IndusInd Platinum Visa Credit Card
Rewards & Benefits
Welcome Benefits
Users will get welcome gift vouchers from Montblanc, Luxe, Postcard Hotels, Vouchgram and Vouchgram Premium.
Milestone Benefits
Cashback Rate
Users will get 1 reward point on spending INR 100.
Value of 1 reward point = INR 0.40. General cashback rate: 0.4%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
INR 3,000
Annual Fee
INR 0
Cash Advance Fee
Cash Advance Fee:2.5% of the transaction amount (minimum INR 300).
Interest rate
Interest Rate: 3.83% per month and 46% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:3.5% of the transaction amount.
Other Fees
Cons
Low cashback rate.
No free movie tickets.
Limited value add benefits.
No free airport lounge visits.
Reward System: Users will get 1 reward point on spending INR 100. Value of 1 reward point = INR 0.40. General cashback rate: 0.4%.
Welcome Benefits: Welcome gift voucher from Montblanc, Luxe, Postcard Hotels, Vouchgram and Vouchgram Premium.
Free travel insurance, lost baggage: INR 1 lakh, delayed baggage: INR 25,000, loss of passport: INR 50,000, loss of ticket: 25,000, missed connection: INR 25,000.
Rewards & Benifits
Welcome Benefits
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Rewards System
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International Forex Markup
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Welcome Benefits and Reward System
Special Features
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Eligibility Criteria
Age: 21-60 years.
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for IndusInd Bank Platinum Visa Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the IndusInd Bank Platinum Visa Credit Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
1860 267 7777
Account Opening and Procedure
Recommended Credit Cards
Pros:-
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Cons:-
Reward System: Users will get 1 reward point on spending INR 100. Value of 1 reward point = INR 0.40. General cashback rate: 0.4%.
Welcome Benefits: Welcome gift voucher from Montblanc, Luxe, Postcard Hotels, Vouchgram and Vouchgram Premium.
Free travel insurance, lost baggage: INR 1 lakh, delayed baggage: INR 25,000, loss of passport: INR 50,000, loss of ticket: 25,000, missed connection: INR 25,000.
Low cashback rate.
No free movie tickets.
Limited value add benefits.
No free airport lounge visits.
The card has a low cashback rate, it has limited value add features, essentially it offers only free travel-related insurance. Overall it is a sub par card.
The card has a low cashback rate, it has limited value add features, essentially it offers only free travel-related insurance. Overall it is a sub par card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
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Fuel Surcharge
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Billing Cycle
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