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IndusInd Platinum Aura Edge Credit Card

MyRupaya Ratings
average rating is 2 out of 5

MyRupaya Ratings

Product Details
Credit Card Name : 

IndusInd Platinum Aura Edge Credit Card

Bank Name :

IndusInd Bank

Type :

Rewards Credit Card

Interest Rate : 

Interest Rate: 3.83% per month and 46% per annum.

Eligibility :

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

IndusInd Platinum Aura Edge Credit Card
Pros

  • Reward System: The card offers 4 different kind of reward plans. (1) Shop Plan: Users get 2% cashback on shopping in department store. 1% cashback on purchase of consumer durables or electronic items. 0.75% cashback on restaurant bills. 0.75% cashback on books. 0.25% cashback on all other spends. (2) Home Plan: Users get 2% cashback on grocery shopping. 0.7% cashback on cellphone bills, electricity bills, insurance premiums. 0.75% cashback on medical spends. 0.25% cashback on all other spends. (3) Travel Plan: Users get 2% cashback on hotel bookings. 1.25% cashback on airline tickets. 0.75% cashback on car rental and rail ticket bookings. 0.25% cashback on all other spends. (4) Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.

  • Welcome Benefits: Welcome voucher from Vouchagram and Vouchagram Premium. 

Cons

  • Low cashback rate.

  • No free movie tickets.

  • Limited value add features. 

  • No free airport lounge benefits. 

Pros & Cons
Welcome Benefits

Welcome voucher from Vouchagram and Vouchagram Premium. 

Rewards System

Reward System: The card offers 4 different kind of reward plans. (1) Shop Plan: Users get 2% cashback on shopping in department store. 1% cashback on purchase of consumer durables or electronic items. 0.75% cashback on restaurant bills. 0.75% cashback on books. 0.25% cashback on all other spends. (2) Home Plan: Users get 2% cashback on grocery shopping. 0.7% cashback on cellphone bills, electricity bills, insurance premiums. 0.75% cashback on medical spends. 0.25% cashback on all other spends. (3) Travel Plan: Users get 2% cashback on hotel bookings. 1.25% cashback on airline tickets. 0.75% cashback on car rental and rail ticket bookings. 0.25% cashback on all other spends. (4) Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

You can choose 4 different kind of reward system as per your needs. 

Eligibility Criteria

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

Benefits

  • Cashback benefits. 

  • Welcome benefits. 

  • Flexibility to choose reward system.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for IndusInd Platinum Aura Edge Credit Card through online via IndusInd Bank website:

 Here's the process:

  • Visit the IndusInd Bank website 

  • Find the IndusInd Platinum Aura Edge Credit Card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

Contact Details

1860 267 7777

Account Opening and Procedure

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Pros:-

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Cons:-

  • Reward System: The card offers 4 different kind of reward plans. (1) Shop Plan: Users get 2% cashback on shopping in department store. 1% cashback on purchase of consumer durables or electronic items. 0.75% cashback on restaurant bills. 0.75% cashback on books. 0.25% cashback on all other spends. (2) Home Plan: Users get 2% cashback on grocery shopping. 0.7% cashback on cellphone bills, electricity bills, insurance premiums. 0.75% cashback on medical spends. 0.25% cashback on all other spends. (3) Travel Plan: Users get 2% cashback on hotel bookings. 1.25% cashback on airline tickets. 0.75% cashback on car rental and rail ticket bookings. 0.25% cashback on all other spends. (4) Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.

  • Welcome Benefits: Welcome voucher from Vouchagram and Vouchagram Premium. 

  • Low cashback rate.

  • No free movie tickets.

  • Limited value add features. 

  • No free airport lounge benefits. 

HDFC Bank Biz Power Credit Card

The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges

  • Joining Fee: INR 500

  • Annual Fee: NIL

  • Interest Rate: 3.83% per month and 46% per annum.

  • Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Cash Advance Fee: 2.5% of the transaction amount (minimum INR 300).

  • Foreign Currency Markup Fee: 3.5% of the transaction amount.

Fuel Surcharge

1%, waived for transactions between INR 400 and INR 4000.

Billing Cycle

30 Days.

Fees & Charges
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