can get discount at multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola.  

  • Reward System: Get 2 reward points for every INR 100 spent on weekends. Value of 1 reward point = INR 1. Weekend cashback rate: 2%. Get 1 reward points for every INR 100 spent on weekdays. Value of 1 reward point = INR 1. Weekday cashback rate: 1%.

  • Milestone Benefits: Get 4,000 bonus reward points on spending INR 6 lakhs or above within one year from the date of issue of the card.

  • Buy 1 movie ticket and get 1 free on BookMyShow, once a month, capped at INR 200 per ticket. 

  • Free Priority Pass membership. 

  • Get access to international lounges 8 times a year through travel plus membership, cardholder needs to pay INR 5,000 for this membership.

  • Lost baggage insurance, sum assured: INR 1 Lakh.

  • Delayed baggage insurance, sum assured: INR 25,000.

  • Lost passport insurance, sum assured: INR 50,000.

  • Missed flight insurance, sum assured: INR 25,000.

  • Low forex markup: 1.8%.

  • 0% fuel surcharge. 

  • Concierge service 24x7.

  • On the spot auto repair service. Covers, towing, tyre change, battery charging, key replacement, etc.

  • 1 free domestic lounge visit per quarter. 

Cons
  • Low cashback rate. 

  • No dining benefits. 

Pros & Cons
Welcome Benefits

Welcome Benefit: Customers enjoy a complimentary stay at their favorite Oberoi Hotel in the country (1 or 2 days stay depending on availability). Get luxury gift card worth INR 5,000 can be encashed at premium brands. Gift voucher from Mont Blanc. Free stat at Post Card hotels. Gift voucher from Vouchagram through which you can get discount at multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola.  

Rewards System

Reward System: Get 2 reward points for every INR 100 spent on weekends. Value of 1 reward point = INR 1. Weekend cashback rate: 2%. Get 1 reward points for every INR 100 spent on weekdays. Value of 1 reward point = INR 1. Weekday cashback rate: 1%.

International Forex Markup

IFM- 1.8% 

Welcome Benefits and Reward System
Special Features

Free priority pass membership

Eligibility Criteria

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

Benefits
  • Great welcome benefits.

  • Milestone benefits.

  • Free hotel stay. 

  • Free airport lounge access. 

  • Movie benefits.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
  • Visit the IndusInd Bank Website

  • Click "Apply Online"

  • Enter Personal Details, Employment Information

  • Upload Documents

  • Accept Terms and Conditions

  • Application Review and Approval

Contact Details

18602677777

Account Opening and Procedure
IndusInd Legend Credit Card

The only con with the card is its low cashback rate. Otherwise, the card is loaded with value add features, and is a must have card for individuals interested in travelling.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining Fees: INR 9,999

  • Annual Fees: NIL 

  • Interest Rate: 3.83% p.m. (46% p.a.)

  • Foreign Exchange Mark-up Fees: 1.8% 

  • Cash Advance Charges: 2.5% of the transaction amount or Rs. 500, whichever is higher.

  • Late Payment Fees: Ranges from INR 100 to INR 1,300. 

Fuel Surcharge

Fuel surcharge waived completely. 

Billing Cycle

30 Days

Fees & Charges
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