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IndusInd Platinum Visa Credit Card

Product Details
Credit Card Name : 

IndusInd Platinum Visa Credit Card

Bank Name :

IndusInd Bank

Type :

Rewards Credit Card

Interest Rate : 

Interest Rate: 3.83% per month and 46% per annum.

Eligibility :

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

IndusInd Platinum Visa Credit Card
Pros
  • Reward System: Get 1 reward point on spending INR 100. Value of 1 reward point = INR 0.40. General cashback rate: 0.4%. 

  • Welcome Benefits: Welcome gift voucher from Montblanc, Luxe, Postcard Hotels, Vouchgram and Vouchgram Premium. 

  • Free travel insurance, lost baggage: INR 1 lakh, delayed baggage: INR 25,000, loss of passport: INR 50,000, loss of ticket: 25,000, missed connection: INR 25,000.

Cons
  • Low cashback rate. 

  • No free movie tickets. 

  • Limited value add benefits. 

  • No free airport lounge visits.

Pros & Cons
Welcome Benefits

Welcome Benefits: Welcome gift voucher from Montblanc, Luxe, Postcard Hotels, Vouchgram and Vouchgram Premium. 

Rewards System

Reward System: Get 1 reward point on spending INR 100. Value of 1 reward point = INR 0.40. General cashback rate: 0.4%. 

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

None.

Eligibility Criteria

Age: 21-60 years
Occupation: Self-employed or Salaried.
Credit Score: Good credit score.

Benefits
  • Welcome benefits.

  • Cashback benefits. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for IndusInd Bank Platinum Visa Credit Card through online via IndusInd Bank website:

 Here's the process:

  • Visit the IndusInd Bank website 

  • Find the IndusInd Bank Platinum Visa Credit Card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

Contact Details

1860 267 7777

Account Opening and Procedure
IndusInd Platinum Visa Credit Card Review

The card has a low cashback rate, it has limited value add features, essentially it offers only free travel-related insurance. Overall it is a sub par card.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining Fee: INR 3,000

  • Annual Fee:  INR 0

  • Interest Rate: 3.83% per month and 46% per annum.

  • Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Cash Advance Fee: 2.5% of the transaction amount (minimum INR 300).

  • Foreign Currency Markup Fee: 3.5% of the transaction amount.

Fuel Surcharge

1%, waived for transactions between INR 400 and INR 4000.

Billing Cycle

30 Days.

Fees & Charges
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