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IndusInd Pinnacle Credit Card

Product Details
Credit Card Name

IndusInd Pinnacle Credit Card

Bank Name

IndusInd Bank

Type

Premium Credit Card

Interest Rate

Interest Rate: 3.83% per month and 46% per annum.

Eligibility

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Minimum Salary: INR 10 Lakh for salaried individuals and INR 12 Lakh for salaried individuals.

IndusInd Pinnacle Credit Card
Pros
  • Reward System: Get 2.5 points for all e commerce transactions on spend of INR 100. Value of 1 point = INR 0.75. E commerce cashback rate: 1.875%. Get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. Get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%

  • Welcome Benefits: Free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 Gift coupons from Vouchergram and Vouchergram Premium. 

  • 2 free golf lessons per month.

  • 2 free golf games per month. 

  • Free air accident cover of INR 25 Lakh. 

  • Free Lost baggage insurance of INR 100,000.

  • Free lost ticket insurance of INR 25,000.

  • Free missed connection insurance of INR 25,000.

  • Free loss passport insurance of INR 50,000.

  • Free hole in one insurance worth INR 20,000. 

  • Buy one movie ticket and get one free up to 3 times a month at BookMyShow. Price of ticked capped at Max INR 2000. 

  • Free membership to PriorityPass membership. 

  • Priority customer care service. 

  • 24x7 concierge service. 

  • Roadside assistance for services like: tyre change, fuel, battery charging, etc. 

  • Zero fuel surcharge. 

  • 1 free domestic lounge visit every quarter. 

Cons
  • High joining fee.

  • Low cashback rate.

  • No milestone benefits. 

Pros & Cons
Welcome Benefits

Welcome Benefits: Free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 Gift coupons from Vouchergram and Vouchergram Premium. 

Rewards System

Reward System: Get 2.5 points for all e commerce transactions on spend of INR 100. Value of 1 point = INR 0.75. E commerce cashback rate: 1.875%. Get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. Get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%.

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

Welcome Benefits: Free stay at Oberoi Hotels. Gift coupon from MontBlanc. Gift voucher from Luxe. Free stay at PostCard Hotels. 2 Gift coupons from Vouchergram and Vouchergram Premium. 

Eligibility Criteria

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Minimum Salary: INR 10 Lakh for salaried individuals and INR 12 Lakh for salaried individuals.

Benefits
  • Travel benefits.

  • Great welcome benefits.

  • International lounge benefits.

  • Cashback on spends. 

  • Domestic lounge benefits. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for Pinnacle Credit Card  through online via IndusInd Bank website:

 Here's the process:

  • Visit the IndusInd Bank website 

  • Find the Pinnacle Credit Card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

Contact Details

1860 267 7777

Account Opening and Procedure
Application Procedure

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Product Review
Fees & Charges
  • Joining Fee: INR 12,999

  • Annual Fee: NIL

  • Interest Rate: 3.83% per month and 46% per annum.

  • Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Cash Advance Fee: 2.5% of the transaction amount (minimum INR 300).

  • Foreign Currency Markup Fee: 3.5% of the transaction amount.

  • Add- on credit card fee: NIL

Fuel Surcharge

1%, waived for transactions between INR 400 and INR 4000.

Billing Cycle

30 days

Fees & Charges
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