IndusInd Nexxt Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
IndusInd Nexxt Credit Card
Bank Name :
IndusInd bank
Type :
Premium Credit Card
Interest Rate :
Interest Rate: 3.83% per month and 46% per annum.
Eligibility :
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Pros
Unique payment flexibilty: The LED buttons enable on-the-go decisions for credit payments, EMIs (3, 6, 12, or 24 months), or reward redemptions.L
Movie benefit: Get two complimentary movie tickets upto ₹ 200/- every month in a calendar year on booking via BookMyShow.
Reward benefit: Earn 1 Reward Point for every ₹150 spent
Waiver of 1% on fuel surcharge at any petrol pump across India.
The card features an EMV chip for secure transactions and also offers zero-liability protection against unauthorized transactions with its Total Protect feature, ensuring peace of mind.
Cons
High joining fees.
Lower reward rate.
Limited lounge access.
Pros & Cons
Welcome Benefits
Welcome benefits: Get Oberoi gift voucher and Luxe gift card which gives access to more than 30 global luxury and premium brands with a presence of over 360 stores across 30 cities in India.
Rewards System
Reward benefit: users will earn 1 reward point for every ₹150 spent. The value of a reward point is Rs. 1.
Cashback rate:
for the EMI option: EMI% where EMI is the number of months chosen for the EMI option. For example, if you choose 6 months EMI, the cashback rate is 6%.
for the reward option: 1%
for the credit option: 0%
utility cashback rate is the same as the cashback rate for the reward option: 1%
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Waiver of 1% on fuel surcharge at any petrol pump across India.
Built-in LED buttons.
Reward points have no expiry date.
Interactive buttons: Rewards, EMI and Credit.
Eligibility Criteria
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Benefits
Movie ticket offer.
Interactive buttons.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for Nexxt Credit Card through Online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Fine the Nexxt Credit Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
1860 267 7777
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Unique payment flexibilty: The LED buttons enable on-the-go decisions for credit payments, EMIs (3, 6, 12, or 24 months), or reward redemptions.L
Movie benefit: Get two complimentary movie tickets upto ₹ 200/- every month in a calendar year on booking via BookMyShow.
Reward benefit: Earn 1 Reward Point for every ₹150 spent
Waiver of 1% on fuel surcharge at any petrol pump across India.
The card features an EMV chip for secure transactions and also offers zero-liability protection against unauthorized transactions with its Total Protect feature, ensuring peace of mind.
High joining fees.
Lower reward rate.
Limited lounge access.
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: INR 10,000
Annual Fee: NIL
Interest Rate: 3.83% per month and 46% per annum.
Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.
Cash Advance Fee: 2.5% of the transaction amount (minimum INR 300).
Foreign Currency Markup Fee: 3.5% of the transaction amount.
Add-on Card Fee: NIL
Fuel Surcharge
1%, waived for transactiions between INR 400 and INR 4000.
Billing Cycle
30 days