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IndusInd Nexxt Credit Card

Product Details
Credit Card Name : 

IndusInd Nexxt Credit Card

Bank Name :

IndusInd bank

Type :

Premium Credit Card

Interest Rate : 

Interest Rate: 3.83% per month and 46% per annum.

Eligibility :

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

IndusInd Nexxt Credit Card
Pros
  • Unique payment flexibilty: The LED buttons enable on-the-go decisions for credit payments, EMIs (3, 6, 12, or 24 months), or reward redemptions.L

  • Movie benefit: Get two complimentary movie tickets upto ₹ 200/- every month in a calendar year on booking via BookMyShow.

  • Reward benefit: Earn 1 Reward Point for every ₹150 spent

  • Waiver of 1% on fuel surcharge at any petrol pump across India.

  • The card features an EMV chip for secure transactions and also offers zero-liability protection against unauthorized transactions with its Total Protect feature, ensuring peace of mind.

Cons
  • High joining fees.

  • Lower reward rate.

  • Limited lounge access.

Pros & Cons
Welcome Benefits

Welcome benefits: Get Oberoi gift voucher and Luxe gift card which gives access to more than 30 global luxury and premium brands with a presence of over 360 stores across 30 cities in India.

Rewards System

Reward benefit: Earn 1 Reward Point for every ₹150 spent.

the value of a reward point for the Nexxt Credit Card is Rs. 1.


Cashback rate:

  • for the EMI option: EMI%

where EMI is the number of months chosen for the EMI option. For example, if you choose 6 months EMI, the cashback rate is 6%.

  • for the reward option: 1%

  • for the credit option: 0%

utility cashback rate is the same as the cashback rate for the reward option:1%

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features
  • Waiver of 1% on fuel surcharge at any petrol pump across India.

  • Built-in LED buttons.

  • Reward points have no expiry date.

  • Interactive buttons: Rewards, EMI and Credit.

Eligibility Criteria

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

Benefits
  • Movie ticket offer.

  • Interactive buttons.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for Nexxt Credit Card through Online via IndusInd Bank website:

 Here's the process:


  • Visit the IndusInd Bank website 

  • Fine the Nexxt Credit Card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

Contact Details

1860 267 7777

Account Opening and Procedure
Application Procedure

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Fees & Charges
  • Joining Fee: INR 10,000

  • Annual Fee: NIL

  • Interest Rate: 3.83% per month and 46% per annum.

  • Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Cash Advance Fee: 2.5% of the transaction amount (minimum INR 300).

  • Foreign Currency Markup Fee: 3.5% of the transaction amount.

  • Add-on Card Fee: NIL

Fuel Surcharge

1%, waived for transactiions between INR 400 and INR 4000.

Billing Cycle

30 days

Fees & Charges
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