Welcome Benefits: Welcome gift voucher from Montblanc, Luxe, Postcard Hotels, Vouchgram and Vouchgram Premium.
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Indusind Platinum Visa Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Welcome gift voucher from Montblanc, Luxe, Postcard Hotels, Vouchgram and Vouchgram Premium.
Milestone Benefits
None.
Cashback Rate
Users will get 1 reward point on spending INR 100.
Value of 1 reward point = INR 0.40.
General Cashback Rate: 0.4%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Free travel insurance.
Free lost baggage insurance upto INR 1 lakh.
Free delayed baggage insurance upto INR 25,000.
Free loss of passport insurance upto INR 50,000.
Free loss of ticket insurance upto 25,000.
Free missed connection upto INR 25,000.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Welcome gift voucher from Montblanc, Luxe, Postcard Hotels, Vouchgram and Vouchgram Premium.
Milestone Benefits
None.
Cashback Rate
Users will get 1 reward point on spending INR 100.
Value of 1 reward point = INR 0.40.
General Cashback Rate: 0.4%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
Free travel insurance.
Free lost baggage insurance upto INR 1 lakh.
Free delayed baggage insurance upto INR 25,000.
Free loss of passport insurance upto INR 50,000.
Free loss of ticket insurance upto 25,000.
Free missed connection upto INR 25,000.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 3,000
Annual Fee
INR 0
Cash Advance Fee
Cash Advance Fee:2.5% of the transaction amount (minimum INR 300).
Interest rate
Interest Rate:3.83% per month and 46% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:3.5% of the transaction amount.
Other Fees
Fees & Charges
Joining Fee
INR 3,000
Annual Fee
INR 0
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate:3.83% per month and 46% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:3.5% of the transaction amount.
Other Fees
Special Features
None.
Eligibility Criteria
Age: 21-60 years.
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for IndusInd Bank Platinum Visa Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the IndusInd Bank Platinum Visa Credit Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
1860 267 7777
Account Opening and Procedure
The card has a low cashback rate, it has limited value add features, essentially it offers only free travel-related insurance. Overall it is a sub par card.
The card has a low cashback rate, it has limited value add features, essentially it offers only free travel-related insurance. Overall it is a sub par card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai