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IndusInd Samman RuPay Credit Card

Product Details
Credit Card Name

IndusInd Samman RuPay Credit Card

Bank Name

IndusInd Bank

Type

Premium Credit Card

Interest Rate

Interest Rate: 3.95% per month and 47.40% per annum.

Eligibility

Only for government sector employees

IndusInd Samman RuPay Credit Card
Pros
  • Reward System: Get 1% cashback on all spends. Max cashback capped at INR 200.

  • Get one free movie ticket up to INR 200 on movie bookings via BookMyShow once every 6 months in a calendar year. 

  • Zero fuel surcharge.

  • Waiver of surcharge on booking tickets through IRCTC up to INR 5,000 per quarter.

  • Free Lost baggage insurance of INR 100,000.

  • Free lost ticket insurance of INR 25,000.

  • Free missed connection insurance of INR 25,000.

  • Free loss passport insurance of INR 50,000.

  • 0 cash advance fee.

  • Rupay card can be linked to UPI. 

Cons
  • Low cashback rate. 

  • Limited value add benefits.

  • No dining benefits.

  • No milestone benefits. 

Pros & Cons
Welcome Benefits

None.

Rewards System

Reward System: Get 1% cashback on all spends. Max cashback capped at INR 200.

International Forex Markup

3.5%

Welcome Benefits and Reward System
Special Features

Withdraw Cash whenever in need and you will not be charged any cash advance fee.

Eligibility Criteria

Only for government sector employees

Benefits
  • Rupay card can be linked to UPI

  • Movie benefit.

  • Cashback benefit. 

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

You can apply for Samman RuPay Credit Card through online via IndusInd Bank website:

 Here's the process:

  • Visit the IndusInd Bank website 

  • Find the Samman RuPay Credit Card page. 

  • Click on "Apply Now".

  • Fill out the application form with all of your details.

  • You can digitally sign the application and complete your V-KYC for faster processing.

Contact Details

1860 267 7777

Account Opening and Procedure
Application Procedure

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Product Review
Fees & Charges
  • Joining Fee: NIL

  • Annual Fee: INR 199 (Annual fee will be levied if Rs 75,000 spends are not met in the card anniversary year).

  • Interest Rate: 3.95% per month and 47.40% per annum.

  • Late Payment Fee: Between INR 100 and INR 1300 depending on the amount unpaid.

  • Cash Advance Fee: NIL

  • Foreign Currency Markup Fee: 3.5%

  • Add-on card fee: NIL


Fuel Surcharge

1%, waived for transactiions between INR 400 and INR 4000

Billing Cycle

30 days

Fees & Charges
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