
None.

Indusind Samman RuPay Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will get 1% cashback on all spends.
Max cashback capped at INR 200.
Movie Benefits
Users will get one free movie ticket up to INR 200 on movie bookings via BookMyShow once every 6 months in a calendar year.
Dining Benefits
None.
Other Benefits
Free Lost baggage insurance of INR 100,000.
Free delayed baggage insurance of INR 25,000
Free missed connection insurance of INR 25,000.
Free loss passport insurance of INR 50,000.
Free loss ticket insurance of INR 25,000.
0 cash advance fee.
Rupay card can be linked to UPI.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
Users will get 1% cashback on all spends.
Max cashback capped at INR 200.
Movie Benefits
Users will get one free movie ticket up to INR 200 on movie bookings via BookMyShow once every 6 months in a calendar year.
Dining Benefits
None.
Other Benefits
Free Lost baggage insurance of INR 100,000.
Free delayed baggage insurance of INR 25,000
Free missed connection insurance of INR 25,000.
Free loss passport insurance of INR 50,000.
Free loss ticket insurance of INR 25,000.
0 cash advance fee.
Rupay card can be linked to UPI.
Lounge Access
None.
Fees & Charges
Joining Fee
NIL
Annual Fee
INR 199 (Annual fee will be levied if Rs 75,000 spends are not met in the card anniversary year).
Cash Advance Fee
Cash Advance Fee:NIL
Interest rate
Interest Rate:3.95% per month and 47.40% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:3.5%
Other Fees
Add-on card fee:NIL
Fees & Charges
Joining Fee
NIL
Annual Fee
INR 199 (Annual fee will be levied if Rs 75,000 spends are not met in the card anniversary year).
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rate:3.95% per month and 47.40% per annum.
Late Payment Fee
Late Payment Fee:Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
Foreign Currency Markup Fee:3.5%
Other Fees
Add-on card fee:NIL
Special Features
Withdraw Cash whenever in need and you will not be charged any cash advance fee.
Eligibility Criteria
Only for government sector employees
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for Samman RuPay Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the Samman RuPay Credit Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
1860 267 7777
Account Opening and Procedure
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Application Procedure

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai