IndusInd Samman RuPay Credit Card
MyRupaya Ratings
Product Details
Credit Card Name :
IndusInd Samman RuPay Credit Card
Bank Name :
IndusInd Bank
Type :
Premium Credit Card
Interest Rate :
Interest Rate: 3.95% per month and 47.40% per annum.
Eligibility :
Only for government sector employees
Pros
Reward System: Get 1% cashback on all spends. Max cashback capped at INR 200.
Get one free movie ticket up to INR 200 on movie bookings via BookMyShow once every 6 months in a calendar year.
Zero fuel surcharge.
Waiver of surcharge on booking tickets through IRCTC up to INR 5,000 per quarter.
Free Lost baggage insurance of INR 100,000.
Free lost ticket insurance of INR 25,000.
Free missed connection insurance of INR 25,000.
Free loss passport insurance of INR 50,000.
0 cash advance fee.
Rupay card can be linked to UPI.
Cons
Low cashback rate.
Limited value add benefits.
No dining benefits.
No milestone benefits.
Pros & Cons
Welcome Benefits
None.
Rewards System
Reward System: Get 1% cashback on all spends. Max cashback capped at INR 200.
International Forex Markup
3.5%
Welcome Benefits and Reward System
Special Features
Withdraw Cash whenever in need and you will not be charged any cash advance fee.
Eligibility Criteria
Only for government sector employees
Benefits
Rupay card can be linked to UPI
Movie benefit.
Cashback benefit.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
You can apply for Samman RuPay Credit Card through online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the Samman RuPay Credit Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
1860 267 7777
Account Opening and Procedure
Recommended Credit Cards
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Get 1% cashback on all spends. Max cashback capped at INR 200.
Get one free movie ticket up to INR 200 on movie bookings via BookMyShow once every 6 months in a calendar year.
Zero fuel surcharge.
Waiver of surcharge on booking tickets through IRCTC up to INR 5,000 per quarter.
Free Lost baggage insurance of INR 100,000.
Free lost ticket insurance of INR 25,000.
Free missed connection insurance of INR 25,000.
Free loss passport insurance of INR 50,000.
0 cash advance fee.
Rupay card can be linked to UPI.
Low cashback rate.
Limited value add benefits.
No dining benefits.
No milestone benefits.
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Product Review
Fees & Charges
Joining Fee: NIL
Annual Fee: INR 199 (Annual fee will be levied if Rs 75,000 spends are not met in the card anniversary year).
Interest Rate: 3.95% per month and 47.40% per annum.
Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.
Cash Advance Fee: NIL
Foreign Currency Markup Fee: 3.5%
Add-on card fee: NIL
Fuel Surcharge
1%, waived for transactiions between INR 400 and INR 4000
Billing Cycle
30 days