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IndusInd Pioneer Heritage Credit Card

Product Details
Credit Card Name : 

IndusInd Pioneer Heritage Credit Card

Bank Name :

IndusInd Bank

Type :

Premium Credit Card

Interest Rate : 

Interest Rate: 2.99% per month and 36% per annum.

Eligibility :

Requires a Pioneer Banking relationship with IndusInd Bank.
AQB Requirement: ₹10L (Savings+Current).
NRV Requirement: ₹30L (All Investments Combined) with ₹1L+ on Savings Account.

IndusInd Pioneer Heritage Credit Card
Pros
  • Welcome Benefit: Get free stay at Oberoi Hotels. Voucher from MontBlanc. Voucher from Luxe Gift Card. Voucher from Vouchergram.

  • Reward System: Get 1 Reward Point on spending INR 100 on all domestic transactions. Value of 1 reward point = INR 0.75. Domestic cashback rate: 0.75% .Get 0.70 Reward Point on spending INR 100 on utility bill payments, insurance premiums, government services/charges/payments, education institute fees, and real estate/rental payments. Utility cashback rate: 0.525%. Get 2.5 Reward Points on spending INR100 on international transaction. Value of 1 reward point = INR 0.75. International cashback rate: 1.875% .

  • Get complimentary dining vouchers worth INR 3,000 twice a year, which can be used at select luxury restaurants across India through EazyDiner, with no minimum billing requirement.

  • Get 4 free golf lessons per month, get 4 free golf sessions per month. 

  • Buy one movie ticket and get the other one free on BookMyShow. Max 3 free tickets in a month. The price of the free ticket is capped at INR 700 per ticket. Additionally, get INR 50 off on selecting the F&B option.

  • Free LoungeKey and Priority Pass memberships.

  • 2 free domestic lounge visits per quarter.

  • 2 free international lounge visits per quarter.

  • Low forex mark-up of 1.8%. 

  • 24x7 Concierge. 

  • Zero fuel surchage.

  • Air accident cover of INR 25 Lakh. 

  • Free one night hotel stay at select Mastercard partner hotels. 

  • Free 2 Culinary Delights certificates which will get you: 25% off on F&B Bill at ITC hotels for a maximum of 4 guests. Not valid for Sunday brunch.

  • Free 2 Culinary Extravagance certificates which will get you: 50% off on lunch/dinner for 2 at ITC hotels. Not valid for Sunday brunch.

  • Free 2 Sweet Indulgence certificates which will get you: 30% off on  at gourmet shop at a participating ITC hotels (for purchases of maximum up to INR 5,000).

  • Free 2 Luxury Sojourns certificates which will get you: 20% off at purchase of Welcombreak packages.

  • Get Green Points @ 25% on all eligible F&B spends at ITC Hotels and WelcomHotels.

  • Get 20% off while dining at Fortune and WelcomHeritage Hotels.

  • Get 1,000 bonus Green Points on every accumulated spend of INR 25,000 on F&B.

  • Get Green Points @ 25% on all eligible F&B spends at ITC Hotels & Welcomhotels.

  • Get Green Points @ 5% on all eligible non F&B spends at participating ITC Hotels, Welcomhotels & Fortune Hotels.

  • Get 20% off on F&B spends at participating Fortune Hotels (valid up to 8 guest including the member).

  •  Enjoy 2 drinks at the cost of 1 at select bars between 6:00pm and ;8:00pm, every Wednesday (applicable on select beverages).

  • Get 50% bonus Green Points on dining spends at select restaurants at ITC Hotels on Fridays .

  • Get 50% bonus Green Points on your's and your spouse's birthday week on your dining spends (37.5% earnings) or stay (7.5% earnings) atITC Hotels and Sheraton New Delhi. 

Cons
  • Low cashback rate.

  • No milestone benefits. 

Pros & Cons
Welcome Benefits

Welcome Benefit: Get free stay at Oberoi Hotels. Voucher from MontBlanc. Voucher from Luxe Gift Card. Voucher from Vouchergram.

Rewards System

Reward System: Get 1 Reward Point on spending INR 100 on all domestic transactions. Value of 1 reward point = INR 0.75. Domestic cashback rate: 0.75% .Get 0.70 Reward Point on spending INR 100 on utility bill payments, insurance premiums, government services/charges/payments, education institute fees, and real estate/rental payments. Utility cashback rate: 0.525%. Get 2.5 Reward Points on spending INR100 on international transaction. Value of 1 reward point = INR 0.75. International cashback rate: 1.875% .

International Forex Markup

1.8% + GST

Welcome Benefits and Reward System
Special Features

Get complimentary dining vouchers worth INR 3,000 twice a year, which can be used at select luxury restaurants across India through EazyDiner, with no minimum billing requirement.

Eligibility Criteria

Requires a Pioneer Banking relationship with IndusInd Bank.
AQB Requirement: ₹10L (Savings+Current).
NRV Requirement: ₹30L (All Investments Combined) with ₹1L+ on Savings Account.

Benefits
  • Great dining discount.

  • Golf benefits.

  • Dining benefits.

  • Great travel benefits. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

This card is available through invitation.You can apply for Pinnacle Credit Card  through online via IndusInd Bank website:

 Here's the process:

  • Visit the IndusInd Bank website 

  • Find the Pioneer Heritage credit card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

Contact Details

1860 267 7777

Account Opening and Procedure
Application Procedure

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Product Review
Fees & Charges
  • Joining Fee:  INR 90,000  

  • Annual Fee: INR 25,000  
    Interest Rate: 2.99% per month and 36% per annum.

  • Late Payment Fee: Waived.

  • Cash Advance Fee: Waived.

  • Foreign Currency Markup Fee: 1.8% + GST of the transaction amount.

Fuel Surcharge

1%, waived for transactiions between INR 400 and INR 4000

Billing Cycle

30 days

Fees & Charges
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