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IndusInd Platinum Aura Edge Credit Card

IndusInd Platinum Aura Edge Credit Card

 Card Details
Joining Fee: 

Renewal Fee: 

Card Type:

Reward Type:

Welcome Benefits:
0

Rewards & Benefits

Welcome Benefits

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Milestone Benefits

annual fee reversal on spending inr 1,00,000 on the card.

Cashback Rate

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Lounge Access

0

Movie Benefits

8

Dining Benefits

Other Benefits

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

Cons
  • Low cashback rate.

  • No free movie tickets.

  • Limited value add features. 

  • No free airport lounge benefits. 

  • Reward System: The card offers 4 different kind of reward plans. (1) Shop Plan: Users get 2% cashback on shopping in department store. 1% cashback on purchase of consumer durables or electronic items. 0.75% cashback on restaurant bills. 0.75% cashback on books. 0.25% cashback on all other spends. (2) Home Plan: Users get 2% cashback on grocery shopping. 0.7% cashback on cellphone bills, electricity bills, insurance premiums. 0.75% cashback on medical spends. 0.25% cashback on all other spends. (3) Travel Plan: Users get 2% cashback on hotel bookings. 1.25% cashback on airline tickets. 0.75% cashback on car rental and rail ticket bookings. 0.25% cashback on all other spends. (4) Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.

  • Welcome Benefits: Welcome voucher from Vouchagram and Vouchagram Premium. 

Rewards & Benifits
Welcome Benefits

Welcome voucher from Vouchagram and Vouchagram Premium. 

Rewards System

Reward System: The card offers 4 different kind of reward plans. (1) Shop Plan: Users get 2% cashback on shopping in department store. 1% cashback on purchase of consumer durables or electronic items. 0.75% cashback on restaurant bills. 0.75% cashback on books. 0.25% cashback on all other spends. (2) Home Plan: Users get 2% cashback on grocery shopping. 0.7% cashback on cellphone bills, electricity bills, insurance premiums. 0.75% cashback on medical spends. 0.25% cashback on all other spends. (3) Travel Plan: Users get 2% cashback on hotel bookings. 1.25% cashback on airline tickets. 0.75% cashback on car rental and rail ticket bookings. 0.25% cashback on all other spends. (4) Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

You can choose 4 different kind of reward system as per your needs. 

Eligibility Criteria

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

Benefits
  • Cashback benefits. 

  • Welcome benefits. 

  • Flexibility to choose reward system.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for IndusInd Platinum Aura Edge Credit Card through online via IndusInd Bank website:

 Here's the process:

  • Visit the IndusInd Bank website 

  • Find the IndusInd Platinum Aura Edge Credit Card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

Contact Details

1860 267 7777

Account Opening and Procedure

Recommended Credit Cards

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Reward System: The card offers 4 different kind of reward plans. (1) Shop Plan: Users get 2% cashback on shopping in department store. 1% cashback on purchase of consumer durables or electronic items. 0.75% cashback on restaurant bills. 0.75% cashback on books. 0.25% cashback on all other spends. (2) Home Plan: Users get 2% cashback on grocery shopping. 0.7% cashback on cellphone bills, electricity bills, insurance premiums. 0.75% cashback on medical spends. 0.25% cashback on all other spends. (3) Travel Plan: Users get 2% cashback on hotel bookings. 1.25% cashback on airline tickets. 0.75% cashback on car rental and rail ticket bookings. 0.25% cashback on all other spends. (4) Party Plan: Users get 2% cashback on restaurant bills. 1% cashback on shopping in departmental stores and on payment in pubs and bars. 0.75% cashback on movie tickets. 0.25% cashback on all other spends.

  • Welcome Benefits: Welcome voucher from Vouchagram and Vouchagram Premium. 

  • Low cashback rate.

  • No free movie tickets.

  • Limited value add features. 

  • No free airport lounge benefits. 

The card's USP is the 4 different kind of reward plans offered by it, through which customers can choose what kind of cashback they want. However, the card offers very low cashback rate. Also, the card does not offer any kind of value add features. Overall it is a below par card.

IndusInd Platinum Aura Edge Credit Card Review

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining Fee: INR 500

  • Annual Fee: NIL

  • Interest Rate: 3.83% per month and 46% per annum.

  • Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Cash Advance Fee: 2.5% of the transaction amount (minimum INR 300).

  • Foreign Currency Markup Fee: 3.5% of the transaction amount.

Fuel Surcharge

1%, waived for transactions between INR 400 and INR 4000.

Billing Cycle

30 Days.

Fees & Charges
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