Welcome Benefits: Welcome voucher from Vouchagram and Vouchagram Premium.
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Indusind Platinum Aura Edge Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Welcome voucher from Vouchagram and Vouchagram Premium.
Milestone Benefits
None.
Cashback Rate
The card offers 4 different kind of reward plans:
(1) Shop Plan: Users get 2% cashback on shopping in department store. 1% cashback on purchase of consumer durables or electronic items. 0.75% cashback on restaurant bills. 0.75% cashback on books. 0.25% cashback on all other spends.
(2) Home Plan: Users get 2% cashback on grocery shopping. 0.7% cashback on cellphone bills, electricity bills, insurance premiums. 0.75% cashback on medical spends. 0.25% cashback on all other spends.
(3) Travel Plan: Users get 2% cashback on hotel bookings. 1.25% cashback on airline tickets. 0.75% cashback on car rental and rail ticket bookings. 0.25% cashback on all other spends.
(4) Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.
Movie Benefits
Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.
Dining Benefits
Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.
Other Benefits
None.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Welcome voucher from Vouchagram and Vouchagram Premium.
Milestone Benefits
None.
Cashback Rate
The card offers 4 different kind of reward plans:
(1) Shop Plan: Users get 2% cashback on shopping in department store. 1% cashback on purchase of consumer durables or electronic items. 0.75% cashback on restaurant bills. 0.75% cashback on books. 0.25% cashback on all other spends.
(2) Home Plan: Users get 2% cashback on grocery shopping. 0.7% cashback on cellphone bills, electricity bills, insurance premiums. 0.75% cashback on medical spends. 0.25% cashback on all other spends.
(3) Travel Plan: Users get 2% cashback on hotel bookings. 1.25% cashback on airline tickets. 0.75% cashback on car rental and rail ticket bookings. 0.25% cashback on all other spends.
(4) Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.
Movie Benefits
Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.
Dining Benefits
Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.
Other Benefits
None.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 500
Annual Fee
NIL
Cash Advance Fee
Cash Advance Fee:2.5% of the transaction amount (minimum INR 300).
Interest rate
Interest Rate:3.83% per month and 46% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:3.5% of the transaction amount.
Other Fees
Fees & Charges
Joining Fee
INR 500
Annual Fee
NIL
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate:3.83% per month and 46% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:3.5% of the transaction amount.
Other Fees
Special Features
You can choose 4 different kind of reward system as per your needs.
Eligibility Criteria
Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for IndusInd Platinum Aura Edge Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the IndusInd Platinum Aura Edge Credit Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
1860 267 7777
Account Opening and Procedure
The card's USP is the 4 different kind of reward plans offered by it, through which customers can choose what kind of cashback they want. However, the card offers very low cashback rate. Also, the card does not offer any kind of value add features. Overall it is a below par card.
The card's USP is the 4 different kind of reward plans offered by it, through which customers can choose what kind of cashback they want. However, the card offers very low cashback rate. Also, the card does not offer any kind of value add features. Overall it is a below par card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai