Rewards credit card · IndusInd Bank
Indusind Platinum Visa Credit Card
Indusind Platinum Visa Credit Card is a rewards credit card from IndusInd Bank. Users will get 1 reward point on spending ₹100.
- Joining fee
- ₹3,000
- Annual fee
- Nil
- Forex markup
- 3.5%
- Interest
- 3.83% per month and 46% per annum
Welcome benefits
- Users will get welcome gift vouchers from Montblanc, Luxe, Postcard Hotels, Vouchgram and Vouchgram Premium
Rewards & cashback
- Users will get 1 reward point on spending ₹100
- Value of 1 reward point = ₹0.40
- General cashback rate: 0.4%
More benefits & features
- Free travel insurance
- Free lost baggage insurance upto ₹1 lakh
- Free delayed baggage insurance upto ₹25,000
- Free loss of passport insurance upto ₹50,000
- Free loss of ticket insurance upto 25,000
- Free missed connection upto ₹25,000
Fees & charges
- Joining fee
- ₹3,000
- Annual fee
- Nil
- Foreign currency markup
- 3.5%
- Interest rate
- 3.83% per month and 46% per annum
- Late payment
- Between ₹100 and ₹1300 depending on the amount unpaid
- Cash advance
- 2.5% of the transaction amount (minimum ₹300)
- Fuel surcharge
- 1%, waived for transactions between ₹400 and ₹4000
- Billing cycle
- 30 Days
Pros and cons
What works well
- Users will get 1 reward point on spending ₹100
- Value of 1 reward point = ₹0.40
- General cashback rate: 0.4%
- Welcome gift voucher from Montblanc, Luxe, Postcard Hotels, Vouchgram and Vouchgram Premium
- Free travel insurance, lost baggage: ₹1 lakh, delayed baggage: ₹25,000, loss of passport: ₹50,000, loss of ticket: 25,000, missed connection: ₹25,000
Worth knowing
- Low cashback rate
- No free movie tickets
- Limited value add benefits
- No free airport lounge visits
Who can apply
- Age: 21-60 years
- Occupation: Self-employed or Salaried
- Credit Score: Good credit score
How to apply
You can apply for IndusInd Bank Platinum Visa Credit Card through online via IndusInd Bank website:
- Here's the process:
- Visit the IndusInd Bank website
- Find the IndusInd Bank Platinum Visa Credit Card page
- Click on "Apply Now"
- Fill out the application form with all of your details
- You can digitally sign the application and complete your V-KYC for faster processing
More IndusInd credit cards
Details come from information published by IndusInd Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.
