IndusInd Pinnacle Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
IndusInd Pinnacle Credit Card
Bank Name :
IndusInd Bank
Type :
Premium Credit Card
Interest Rate :
Interest Rate: 3.83% per month and 46% per annum.
Eligibility :
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Minimum Salary: INR 10 Lakh for salaried individuals and INR 12 Lakh for salaried individuals.
Pros
Welcome Benefits: Users will get a free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 gift coupons from Vouchergram and Vouchergram Premium.
Reward System: Users will get 2.5 points for all e-commerce transactions on spending INR 100. Value of 1 point = INR 0.75. E-commerce cashback rate: 1.875%. Users will get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. Users will get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%.
2 free golf lessons per month.
2 free golf games per month.
Free air accident cover of INR 25 Lakh.
Free Lost baggage insurance of INR 100,000.
Free lost ticket insurance of INR 25,000.
Free missed connection insurance of INR 25,000.
Free loss passport insurance of INR 50,000.
Buy one movie ticket and get one free up to 3 times a month at BookMyShow. Price of ticked capped at Max INR 2000.
Free membership to PriorityPass membership.
Priority customer care service.
24x7 concierge service.
Roadside assistance for services like tyre change, fuel, battery charging, etc.
Zero fuel surcharge.
1 free domestic lounge visit every quarter.
Cons
High joining fee.
Low cashback rate.
No milestone benefits.
Pros & Cons
Welcome Benefits
Users will get a free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 gift coupons from Vouchergram and Vouchergram Premium.
Rewards System
Reward System: Users will get 2.5 points for all e-commerce transactions on spending INR 100. Value of 1 point = INR 0.75. E-commerce cashback rate: 1.875%. Users will get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. Users will get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Welcome Benefits: Free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 Gift coupons from Vouchergram and Vouchergram Premium.
Eligibility Criteria
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Minimum Salary: INR 10 Lakh for salaried individuals and INR 12 Lakh for salaried individuals.
Benefits
Travel benefits.
Great welcome benefits.
International lounge benefits.
Cashback on spends.
Domestic lounge benefits.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for Pinnacle Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the Pinnacle Credit Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
1860 267 7777
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Welcome Benefits: Users will get a free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 gift coupons from Vouchergram and Vouchergram Premium.
Reward System: Users will get 2.5 points for all e-commerce transactions on spending INR 100. Value of 1 point = INR 0.75. E-commerce cashback rate: 1.875%. Users will get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. Users will get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%.
2 free golf lessons per month.
2 free golf games per month.
Free air accident cover of INR 25 Lakh.
Free Lost baggage insurance of INR 100,000.
Free lost ticket insurance of INR 25,000.
Free missed connection insurance of INR 25,000.
Free loss passport insurance of INR 50,000.
Buy one movie ticket and get one free up to 3 times a month at BookMyShow. Price of ticked capped at Max INR 2000.
Free membership to PriorityPass membership.
Priority customer care service.
24x7 concierge service.
Roadside assistance for services like tyre change, fuel, battery charging, etc.
Zero fuel surcharge.
1 free domestic lounge visit every quarter.
High joining fee.
Low cashback rate.
No milestone benefits.
Application Procedure
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee: INR 12,999
Annual Fee: NIL
Interest Rate: 3.83% per month and 46% per annum.
Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.
Cash Advance Fee: 2.5% of the transaction amount (minimum INR 300).
Foreign Currency Markup Fee: 3.5% of the transaction amount.
Add- on credit card fee: NIL
Fuel Surcharge
1%, waived for transactions between INR 400 and INR 4000.
Billing Cycle
30 days