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Indusind Platinum Visa Credit Card

12.5

Rewards & Benefits

Welcome Benefits

Welcome Benefits: Welcome gift voucher from Montblanc, Luxe, Postcard Hotels, Vouchgram and Vouchgram Premium.

Milestone Benefits

Cashback Rate

  • Users will get 1 reward point on spending INR 100. 

  • Value of 1 reward point = INR 0.40. General cashback rate: 0.4%.

Movie Benefits

Dining Benefits

Other Benefits

Lounge Access

Rewards & Benefits

Welcome Benefits

Welcome Benefits: Welcome gift voucher from Montblanc, Luxe, Postcard Hotels, Vouchgram and Vouchgram Premium.

Milestone Benefits

Cashback Rate

  • Users will get 1 reward point on spending INR 100. 

  • Value of 1 reward point = INR 0.40. General cashback rate: 0.4%.

Movie Benefits

Dining Benefits

Other Benefits

Lounge Access

Fees & Charges

Joining Fee

INR 3,000

Annual Fee

INR 0

Cash Advance Fee

Cash Advance Fee:2.5% of the transaction amount (minimum INR 300).

Interest rate

Interest Rate:3.83% per month and 46% per annum.

Late Payment Fee

Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.

Foreign Currency Transactions Fee

Foreign Currency Markup Fee:3.5% of the transaction amount.

Other Fees

Fees & Charges

Joining Fee

INR 3,000

Annual Fee

INR 0

Cash Advance Fee

2.5% or ?500 whichever is higher

Interest rate

Interest Rate:3.83% per month and 46% per annum.

Late Payment Fee

Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.

Foreign Currency Transactions Fee

Foreign Currency Markup Fee:3.5% of the transaction amount.

Other Fees

Special Features

None.

Eligibility Criteria

Age: 21-60 years.
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for IndusInd Bank Platinum Visa Credit Card through online via IndusInd Bank website:

 Here's the process:

  • Visit the IndusInd Bank website 

  • Find the IndusInd Bank Platinum Visa Credit Card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

Contact Details

1860 267 7777

Account Opening and Procedure

The card has a low cashback rate, it has limited value add features, essentially it offers only free travel-related insurance. Overall it is a sub par card.

The card has a low cashback rate, it has limited value add features, essentially it offers only free travel-related insurance. Overall it is a sub par card.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
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