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IndusInd Nexxt Credit Card

22.5

Rewards & Benefits

Welcome Benefits

Welcome benefits: Get Oberoi gift voucher and Luxe gift card which gives access to more than 30 global luxury and premium brands with a presence of over 360 stores across 30 cities in India.

Milestone Benefits

Cashback Rate

Reward System: User will get 1 reward point on spending INR 150. Value of 1 reward point = INR 0.75. General cashback rate: 0.5%

Movie Benefits

Movie benefit:Get two complimentary movie tickets upto ₹ 200/- every month in a calendar year on booking via BookMyShow.

Dining Benefits

Other Benefits

Waiver of 1% on fuel surcharge at any petrol pump across India.; The card features an EMV chip for secure transactions and also offers zero-liability protection against unauthorized transactions with its Total Protect feature, ensuring peace of mind.

Lounge Access

Fees & Charges

Joining Fee

INR 10,000

Annual Fee

NIL

Cash Advance Fee

Cash Advance Fee:2.5% of the transaction amount (minimum INR 300).

Interest rate

Interest Rate: 3.83% per month and 46% per annum.

Late Payment Fee

Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.

Foreign Currency Transactions Fee

Foreign Currency Markup Fee:3.5% of the transaction amount.

Other Fees

Add-on Card Fee:NIL

Cons
  • High joining fees.

  • Lower reward rate.

  • Limited lounge access.

  • Unique payment flexibilty: The LED buttons enable on-the-go decisions for credit payments, EMIs (3, 6, 12, or 24 months), or reward redemptions.

  • Movie benefit: Get two complimentary movie tickets upto ₹ 200/- every month in a calendar year on booking via BookMyShow.

  • Reward System: User will get 1 reward point on spending INR 150. Value of 1 reward point = INR 0.75. General cashback rate: 0.5%

  • Waiver of 1% on fuel surcharge at any petrol pump across India.

  • The card features an EMV chip for secure transactions and also offers zero-liability protection against unauthorized transactions with its Total Protect feature, ensuring peace of mind.

Rewards & Benifits
Welcome Benefits

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Rewards System

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International Forex Markup

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Welcome Benefits and Reward System
Special Features

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Eligibility Criteria

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for Nexxt Credit Card through Online via IndusInd Bank website:

 Here's the process:


  • Visit the IndusInd Bank website 

  • Fine the Nexxt Credit Card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

Contact Details

1860 267 7777

Account Opening and Procedure

Recommended Credit Cards

Pros:-

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Cons:-

  • Unique payment flexibilty: The LED buttons enable on-the-go decisions for credit payments, EMIs (3, 6, 12, or 24 months), or reward redemptions.

  • Movie benefit: Get two complimentary movie tickets upto ₹ 200/- every month in a calendar year on booking via BookMyShow.

  • Reward System: User will get 1 reward point on spending INR 150. Value of 1 reward point = INR 0.75. General cashback rate: 0.5%

  • Waiver of 1% on fuel surcharge at any petrol pump across India.

  • The card features an EMV chip for secure transactions and also offers zero-liability protection against unauthorized transactions with its Total Protect feature, ensuring peace of mind.

  • High joining fees.

  • Lower reward rate.

  • Limited lounge access.

The credit card offers a low cashback rate. The card has physical buttons on it, which allows you to choose the EMI tenure for your offline purchases.

The credit card offers a low cashback rate. The card has physical buttons on it, which allows you to choose the EMI tenure for your offline purchases.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges

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Fuel Surcharge

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Billing Cycle

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Fees & Charges
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