IndusInd Legend Credit Card
Product Details
Credit Card Name :
IndusInd Legend Credit Card
Bank Name :
IndusInd Bank
Type :
Travel Credit Card
Interest Rate :
3.83% p.m. (46% p.a.)
Eligibility :
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Pros
Welcome Benefit: Customers enjoy a complimentary stay at their favorite Oberoi Hotel in the country (1 or 2 days stay depending on availability). Get luxury gift card worth INR 5,000 can be encashed at premium brands. Gift voucher from Mont Blanc. Free stay at Post Card hotels. Gift voucher from Vouchagram through which you can get discount at multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola.
Reward System: Get 2 reward points for every INR 100 spent on weekends. Value of 1 reward point = INR 1. Weekend cashback rate: 2%. Get 1 reward points for every INR 100 spent on weekdays. Value of 1 reward point = INR 1. Weekday cashback rate: 1%.
Milestone Benefits: Get 4,000 bonus reward points on spending INR 6 lakhs or above within one year from the date of issue of the card.
Buy 1 movie ticket and get 1 free on BookMyShow, once a month, capped at INR 200 per ticket.
Free Priority Pass membership.
Get access to international lounges 8 times a year through travel plus membership, cardholder needs to pay INR 5,000 for this membership.
Lost baggage insurance, sum assured: INR 1 Lakh.
Delayed baggage insurance, sum assured: INR 25,000.
Lost passport insurance, sum assured: INR 50,000.
Missed flight insurance, sum assured: INR 25,000.
Low forex markup: 1.8%.
0% fuel surcharge.
Concierge service 24x7.
On the spot auto repair service. Covers, towing, tyre change, battery charging, key replacement, etc.
1 free domestic lounge visit per quarter.
Cons
Low cashback rate.
No dining benefits.
Pros & Cons
Welcome Benefits
Welcome Benefit: Customers enjoy a complimentary stay at their favorite Oberoi Hotel in the country (1 or 2 days stay depending on availability). Get luxury gift card worth INR 5,000 can be encashed at premium brands. Gift voucher from Mont Blanc. Free stat at Post Card hotels. Gift voucher from Vouchagram through which you can get discount at multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola.
Rewards System
Reward System: Get 2 reward points for every INR 100 spent on weekends. Value of 1 reward point = INR 1. Weekend cashback rate: 2%. Get 1 reward points for every INR 100 spent on weekdays. Value of 1 reward point = INR 1. Weekday cashback rate: 1%.
International Forex Markup
IFM- 1.8%
Welcome Benefits and Reward System
Special Features
Free priority pass membership.
Eligibility Criteria
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Benefits
Great welcome benefits.
Milestone benefits.
Free hotel stay.
Free airport lounge access.
Movie benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Visit the IndusInd Bank Website
Click "Apply Online"
Enter Personal Details, Employment Information
Upload Documents
Accept Terms and Conditions
Application Review and Approval
Contact Details
18602677777
Account Opening and Procedure
IndusInd Legend Credit Card
The only con with the card is its low cashback rate. Otherwise, the card is loaded with value add features, and is a must have card for individuals interested in travelling.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fees: INR 9,999
Annual Fees: NIL
Interest Rate: 3.83% p.m. (46% p.a.)
Foreign Exchange Mark-up Fees: 1.8%
Cash Advance Charges: 2.5% of the transaction amount or Rs. 500, whichever is higher.
Late Payment Fees: Ranges from INR 100 to INR 1,300.
Fuel Surcharge
Fuel surcharge waived completely.
Billing Cycle
30 Days